We can get you a personal cash loan
Need some financial help before your next paycheck?
Need some extra cash? There are easier ways.
If you’re racking your brain trying to figure out how you can get a personal cash loan before your next paycheck, you can relax. You’ve come to the right place.
If you’re in that situation, the one we all know so well, where you are telling yourself “I will have the money to pay for this, I just don’t have it right now, and I need it right now!” then a personal cash loan through Personal Money Store is exactly what you need.
About Personal Money Store
Personal Money Store is exactly what it sounds like: It’s a place where you can go to buy money. Sound ridiculous? Not if you need some right away and don’t have to pay for it until you do have money again.
Sure, some people may scoff at the notion of paying for money, but it’s very common. That 15 percent interest you pay on your credit card? You’re paying to be able to use the credit card’s money.
Banks charge money for money all the time. In fact, most of them charge a whole lot more than payday lenders charge for personal cash loans.
Hefty bank fees
See, most banks nowadays will cover your bill if you overdraw your account. If you have $3 in your account and you use your debit card or write a check for $10, they’ll cover the extra $7 for you. The catch, of course, is that when you do put more money in your account they’ll not only withdraw that $7, they’ll automatically take out a $35 overdraft fee.
Worse yet, if you make multiple purchases, you’ll get hit with multiple fines. Regardless of how much the bank lends you, even if it’s only $1, you’re slapped with a $35 fine.
Fees vs. personal cash loans
If you get a personal cash loan through a payday lender, you’ll get a lot more money and pay a lot less. Payday lenders fees are lower than bank fees, and you only pay the fee once, not every time you make a purchase.
Every payday lender is different, but average fees are usually about $15 per $100. So you could pay $35 to use that $7 from your bank, or you could pay about $15 and have an extra $93 or more to help out with other purchases that come up.
More convenient than ever
Nowadays, getting a personal cash loan is easier than it’s ever been. You can to through the entire process online, no need for a fax or phone or even to leave the house. You can apply through Personal Money Store, be approved, authorize your loan agreement and even get your cash automatically transferred to your account, all online!
You could have access to your cash in as little as two hours. You can even pay back your loan with an automatic cash transfer. Personal Money Store works with lenders who give short-term personal cash loans, which means your loan will be due in a couple of weeks.
Payback time
You don’t have to pay anything up front for your payday loan, but on the date your loan is due, you must pay back your full loan amount plus your lender’s fees all at once.
Payday lenders generally don’t do credit checks, so stiff penalties are put in place to defer borrowers from defaulting on their loans. So make sure you pay back your loan on time!
