Terms of Use


Legal Disclaimer

Your use of this website is not an offer or solicitation to lend you money. Personal Money Store, and Adworkz, Inc., the owner of this website is not a lender and does not make loans or credit decisions. Personal Money Store, and Adworkz, Inc. may sell all or part of your information to lenders and other persons and you may be contacted by lenders and other persons. Contact the appropriate institution in your state to file a complaint by clicking here. Personal Money Store, and Adworkz, Inc. cannot guarantee any loan or credit approval or any loan or credit amount, and everything on this site should be considered a commercial advertisement.Information is submitted to multiple lenders and financial connecting services in order to provide consumers the best chance for approval. There is no fee to use our services, and Personal Money Store, and Adworkz, Inc. is not an agent or representative of any lender or service provider and does not endorse any service or product. Any compensation Adworkz receives is paid directly from the lender or third party connecting service should they accept your information. There may be various fees with a connected lender. Potential lenders may include both state licensed lenders and tribal lenders who may not be subject to state regulations and laws. Loans are not available in all states or jurisdictions and although bad credit is acceptable, the lender may at its discretion perform a credit check in making any credit decisions. Cash transfer times, loan amounts, and lender terms may vary between lenders and among states, and in some circumstances faxing may be required. Completion of this form in no way guarantees that you will be approved for any offer. Short term lending is intended for short-term financial needs and is not a long-term financial solution. Short term loans, installment loans, and payday loans should be used with caution.

*Most of our lenders do not do traditional credit checks, however, they may query various consumer databases, such as CL Verify, TeleTrack or DataX in order to verify your identity and review your past personal loan history.

Privacy Policy:

By using this Site you acknowledge that you have read and understand our Privacy Policy and you agree to all the terms and conditions contained therein. We are a lender connecting service and therefore submit your form and information to as many lenders and or other connecting services as needed to create the highest chance of approval. In the event you are presented with an offer you did not request be sure you opt out and do not agree to share your personal information with anyone or any offer that you were not expecting to be presented with and did not submit your information for. Our opt out check box is on the form itself.

Privacy Disclaimer:

Although we use industry standard security to protect your data, you agree that we are not responsible for any marketing communications you receive from third party lenders, loan connecting services and non affiliated third parties that are a result of your utilization of our loan connecting service. Once we send your form and information to all the loan providers and connecting services we have no control over how they use that data.

It is good policy for you to put your home phone and cell phone on the national ‘Do Not Call’ list and also utilize a special email you set up for receiving business communications and solicitations from online sources. If possible avoid form with your cell phone as third parties may send SMS messages in violation of our privacy policy. Avoid using the email you normally us for family and friends to communicate with if at all possible. Be prompt in reporting any party abusing your data. We have provided some lender complaint resources here.

Periodic Changes:

The Company may, from time to time, make changes or additions to this agreement. Your continued use of the site after the Company makes such changes or additions will signify that you agree to such changes or additions. You should therefore visit this site periodically to review any changes to Terms and Conditions.

Inaccuracies at the Site:

While the Company uses reasonable efforts to include accurate and up-to-date information at the Site, the Company makes no warranties or representations as to the Site’s accuracy. The Company disclaims any and all liability for the accuracy, completeness, or correctness of such information.

Disclaimer of Warranties:

Neither the Company nor any other party involved in creating, producing, or delivering the Site makes any representations or warranties whatsoever. EVERYTHING ON THIS SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. THIS INCLUDES, BUT IS NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liabilities:

Your use of this Site is at your own risk. Neither the Company nor any other party involved in creating, producing, or delivering the Site assumes any responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from this Site. NO SUCH PARTY SHALL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

Security Disclaimer:

While the Company uses reasonable efforts to safeguard the security of the Site, there can be no guarantee that such safeguards will successfully prevent unauthorized alterations in the Site’s content or functionality. The Company assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the Site.

Company use of Content Submitted:

Any unsolicited communication or material you transmit to the Site by electronic mail or otherwise, including any data, comments, suggestions, questions, or the like is, and will be treated as, non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by the Company or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, the Company will be free to use any ideas, concepts, or techniques contained in any unsolicited communication or material you send to the Site for any purpose whatsoever including, but not limited to developing, manufacturing and marketing.

Images of People or Places:

Images of people or places displayed on the Site are either the property of, or used with permission by, the Company. Unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Trademark Information:

The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site are registered and unregistered Trademarks of the Company and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of the Company or such third party that may own the Trademarks displayed on the Site. Your use of the Trademarks displayed on the Site or any other content on the Site, except as provide in these Terms and Conditions, is strictly prohibited.


The Company has not reviewed any other websites that may be linked to this Site and is not responsible for the content of any off-site pages or any other sites linked to the Site. Linking to any other off-site pages is at your own risk.

Dealings with Advertisers:

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. The Company shall not be responsible or liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such advertisers on the Site.

Monitoring, Copying, Altering Site:

You agree that you will not use any automatic device or manual process to monitor or copy our web pages, or the content contained herein, without our prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from our Web site without the prior expressed written permission of the Company.

Governing Law Forum:

These terms and conditions will be construed in accordance with and governed by the internal laws of the State of Nevada, without giving effect to any choice of law rule. Any action or proceeding seeking to enforce any provision of, or based on any right arising out of, this Agreement may be brought against any of the parties only in the courts of the State of Nevada, located in Clark County. Each party consents to exclusive jurisdiction of such courts in any action, or proceeding, and waives any objection to the venue laid therein.

Entire Agreement:

The provisions of this Agreement, constitutes the entire Agreement between the parties with respect to the subject matter hereof.


Should you have any questions about our Terms and Conditions or our Privacy Policy, or you have any additional questions or concerns, please contact us.

You can also write to us at:

Attn: Compliance
1825 N. Hutchinson Rd, STE 201

Spokane Valley, WA, 99212 United States

TO BE REMOVED FROM OUR LIST, please contact us.