Debt

7 Things to Know Before Consolidating Bad Debt

Before talking to anyone about debt consolidation, be prepared with these 7 important facts. From cookies to cars, everything you buy has the potential to become debt. Most things in life can be had with the quick swipe of a credit card or, in the case of your car, an easy loan. While that’s definitely […]

Installment Loans Online and What You Need to Know

When you find yourself in a bind and can use fast cash, installment loans can be a manageable way of making ends meet, but they have their pros and cons. The term installment loans might sound familiar, and you may have even used them in the past without realizing since there are several types. When […]

Student Loans – What to Know Before You Owe

Thinking about higher education can be stressful, especially if you’re not sure how you’re going to pay for it. Student loans are an excellent option for many people. If you’re worried about going into debt or if you have other questions about how financing your education will affect your future, we’re here to help. We […]

The Evils of Payday Loans

Each year millions of Americans use payday loans. You may have heard  how some have landed in debt spirals and needed to take another loan to pay the first or similar. We’ve all heard such stories, but decided to dig a little deeper into payday loans and whether they’re truly as horrible as some make […]

How Bad Credit Can Affect Your Relationships

Good relationships aren’t easy, as the 40 million Americans using online dating services will attest. There’s a minefield of things you can do wrong, including game playing, talking about your ex, and ignoring important red flags. But there’s one relationship wrecker that most couples aren’t even aware of: the bad credit score. Having bad credit […]

When a No Credit Check Loan is the Right Choice

Imagine you’re in the market for a home. You probably want to get pre-approved for a loan so you know how much a lender is willing to offer you and at what rate before your start searching for the property of your dreams. With pre-approval in place, you know what your spending limit is and […]

3 Steps to Deal with Your Credit Card Debt

The debt spiral is very real. You want to enjoy life or you run into a financial emergency and you use your credit card to help. You probably have every intention of paying it off, but you can’t because your paycheck is already going to cover other things. So you create a balance on your […]

7 Times When a Personal Loan is a Bad Idea For You

Using personal loans is a great option for many people looking to consolidate credit card debt or make a large, one-time purchase. However, depending on a person’s financial profile, it could also result in years of crushing payments or defaulting on the loan altogether. A personal loan uses installments. A bank, credit union, or online lender […]

The Guide to Debt Consolidation

It’s easy to think of debt as a single thing. Like a lump sum of money you need to pay back rather than the collection of student loans, credit cards, car loans, mortgages, personal loans and even payday loans you’ve amassed – all with different payment dates, all with different payment amounts. For most of […]

6 Ways to Dig Yourself Out Of Debt

If you’re struggling with debt, it can often feel like you’ve got nowhere to turn and you have nothing you can do. The truth is, though, that there are lots of ways that you can pull yourself out of excessive debt. While some of these are going to require some hard work and dedication, it’ll […]