Money Management
Money management is vital in today’s economy. Learn some down to earth tips that may get you ahead.

Despite Detractors, Payday Loans are Often Helpful

Comedian Sarah Silverman performed in a skit about payday loans for “Last Week Tonight with John Oliver.” While in character, she said, “If you’re considering taking out an advance payday loan, I’d like to tell you about a great alternative. It’s called ‘Anything Else’.” This statement certainly highlights the negative feelings that people have about

Cash Advance Loans – A Technological Solution

Their is a new option that is a different kind of cash advance loan, but is it a better solution? It might be. The service offers several benefits that are tough to ignore. For many Americans, money is a little too tight while credit is becoming harder to come by. A recent survey commissioned by

Installment Loans — A Valid Alternative to Credit Cards

In an ideal world, people’s income would always greatly exceed their expenses, leaving them with a substantial savings account to handle any emergency expenditures. In real life, however, most Americans do not have savings that are sufficient to handle an unexpected financial crisis. If the refrigerator must be replaced, someone falls ill or the family

Use of Installment Loans Skyrockets – Here’s Why

  The category of installment loans covers a wide variety of both secured and unsecured loans. Secured installment loans are those that require the borrower to pledge collateral; financing a car or taking out a mortgage are examples of secured installment loans. Unsecured installment loans include personal loans, student loans and signature loans, and these

Payday Loans Online: A Convenience — or a Trap?

The Internet can be a wonderful tool that allows users to accomplish many tasks without ever leaving home. They can view weekly ads for local grocery stores, check their bank balance, communicate with family members, conduct research for a term paper or handle many other chores that were once possible only in person or over

Bad Credit Loans Ensure Financial Stability for All Lifestyles

It’s never easy to deal with financial emergencies, regardless of income or lifestyle. Payday loans are an option for everyone, but people can get even more flexibility with bad credit loans that offer installment payments. It’s easy to qualify for up to $1,000 without stressful loa forms, providing collateral or long processing delays. Instead of

Try These 7 Alternatives to Poor Credit Installment Loans

Money emergencies are scary situations, ones that may cause you to consider a poor credit installment loan. But are poor credit installment loans the best choice? Explore these seven alternatives first. They range from building up a savings account to getting rid of bills. Are Poor Credit Installment Loans the Way to Go? Look Into

7 Ways to Avoid Short Term Installment Loans

Short term installment loans are financial products that can bail you out of a financial emergency. But, in many cases, borrowers struggle to pay these loans back by the due date. Because of this, it may be better to steer clear of the borrowing option. Here are seven ways to avoid short term installment loans.

Why Short Term Loans Make Sense for the Great Unbanked

Many people are forced to use check-cashing stores to cash checks, pay bills and load cash to debit cards because they don’t have bank accounts or choose to function outside the banking system for various reasons. Many are forced to turn to short term loans because they can’t qualify for traditional loans from banks. These
Man contemplates advance payday loans

9 Payday Advance Loan Alternatives You Haven’t Thought Of (But Should)

While a payday advance loan is easy and fast to get, many people have a tough time repaying them. The reason for this is that the type of loan becomes due much faster than most borrowers expect, resulting in the person taking out another loan to cover the first. This may happen multiple times, and
payday internet loans can be risky

Beware the Risks of Payday Internet Loans

The Consumer Financial Protection Bureau, or CFPB, is currently investigating a subsect of payday loan lending, one in which websites sell information to payday lenders online about borrowers who need a quick loan. This kind of service connects lenders and borrowers. The CFPB recently discovered that one website directed borrowers into illegal and bad payday
Couple applies for loans with bad credit

11 Ways to Get a Loan with Bad Credit (These Work Fast)

Bad credit loans are made by lending companies that accept borrowers who’ve had a few problems in the past. These include loan defaults, slow payments, missed payments and even bankruptcies. Credit scores play a big role in how lenders look at your loan application, and a low score could get your application denied. Fortunately, many
Woman paying off pay day loan

7 Simple Ways to Repay a Payday Loan Fast (These Really Work)

A payday loan is often a valuable resource for people from all socioeconomic groups. Anyone can get behind and need some emergency cash, and there are multiple installment loans, online personal loans, pay day loans and other types of loans to help your family get the cash it needs. However, any payday loan can cause
mortgages

10 reasons people are walking away from mortgages

Allowing foreclosure on purpose Many people have reasons for wanting to stay in their home, regardless of how much they’re paying. People don’t want to uproot their families or don’t want to go through the hassle of moving. However, some people are so fed up with the housing market that they’re willing to allow their
Waves

Fewer people are under water on mortgage bank loans

Fewer people are getting under water on the bank loans on their homes. Underwater is when a person ends up owing more to the mortgage company than the home is worth. However, part of it is thanks to the number of foreclosures. Fewer bank loans are getting underwater The number of people under water on
two men dressed like blues brothers holding a sign

Lobbyists fight to weaken new mortgage rules in financial reform

The U.S. House and Senate will start on refining mortgage legislation Tuesday. The legislation would enforce the biggest overhaul to mortgage lending rules in decades. The mortgage legislation, part of the financial reform bill, is intended to end the risky lending practices blamed for causing the financial crisis. Mortgage industry lobbyists are working overtime to
Foreclosed Palm Springs, Calif., home with a graffiti message on the garage door that reads "Mortgage fraud by Mission Hills Mortgage."

MERS speeds mortgage process, yet raises serious concerns

America’s housing crisis was caused by a number of factors. One that has remained largely hidden from the general public until now is MERS. According to the Nolan Chart LLC mortgage industry blog, MERS (Mortgage Electronic Registration System) is an institution that enables the Mortgage Backed Security (MBS) industry to pass over rules regarding recording