If you’re like most people, then no matter how diligently you save money throughout the year – there comes a time when you simply need money now. It could be an impending hospital bill, an important purchase, overdue rent, or similar emergency. Depending on your overall financial situation at the time, you could have few
A financial emergency can force you to make a quick borrowing decision. While it’s important to get the cash you need, make sure that the loan won’t wreck your financial future. There are a few things to watch out for anytime you borrow money. Five traps to avoid when seeking fast loans range from dodging
The days of getting in your car and driving to your bank to ask for a loan are long gone. Borrowing money now in the digital age is a simple affair since technology has forever changed lending. Today, you can get a loan from the comfort of your home. All you need is a little
While the economy is improving, low wages and poor credit are causing millions of people to continue to struggle with their finances. If you’re one of them, a cash loan may help your situation, but when it comes to borrowing money, it’s important to do it the right way and avoid becoming mired down in
Most of us face financial shortages from time to time. Whether it’s an unexpected medical bill or a car repair that can no longer wait, you may find yourself in need of cash fast. Raising cash quickly isn’t hard – once you know how. Here are a few tips for getting a little extra dough
Bad credit personal loans sometimes require collateral to secure the funds. When borrowing with collateral, you’re agreeing to give the lender something of value that they can turn around and sell to recover the money that they lent if you don’t keep up your end of the lending agreement by paying it back. So, when
With access to the internet, people are adapting to new ways to live. From ordering presents from Amazon for the holidays to paying bills online, the internet has made everyday life more convenient. This includes access to cash. Today, when money is tight, consumers can request extra funds online, but the ease of getting a
For years, easy payday loans have provided a financial lifeline for millions of Americans facing unexpected expenses or variable incomes. However, the Consumer Financial Protection Bureau has had payday lenders in its sights almost since the watchdog agency was created following the economic crisis of 2008. How the CFPB Threatens the Future of Easy Payday
Personal installment loans and other forms of small-dollar credit are not known to be viewed favorably by most legislators who are Democrats. Especially in the aftermath of the financial crisis of 2008, the issues involving the short-term loan industry have tended to be divided along party lines. Democratic representatives and senators were more likely to
Payday loan stores first began appearing in Utah around 1984. According to the Deseret Morning News, by November 2005, the state boasted more than 380 payday lenders. Business was thriving, due in part to Utah’s laws that were relatively friendly to the industry. However, in 2016, almost 17 percent of the storefronts in the state
