Saving

10 Tips for Your Emergency Fund

Every financially responsible adult should have an emergency fund; when it’s about financial emergencies, it’s not about if they’ll happen, but when they’re going to – and the difference between sink-or-swim when something happens that requires cash could be your emergency fund. Statistics say that as much as 40% of Americans don’t have enough cash […]

Going to College Can Vastly Improve Your Financial Future – 5 Reasons to Do It

Just like you’ve always been told to eat your vegetables, you might have also been told somewhere along the line that you should go to college. There are lots of different reasons to take classes or pursue a degree, no matter how much school you’ve already had. Here are five of the best we know […]

How to Go from Bad Credit to Good Credit

It seems that cash is no longer king. With so many people relying on credit to make purchases these days, especially with the popularity of online shopping, we’ve definitely moved into an era where the convenience of credit reigns supreme. Unlike cash-in-hand, however, it’s all too easy to overextend ourselves when spending on credit alone. […]

A Beginner’s Guide to Frugal Living

There’s a lot to love about frugal living. But you may have questions about what it’s like to commit to true frugal living. Are you going to feel deprived? Is this a life of sacrifice? The answer to both questions is a resounding NO. Frugal living isn’t about living a life of deprivation. It’s about […]

7 Ways to Bank More Each Month

Living paycheck-to-paycheck can be a real drag. All it takes is one emergency to precipitate a personal finance catastrophe, and when you’re counting on every penny to be there it can be a disaster when you’ve got to miss a couple of days of work because you’ve got to deal with an unforeseen situation. 1. […]

Covering the Cost of Raising School-Age Children

Kids are expensive. The expenses start the moment you buy your first set of diapers or schedule that first sonogram. But the expenses don’t stop coming just because your child has graduated to table food or has finished potty training. There are always costs associated with raising children, and sometimes our cash flow doesn’t always […]

Investing in Your Family – Ways You Can Improve Family Finances

Your family likely means everything to you. But families are expensive. With more mouths to feed and bodies to clothe, you’re always facing large grocery bills and your clothing budget may seem like it’s constantly expanding. If you’re always looking for more money every month to take care of your family’s needs, you aren’t alone. […]

11 Steps to Save Money When Your Budget is Completely Maxed Out

Budgeting is hard. Saving money can seem impossible. But it doesn’t have to be. Your money management determines how comfortably you can live your life. We talk about how nice it will be when we make more money and can do more things, but the trick to living comfortably is to budget for the money […]

How to Find the Right Bad Credit Loan

A low credit score can hamper even the most fiscally prudent and honest of people. Buying a car or a home, renting an apartment, or obtaining a credit card almost always depends on the quality of the potential borrower’s credit. However, bad credit will keep those potential borrowers from obtaining most types of loans. Bad […]