Short-Term Loans

Short-Term Loans are Cost Effective and Credit Friendly

Short-term loans win the money race! (photo by

Short-term loans win the money race! (photo by

Short-term loans, also known as payday loans, are a cost effective way to get the money you need. In this day and age, when credit scores are becoming increasingly important, short-term loans allow you to borrow money without affecting your credit score.

What can I use a short-term loan for?

There are many uses for a short-term loan. The most common use of for short-term loan is to help cover unexpected shortages of cash. However, there are many other uses for this type of loan. For example, a short-term loan can be used as down-payment assistance when purchasing a new or used vehicle. Generally, short-term loans can be approved for up to $1000; getting a loan of that amount may be just what you need to get that new car.

Another good use for a short-term loan is to protect against unnecessary overdrafts of your bank account. Overdraft fees usually range from $34 to $56 and essentially are interest charged on your bank’s small loan to cover your account. Unfortunately, this interest rate can end up being well over 1000% of your initial overdraft. Whatever the reason, short-term loans can help you in any situation you deem important.

How do I get a short-term loan?

The first step to obtaining a short-term loan is to click the “Get started Now” button located below. Once you click on the get started button, you will be taken to the application page where you will follow a few simple steps necessary to process your loan request. Once your application is submitted, your job is done and it’s up to us to connect you with one of our industry lenders. Finally, after we have connected you with a lender, you will sign for the funds to be electronically transferred to your bank account.

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