We’ll find you the cheapest personal loans
Don’t get overcharged for your payday loan
Don't just pick a random payday lender! Let us find the cheapest personal loans for you.
All payday lenders are not created equal. But, I am willing to bet that all borrowers have this in common: They want to get the cheapest personal loans possible. But how to find them? That’s Personal Money Store’s job.
When you apply for a payday loan through Personal Money Store, we find the best lender for your situation. That means you get the cheapest personal loans available.
How to get the cheapest personal loan
All you need to do in order to find the cheapest personal loans available is fill in your information and click “Apply Now” at the bottom of this page. Personal Money Store will do the rest! You don’t have to waste a bunch of time checking prices and shopping around.
After we find you the lender that will give you the cheapest personal loans, you can be approved in just a few minutes. There is no credit check and you don’t have to fax or call in. You can complete the entire process online.
Get your cash quickly
Once you approve your loan agreement, you can have access to your cash in as little as two hours. Your lender can automatically deposit your loan into your bank account electronically.
In fact, if you don’t want to worry about forgetting to pay back your loan on time, you can have your loan repaid automatically as well. Just set a date after your next paycheck, and your lender can electronically withdraw the funds from your account. Just make sure you have enough to cover your loan and your lender’s fees.
Cash now, pay later
You don’t have to pay anything up front on your payday loan. Your lender’s fees are due when your loan repayment is due. Short-term loans usually need to be repaid in a couple of weeks. So if you need cash right now, you can get the cheapest personal loan through Personal Money Store and pay it back after your next payday.
Lender’s fees on payday loans usually are cheaper than bank overdraft fees or NSF fees on bounced checks. So, if you are in danger of overdrawing your bank account, Personal Money Store can help you save money. Remember, even if you only overdraw your account by $1, your bank will still charge you the full amount for overdraft.
No credit check means no late payments
When taking out a payday loan, remember that it is very important to pay back your loan on time. Because payday lenders don’t do credit checks, there are stiff penalties in place to dissuade people from defaulting on their loans.
That means if you don’t pay back your loan or if you pay it back late there are hefty fees. Make sure you only borrow what you need and that you’ll be able to pay back your loan on time. Also, your lender’s fees go up based on the amount you borrow, so only borrow what you really need.
These fees are not usually calculated annually. These figures are provided for comparing these short term fees on an annual (APR) basis.