Money Management
Money management is vital in today’s economy. Learn some down to earth tips that may get you ahead.
Amazon coffee mugs

Amazon Black Friday 2010 ads | Save even more this season!

You don’t have to wait until Black Friday 2010 to take advantage of some of the sweetest deals this holiday season. Skip the long lines and head to today and save bundles on the items you’ve been saving for all year long. Keep in mind that many of the Amazon Black Friday 2010 items
tax forms

Facts about extending the Bush tax cuts and the Obama tax plan

The Bush tax cuts are scheduled to expire Dec. 31. The Obama tax plan would extend for two years the Bush tax cuts for everyone except those who make at least $200,000 a year. Republicans say raising taxes on the rich will stifle economic recovery. Obama says he can’t reduce the deficit and offer tax
Obama offers tax compromise

Tax compromise boosts markets, along with partisan bickering

A tax compromise announced by the Obama administration Tuesday features both an extension of Bush tax cuts and a  federal unemployment extension. Wall Street gave the tax compromise a resounding approval, approaching stock-market highs not seen since the brink of the financial crisis. However, politicians on both sides of the isle vowed to do everything

Save Cash Today for a Good Retirement Tomorrow

Planning for retirement Managing cash today wisely, can mean a secure retirement in the future. It’s difficult to get on a consistent plan to save for retirement, especially in today’s market. That does not mean it’s impossible or that consumers should forgo it for other priorities. The biggest catch with saving for retirement is to

Obama proposes doubling of the child care tax credit

Nervous about slow growth? Throw money at it! America’s economic recovery may not be coming along as fast as you prefer. Since scoring political points is akin to sucking up Cheez-Its for hungry politicians, change cannot come fast enough. In other news, President Obama has proposed doubling the child care tax credit as part of
bloom box bye bye grid

Bloom Energy offers 10-year contract for cheap power off the grid

Bloom Energy is a California company that has developed a fuel cell called the Bloom Box. The Bloom Box supplies clean energy off the grid, but has been too expensive for widespread use. To solve that problem, Bloom Energy has created the Bloom Electrons program to eliminate the Bloom Box’s upfront costs. The Bloom Electrons

Pandora files for $100 million IPO

Pandora is an online music service that claims about half of the online radio market. Pandora Media Inc., has filed its initial prospectus with the Securities and Exchange Commission. This is the first step toward a Pandora IPO expected to raise about $100 million. Pandora IPO filing The initial filing with the Securities and Exchange
Close-up of a hand holding a cell phone.

Big banks debut clearXchange mobile payments service

Bank of America, JPMorgan Chase and Wells Fargo have banded together to challenge PayPal for online payment service superiority, reports the Associated Press. A new mobile payments service called clearXchange now makes it easier for consumers to make person-to-person payments via a mobile number or email address. The trio of U.S. banking giants anticipates that
rising oil prices

Rising gas prices could be a setback to recovering U.S. economy

U.S. gas prices were 6 cents per gallon higher on average than the night before when Americans awoke Friday morning. Since Sunday, U.S. gas prices have spiked 12 cents per gallon, and the trend is expected to continue. Economists warn that an oil price shock could be a major setback to the U.S. economy. How
File photo of Euro Pacific Capital CEO Peter Schiff.

Finance expert Peter Schiff says home prices to fall considerably

While some people think now is a great time to buy a new home because interest rates are so low, there are experts who continue to advise caution. Euro Pacific Capital CEO Peter Schiff says home prices have not bottomed out yet. In a recent Wall Street Journal piece, he even goes so far as
Nighttime photo of the St. Louis skyline.

St. Louis BOOST Loan helps businesses buy real estate

Most businesses need a location in order to operate, which means purchasing real estate is necessary. Numerous programs exist to help businesses obtain funding to buy land on which to build or lease, and in St. Louis, Mo., one such program is the St. Louis BOOST loan program. A BOOST loan gives the borrower a
Debit card

July deadline looming for ruling on debit card fee cap

The deadline for the Federal Reserve to decide on whether to institute a debit card fee cap is in July. The Senate failed to extend the deadline in a close vote, and it appears the Fed will have to make a decision. The cap could have serious implications for consumers. Federal Reserve has weeks to
bad credit car buyers would love this

More bad credit auto loans show credit markets staring to relax

Subprime auto lending saw a resurgence in the third quarter, according to the credit reporting agency Experian Automotive. Bad credit car buyers were also getting approved for higher loan amounts. At the same time that auto credit markets were loosening, borrowers defaulting on auto loans also declined. Lending standards loosen According to Auto Loan Daily,
Open sign

SBA running out of low cost loans to businesses

The Small Business Administration has been charged with helping businesses weather the recession, and money is running out. The 7(a) lending program provides loans, personal and large, to small businesses around the country. The program, which was funded by the American Recovery and Reinvestment Act, is currently in a holding pattern, waiting for more money.

How to finance your home improvement projects

According to Fox Business, Americans are likely to spend more than $121 billion on home improvement in 2010, so knowing how to finance home improvement is important. Here are seven financing options. How to finance home improvement: Seven possibilities Breaking a larger concept down into smaller parts makes it much less daunting; that includes how

New Year’s resolutions can help you find emergency money

Common New Year’s resolutions It’s not that difficult to find emergency money if you are willing to sacrifice. Now that the beginning of the year is here, many people are making New Year’s resolutions. Five of the most common are quitting smoking, exercising, eating healthier, decreasing debt and saving more money for emergencies. These are
A woman worried and stressing out on a phone.

Cash loans up to $1,000: Any credit type welcome

Have you been struggling with your credit? Do you need money fast? You know there isn’t a bank out there who will lend you money. You also know you need to fix that credit problem, so the last thing you want is another late payment on your credit report. Well, you’ve come to the right