Overdraft Loan Calculator

Payday Loan Calculator Online

Loan Amount:$
Loan Fee:$
Days to Repay:

How will you use your money?

  • If you have a 14-day, $100 no fax payday loan with a $15 loan fee — you pay 391% APR (payday loans are not annual; figures provided for comparison only)
  • If you have a $100 bounced check with $54 NSF/merchant fees to be repaid in 14 days — you pay 1,409% APR
  • If you have a $100 credit card balance with a $37 late fee to be repaid in 14 days — you pay 965% APR
  • If you have a $100 utility bill with $46 late/reconnect fees to be repaid in 14 days — you pay 1,203% APR

Know Your Lending Rate

Use this handy rate calculator to calculate what the Annual Percentage Rate (APR) is on your overdraft charges, late fees or any other type of loan, or an equivalent product. This is free of charge!

Below are just a few examples of how Personal Money Stores’s Loan Calculator can help keep you financially informed. Personal Money Store provides these tools because they are equivalent examples of different avenues consumers in need of short-term cash assistance turn to when budgets no longer bend.

Stay Informed; Explore Your Options

Personal Money Store is committed to providing consumers like you with timely, accurate information regarding consumer credit and the responsible use of money. Tools such as this loan calculator are but one facet of our efforts to serve you. For more information about the financial services Personal Money Store can help you access, look to our Frequently Asked Questions page. If you’re looking for breaking news and opinion regarding the events (both large and small) that shape your financial world, the Personal Money Store MoneyBlog is not to be missed!

We here at Personal Money Store want to thank you for visiting. Relax. Stay awhile. Tell your friends about us. We’re here to help you, with helpful financial tips, information and connections to payday loan services. We are your Personal Money Store!

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