Law and Order/Legislation
Law and Order, Legislation and Regulation in the news
Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.

Consumer Credit Availability and Financial Exclusion in Australia

Forced Competition for Competitive Payday Loan Rates? Legislators from various nations have proposed that control over consumer credit become centralized, i.e. placed under control of the national government rather than continue to reside with states and principalities. Their reasoning is that if they can provide the traditional banking sector with enough incentive to offer small
A single joint of marijuana

The California Regulate, Control and Tax Cannabis Act: Part 1

Yesterday evening, the California Secretary of State confirmed that the voter initiative to legalize marijuana received an estimated 523,531 valid signatures – well more than the 433,971 signatures needed to get on the November ballot. The California legalization initiative has supporters that argue pot legalization will not only save the cash-strapped California economy money, but
An artistic photograph of the Bill of Rights. The Constitutionality of health care reform – which 13 states are currently questioning, with more to follow – may come down to how the Supreme Court interprets specific and implied powers as they relate to the Bill of Rights, the 10th Amendment and the 14th Amendment.

13 state AGs suing feds, say health care bill unconstitutional

President Obama has signed the overhauled health care reform bill into law, but not everyone is happy. Thirteen state Attorneys General (12 Republicans and one Democrat) are now in the process of suing the federal government in order to stop the health care reform wave, claiming that it is unconstitutional in its current form. They
Craigslist page with images of prostitutes and dominatrix boots superimposed in the foreground.

Craigslist Albany pimp gets busted

Craigslist has caught heat in recent years for allowing online ads for prostitution and “girlfriend experience” (GFE) to publish. Authorities have tried to crack down on this online sex trade, but as Bronx News reports, such efforts are like trying to get rid of crabgrass. This time, authorities have intervened in a prostitution ring advertised
President Obama's plans for the Consumer Financial Protection Agency could mean that debt relief is closer than ever for the downtrodden. (Photo:

What’s the Best Way to Protect Consumers in Need of Debt Relief?

Should Courts or Executive Branch Agencies Have Final Say? The recession has forced America to face some of its most deep-seated systematic financial troubles. One thing that has become clear is that unscrupulous mortgage lenders and credit card agencies have dined for far too long upon consumers who largely didn’t understand that they could hold
Bill Sparkman was the census worker hanged in the Daniel Boone National Forest. (Photo:

Census Worker Hanged, Southern Chestnuts Roasting

The word “fed” was written on his chest We cannot give fringe elements of society legitimacy. Whoever killed Bill Sparkman – the census worker hanged in rural Kentucky’s Daniel Boone National Forest – needs to be brought to justice and dealt with as a highly disturbed individual. He or she does not represent any sort
Radar Gun

Ohio speeding tickets could really cost you – no proof needed

Getting a speeding ticket is never fun – between fees, fines, and increased insurance costs, you’re looking at more than $400. In Ohio, however, the state that gives out the most speeding tickets, fighting that ticket just got a lot harder. The Ohio Supreme Court has ruled that “trained” officers can rely on visual estimates
Photo of former Swiss banker and Wikileaks associated Rudolf Elmer.

Wikileaks Swiss bank data leads to arrest of Rudolf Elmer

Rudolf Elmer, 55, a former employee of the Swiss bank Julius Bär and associate of Wikileaks, has been taken into custody by Swiss police, reports Reuters. Elmer has been accused of helping Wikileaks by violating Swiss bank secrecy laws in order to obtain customer data for Wikileaks. A Zurich court had found Elmer guilty of

5-year-old brings gun to school in Florida | Loaded, no rounds

During a music class, a preschooler ended up getting kicked out of class. The 5-year-old had a gun in school in Florida. The Florida boy’s gun was loaded but had no rounds chambered. 5-year-old has gun in Florida school During a preschool music class, a semiautomatic handgun fell out of a 5-year-old’s pocket. The teacher
A mug shot of Charles Ponzi, the con artist who invented the financial pyramid scheme known as the Ponzi scheme.

Ken Starr arrested for perpetrating $30 million Ponzi scheme

Manhattan, New York investment adviser Ken Starr – not to be confused with the attorney made famous by the Bill Clinton-Monica Lewinsky scandal – is the latest shifty-eyed money man to get caught with his hand in the cookie jar. He has been arrested by federal authorities for allegedly brewing a $30 million Ponzi scheme,

Bomb New York City Subway Because of High Interest Loans?

First Hand Account of Mr. Zazi in Court Terrorist plots are on the rise. Today Mr. Najibullah Zazi pleaded guilty to plotting a bomb attack on a New York City subway. Pat Milton, an investigative producer for CBS, was in the court room gaining exclusive information about the subject at hand. Zazi didn’t appear to

Futures Trading and SEC fighting Congress for funding

The Commodity Futures Trading Commission and Securities and Exchange Commission are supposed to be the financial police officers of the economy. The 2010 Dodd-Frank Act was meant to increase the power of these agencies to protect consumers and keep an eye on Wall Street. The funding to carry out these tasks, however, is caught in
Sign posted at a school that reads "Bully-Free Zone." School bullying led to the suicide of Phoebe Prince, a 15-year-old freshman at South Hadley High School in Massachusetts.

Phoebe Prince tormentors indicted for role in her death

South Hadley, Massachusetts is the nice, comfortable middle-class suburb where Phoebe Prince was driven to commit suicide after incessant taunting, bullying and intimidation from a clique known as the “Mean Girls of South Hadley.” Nine teenagers in total have been indicted by Massachusetts District Attorney Elizabeth Scheibel for a series of actions that are believed
Payday loans

Texas lawmakers propose SB 253 and HB 410 to limit payday loans

In Texas, there are more than 3,500 payday lenders. Two new pieces of legislation — Texas SB 253 and Texas HB 410 — have been introduced as a way to limit this short-term lending. Both of these bills seek to redefine “Credit Service Organization” to exclude payday loan stores. The Credit Service Organization exemption Texas

Renee Bowman | Children need better advocates

Renee Bowman stuffs adoptees in freezer, gets murder in the first Do jokes that put Trig Palin in or near the crosshairs bother you? They’re nothing compared to this. Renee Bowman, 44, is not the first person to adopt children for the state stipend. Debt survival is tough, and people of limited means have to
Rock Creek Park

Ingmar Guandique convicted for murder of Chandra Levy

The Chandra Levy case has seemingly been closed with the conviction of Ingmar Guandique. Guandique, an immigrant from El Salvador, was found guilty after the jury deliberated for four days. The case is still controversial, as some believe Guandique has been framed. Ingmar Guandique convicted for killing Chandra Levy After years of the case going
They laugh, but caning is no laughing matter (Photo:

Caning | 40 Lashes for Sharia Law and the Mindless Masses

Does the punishment fit the crime? Corporal punishment has a tradition that can be traced back into the governing history of many nations. Some claim to find enlightenment and “grow out” of the process, while others cling to it because they either believe that it is an effective deterrent against crime, are “authorized” to do