Saving Money on Groceries

Food. We all need it. We must buy it. That means we need to budget for it. But why is food so expensive? There are many reasons, of course, that delve into supply and demand, seasonal variations, and transportation costs, but ultimately you know your budget and you know what you need from the store. […]

7 Things to Know Before Consolidating Bad Debt

Before talking to anyone about debt consolidation, be prepared with these 7 important facts. From cookies to cars, everything you buy has the potential to become debt. Most things in life can be had with the quick swipe of a credit card or, in the case of your car, an easy loan. While that’s definitely […]

Options for Those with Bad Credit Who Need a Loan

Your credit score limits your options when it comes to borrowing money. Whether you had a streak of bad luck or perhaps just a streak of bad financial planning, your bad credit score can make it much harder to arrange a loan when you need one. It begs the question: what are the options for […]

Meet The Unbanked

We take certain parts of life for granted. We can find a grocery store when we need one. We can get cash from an ATM. But some of the American population isn’t living in the same way. These are the unbanked. The unbanked are individuals and families who don’t or won’t use a bank for […]

What Everyone Needs to Know About Auto Loans

Unless you have a hefty savings account, buying a car with cash is probably not something you’re able to do. So what do you do when you need a new car, but don’t have the money saved up to pay for it? You get an auto loan. Auto loans have many different elements, and that […]

51 Ways to Make Fast Cash

If you’re near broke or cash-strapped until next payday or looking for ways to pay off debt, there’s lots of options that can help. We’ve pulled together a healthy dose of ideas for a cash infusion to help supplement your income. While you could ask a friend or family member for assistance, or even look […]

Installment Loans Online and What You Need to Know

When you find yourself in a bind and can use fast cash, installment loans can be a manageable way of making ends meet, but they have their pros and cons. The term installment loans might sound familiar, and you may have even used them in the past without realizing since there are several types. When […]

10 Tips for Your Emergency Fund

Every financially responsible adult should have an emergency fund; when it’s about financial emergencies, it’s not about if they’ll happen, but when they’re going to – and the difference between sink-or-swim when something happens that requires cash could be your emergency fund. Statistics say that as much as 40% of Americans don’t have enough cash […]

Going to College Can Vastly Improve Your Financial Future – 5 Reasons to Do It

Just like you’ve always been told to eat your vegetables, you might have also been told somewhere along the line that you should go to college. There are lots of different reasons to take classes or pursue a degree, no matter how much school you’ve already had. Here are five of the best we know […]

Student Loans – What to Know Before You Owe

Thinking about higher education can be stressful, especially if you’re not sure how you’re going to pay for it. Student loans are an excellent option for many people. If you’re worried about going into debt or if you have other questions about how financing your education will affect your future, we’re here to help. We […]