Money Management
It is very common for people to overspend, and before they realize what is happening they end up with a mountain of debt. While there are good and proper uses for loans of all varieties, even short term loans such as payday loans, borrowing to buy consumer items will leave you in financial stress due to the monthly payments gradually exceeding your income. We can help you avoid that debt trap, build savings, and create a bright financial future for yourself by paying yourself first and investing in your retirement.Wouldn’t you like to hang on to a little more of that money? Our money management articles will give you a few pointers on handling your own money better. You do not have to get a raise to get more out of your money. Taking control of your finances is an essential step toward lifetime happiness. We provide important information and advice that will aid you in setting financial goals, budgets, and in maximizing what you can get out of your money.
unsecured personal loans

How To Get Unsecured Personal Loans With Bad Credit – A Borrowers Guide

Like it or not, consumer credit is an important part of the American economy, but this was not always the case. Throughout most of the 19th century, only the wealthiest people used credit to purchase items that were not true necessities, a practice that was viewed by many as unwise or even immoral. Credit was
Man contemplates advance payday loans

9 Payday Advance Loan Alternatives You Haven’t Thought Of (But Should)

While a payday advance loan is easy and fast to get, many people have a tough time repaying them. The reason for this is that the type of loan becomes due much faster than most borrowers expect, resulting in the person taking out another loan to cover the first. This may happen multiple times, and
payday internet loans can be risky

Beware the Risks of Payday Internet Loans

The Consumer Financial Protection Bureau, or CFPB, is currently investigating a subsect of payday loan lending, one in which websites sell information to payday lenders online about borrowers who need a quick loan. This kind of service connects lenders and borrowers. The CFPB recently discovered that one website directed borrowers into illegal and bad payday
Couple applies for loans with bad credit

11 Ways to Get a Loan with Bad Credit (These Work Fast)

Bad credit loans are made by lending companies that accept borrowers who’ve had a few problems in the past. These include loan defaults, slow payments, missed payments and even bankruptcies. Credit scores play a big role in how lenders look at your loan application, and a low score could get your application denied. Fortunately, many
Woman paying off pay day loan

7 Simple Ways to Repay a Payday Loan Fast (These Really Work)

A payday loan is often a valuable resource for people from all socioeconomic groups. Anyone can get behind and need some emergency cash, and there are multiple installment loans, online personal loans, pay day loans and other types of loans to help your family get the cash it needs. However, any payday loan can cause
Consumers seeking to borrow money online

How to Borrow Money Online without Getting Fleeced

A recent report at Mymoneyblog.com examined some of the issues that make trying to borrow money online risky for borrowers. The primary risk seems to come from consumers who misuse online loans or make bad borrowing decisions. Many online loans are of the payday-type–short-term loans that are meant to be repaid from the borrower’s next
Obtaining quick loans requires careful thought

Five Facts About Quick Loans That Will Make You Think Twice

Payday loans and other types of bad credit quick loans have been making the mainstream news recently. Much of the news has been generated by the Consumer Financial Protection Bureau, the agency born in the aftermath of the 2008 economic crisis. Since 2010, the CFPB has become increasingly aggressive in targeting lenders who offer quick
Man contemplates unsecured loans

The 7 Deadly Truths about Unsecured Loans

There are two basic types of debt: secured and unsecured loans. As the name implies, secured debts are secured by an asset that the lender can claim if you fail to repay the debt. If you take out a mortgage or finance a new car, you have incurred a secured loan. Should you fail to
Men shake hands on fast cash deal

The Critical Role of Fast Cash in the Consumer Marketplace

Access to all types of credit, including fast cash loans, is a vital part of the consumer marketplace. Credit is an important pillar of the American economy, and according to MarketRealist.com, it plays the most critical role in a healthy economy. Consumer credit is defined as all personal debt that is not related to housing.

7 Reasons Online Loans Continue to Gain Popularity

The internet has changed many ways in which people do things. Today, people go online to spend time with friends and find entertainment. Shopping is now done online as is managing personal finances and searching for an address. The internet also makes it easy for people to request loans. Here are seven reasons why online
Woman with cash loans smiling

What You Should Know About Cash Loans – Before Borrowing

Cash loans are loans in which you may be required to repay quickly. While financial experts and well-meaning friends and family will probably tell you to save money for financial emergencies, it can be tough to do in this economy. Most people request a small amount when they need cash loans, and they usually seek

The Bad Credit Loan Market is Alive and Well

Today’s unbalanced economy has left millions of Americans with credit scores that are below average. Because of this, the bad credit loan market is alive and well. While credit scores have never been easier to access, too many borrowers fail to track or even check what their score is. In fact, a recent NerdWallet survey

When You Get a Loan, it Pays to Comparison Shop

Smart people do their research and compare prices before making any kind of purchase, or to get a loan. This includes entering into a loan agreement with a lender. When it comes to loans, term considerations are many. For instance, confirm what interest rate a lender will be charging you and whether there are fees

Does Easy Access to Quick Cash Help or Harm Borrowers?

Many economists are now questioning whether easy access to quick cash is helping or harming borrowers. Access to credit has long been accepted as an important part of building a strong financial base. However, what many people do not realize is that the types of consumer credit in use today were rarely seen before the

An Internet Connection is all you Need to Get a Loan These Days

In the past, trying to get a loan was a complicated process, one that required you to gather personal financial documents and discuss your borrowing needs with a banking expert. Because of advancements in the industry and modern technology, an internet connection is all you need to get a loan these days. Not only is

Where People Turn for Cash Loans When Banks Turn Them Down

Since the financial meltdown of 2008, banks have made it harder for consumers to obtain cash loans unless the loan is secured by a tangible asset. Therefore, although banks are still willing to finance vehicles, homes and other large-ticket items, obtaining unsecured, small-dollar cash loans can be difficult or impossible. The natural question that often

Do Bad Credit Installment Loans Take Advantage of the Poor?

Many people often turn to alternative financial sources, including online lenders who make bad credit installment loans. Regardless of income, financial crises can arise and leave families struggling to cope with unexpected expenses. However, people with low incomes can be hit especially hard by a cash shortfall. If their credit is poor, the effects can