Financial Education
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Fast Money Loans – The When, the Where, the Who and the How

Changes in the fast money loans industry are inevitable because of stricter regulations of the industry by the Consumer Financial Protection Bureau, or CFPB. Millions of Americans have come to rely on short-term money loans when they need immediate cash for unexpected expenses, holiday spending and to cover basic living expenses when cash-on-hand just doesn’t

Payday Cash is Not the Only Concern When it Comes to Saving

Payday cash is a priority with Americans now that the recession is over. In particular, they are focused on saving money for retirement. The recession taught people that credit isn’t a reliable emergency account to rely on in times of trouble. Many credit lenders closed their doors when the recession was at its height, it

Paying Down Unsecured Loans is Critical to Financial Health

The Federal Reserve reports the state of the debt Consumers are worried about their unsecured loans. According to the Federal Reserve, Americans currently owe $917 billion on revolving credit loans. Almost all of the debt is the result of credit card and about $70 billion of the total is currently past due. That is bad
Surround yourself with successful people.

Nine Powerful Keys to Financial Freedom

Step by Step Success Strategies Success Key Number One Accept that financial freedom is possible. Many cannot imagine going through debt repair, being debt free or possessing the freedom to design one’s own lifestyle by having access to a healthy cash flow. Therefore, the first step in achieving financial freedom involves believing that such a

Save Cash Now That Your Retirement Is Funded

Maxing out retirement-fund contributions Many thrifty people are searching for investment options for cash now that they’ve made the maximum allowed retirement-fund contributions. Financial experts have been saying it for years — “invest your money for retirement” — and a new survey shows that a growing number of people are listening. These people are now

The Right Insurance can Provide Emergency Money in Times of Loss

Insurance provides protection Some consumers try to save emergency money by cutting back on insurance. Though it may be a seemingly logical way to bulk up savings, it is not always a good idea. The purpose of insurance is to protect you. It’s one of the few things you buy and hope you’ll never use.
Mississippi Capitol

Mississippi Congress stalls on payday loan legislation

The Mississippi state legislature has stalled a bill that would further regulate payday loan lending in the state. States have increasingly passed legislation regarding payday lenders, usually to reduce interest rates. The new regulatory bill is stalling as legislators cannot agree on terms. Payday loan regulation bill stalls in Mississippi legislature The state legislature of
Newly hired consumers need to be wise with payday cash

Newly hired consumers need to be wise with payday cash

Back to the workforce It’s an exciting time for those moving back into the world of earning payday cash. The recession was difficult on the mainstream worker. Almost every industry suffered setbacks and had to lay-off and let-go of good workers. A lot of jobs were eliminated during the process. Now that the recession is
Paying off debt

Pay down credit card debt | Using science to pay it down faster

If you are working to pay down credit card debt, you have a lot of choices to make. Depending on how many cards you have and the amount of credit card debt, maximizing your money can be tough. Science has shown that the decisions most people make to pay down credit card debt should be
Red shopping carts

Black Friday shopping ideas 2010

Before you go hunting for the best door-busters on Black Friday 2010, do some research. If you want the best deals, you’re going to have to plan ahead and create a game plan for the year’s biggest shopping event. Here are some Black Friday shopping tips to help you get the most out of this

The Five Golden Rules of Financial Planning

The benefits of financial planning include stress reduction, wealth building and earning a high credit score. There’s an old adage that when a person fails to plan, they essentially plan to fail. Truer words were never spoken, particularly when it comes to planning for a sound financial future. The following five golden rules of financial

College fund for your child | Considering the 529 plan

If you have a child, no matter the age, today is the day to start planning for their college education. Even the smallest of starts can, over time, accumulate to a nice amount of extra cash when your child is ready to start college. “But where do I put the money?” There are so many
A man dealing with bill charge errors over the phone.

What to do with erroneous charges on your bill

Have you ever tried to call a credit card company or cell phone company about fast cash charges on your bill that are unreasonable or simply not accurate? Perhaps it has left you in need of personal loans or installment loans to cover the costs. Sometimes, it is beyond frustrating to logically work with the
Credit cards are an important part of consumer finance. Understand them well! (Photo: flickr.com)

To Manage Finances, Consumers Must Understand Credit Cards

Learn to Manage Credit Cards Consumers are suffering financially due to the recession and need to know how to manage their credit cards, savings and investment accounts. In today’s society, credit cards are a staple. Their convenience and many uses make them one of the easiest ways of purchasing items. Unfortunately, they are also a

Finding Emergency Money Can Be Simplified by Using Tax Credits

Minimizing tax liability Finding emergency money isn’t easy, but with the vast amount of tax credits available the government is trying to make it a little simpler. Once you get your income tax liability down, you then can start looking at tax credits. There are a wide variety of them available, but it’s important to

Financial Tips for Surviving the Loss of a Spouse

Financial matters cannot be ignored Surviving the loss of a spouse is never easy. Besides the obvious pain and loss felt, there is often an overwhelming amount of financial business to tend to. Unfortunately, credit card bills still needs to be paid, banking matters need to be appropriately handled, as do insurance matters. For those