Money Management
Money management is vital in today’s economy. Learn some down to earth tips that may get you ahead.

Why Short Term Loans Make Sense for the Great Unbanked

Many people are forced to use check-cashing stores to cash checks, pay bills and load cash to debit cards because they don’t have bank accounts or choose to function outside the banking system for various reasons. Many are forced to turn to short term loans because they can’t qualify for traditional loans from banks. These
Man contemplates advance payday loans

9 Payday Advance Loan Alternatives You Haven’t Thought Of (But Should)

While a payday advance loan is easy and fast to get, many people have a tough time repaying them. The reason for this is that the type of loan becomes due much faster than most borrowers expect, resulting in the person taking out another loan to cover the first. This may happen multiple times, and
payday internet loans can be risky

Beware the Risks of Payday Internet Loans

The Consumer Financial Protection Bureau, or CFPB, is currently investigating a subsect of payday loan lending, one in which websites sell information to payday lenders online about borrowers who need a quick loan. This kind of service connects lenders and borrowers. The CFPB recently discovered that one website directed borrowers into illegal and bad payday
Couple applies for loans with bad credit

11 Ways to Get a Loan with Bad Credit (These Work Fast)

Bad credit loans are made by lending companies that accept borrowers who’ve had a few problems in the past. These include loan defaults, slow payments, missed payments and even bankruptcies. Credit scores play a big role in how lenders look at your loan application, and a low score could get your application denied. Fortunately, many
Woman paying off pay day loan

7 Simple Ways to Repay a Payday Loan Fast (These Really Work)

A payday loan is often a valuable resource for people from all socioeconomic groups. Anyone can get behind and need some emergency cash, and there are multiple installment loans, online personal loans, pay day loans and other types of loans to help your family get the cash it needs. However, any payday loan can cause

10 reasons people are walking away from mortgages

Allowing foreclosure on purpose Many people have reasons for wanting to stay in their home, regardless of how much they’re paying. People don’t want to uproot their families or don’t want to go through the hassle of moving. However, some people are so fed up with the housing market that they’re willing to allow their

Fewer people are under water on mortgage bank loans

Fewer people are getting under water on the bank loans on their homes. Underwater is when a person ends up owing more to the mortgage company than the home is worth. However, part of it is thanks to the number of foreclosures. Fewer bank loans are getting underwater The number of people under water on
two men dressed like blues brothers holding a sign

Lobbyists fight to weaken new mortgage rules in financial reform

The U.S. House and Senate will start on refining mortgage legislation Tuesday. The legislation would enforce the biggest overhaul to mortgage lending rules in decades. The mortgage legislation, part of the financial reform bill, is intended to end the risky lending practices blamed for causing the financial crisis. Mortgage industry lobbyists are working overtime to
Foreclosed Palm Springs, Calif., home with a graffiti message on the garage door that reads "Mortgage fraud by Mission Hills Mortgage."

MERS speeds mortgage process, yet raises serious concerns

America’s housing crisis was caused by a number of factors. One that has remained largely hidden from the general public until now is MERS. According to the Nolan Chart LLC mortgage industry blog, MERS (Mortgage Electronic Registration System) is an institution that enables the Mortgage Backed Security (MBS) industry to pass over rules regarding recording
Time Warner

$16 million cable bill quickly reversed by Time Warner

Computerized billing systems are advertised as a way to make life easier. A $16 million cable bill is the latest in a long string of accidental overcharges that call that into question. While Time Warner has already reversed the bill, the incident reveals the danger of putting your finances on autopilot. The $16 million cable
idenity theft, victime or perpetrator?

Identity thieves see job seekers, children as lucrative targets

Identity theft is one of the fastest growing crimes in America. Nearly 11 million credit card holders each year are victims of identity theft. While everyone is vulnerable, trends show that identity thieves are increasingly targeting children and job seekers. Ingenious identity theft scams Victims of identity theft in the U.S. lost an average of
average gas prices

Recent spike in gas prices the beginning of a long-term trend

Consumers can expect to pay higher gasoline prices in 2011 for a number of reasons. Global economic recovery and a falling U.S. dollar have sent crude oil futures past $90 a barrel in the past few weeks. Gas prices in many states in the U.S. average more than $3 a gallon, and energy analysts expect
Laptop on a family sailboat used to request payday advance loans online.

Payday advance loans kept our boat afloat

To start off this little tale, I’d just like to say that payday advance loans are a financially wise choice for getting the help you need at the drop of a dime. My name is Geoff. I have a beautiful wife named Sarah and two little girls, Alexis and Anna. We recently discovered how much

Easy Ways to Make Money Online – Part One

People in need of fast cash often turn to payday loans or request a cash advance online. While a short-term loan can help a person out of a fix, these loans will eventually have to be repaid. Therefore, it behooves a person to not only know how to get an Internet loan, but how to
Eggs ready for a whisk

Whipped Beaten Culinary Works | Cooking, with expletives added

No, it’s not an April Fool’s joke — Whipped Beaten Culinary Works has come out with a cookbook that will definitely make your eyes pop. Billing itself as “The Most Hilarious cookbook ever published,” the Whipped Beaten Culinary Works cookbook is the result of a few alcohol-laden evenings of three friends in Chicago. The pictures
Street sign for Wall Street and Broadway in New York

Calix, MaxLinear, First Interstate | Three IPOs doing well today

The initial public offering of a company is usually a very closely and carefully watched event. Today, three separate company IPOs have gone very well. Calix Networks, MaxLinear and First Interstate BancSystem have all shown better-than-expected stock earnings. Calix and MaxLinear are both companies focused on internet infrastructure and are doing very well on the