So you need a loan company…
What next?
When your budget is in need of a little boost, payday loans and installment loans are fast, efficient and very discreet. No matter what you need it for, they’re available. We don’t judge or ask questions to which we don’t need to know the answer, so all you need to do is apply and see if a loan for as little as $100 or as much as $1,500 is in store for you!
But what do you really know about a loan company? Here are a few basics to clue you in to some of the things you should know about before you apply:
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Payday loans
If you’ve ever gone to a brick-and-mortar payday loan store, you know that potential borrowers go there in order to get their hands on a cash loan of relatively small size (as I’ve mentioned above). Present proof of income and bank account. If approved, payment on that loan is typically due in full the next time you receive a paycheck from your employer. This usually means that the loan will have a two-week term.
When it comes to the finance charge, they are typically quite reasonable. You’re looking at 15 to 30 percent of the amount for the two-week period. This means that for every $100 borrowed, you’re paying a flat of $15 to $3o, which varies depending upon the lender.
In order to put down collateral for this short-term loan, you give your lender a postdated check for the amount of the loan plus the applicable service fee. On your loan’s due date (also called the maturity date), you can either come to the store to pay in person, or the lender can cash the check. In the event that funds are not available on this date, numerous lenders offer installment plans (hence the name installment loans). Ask your lender in advance whether they offer this attractive option that allows you pay the loan back over a greater period of time for a small additional amount.
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Online Loans – Our Specialty!
An online loan from us can be just the cure for short-term budget issues. People discover our services through E-mail marketing, online search, advertisements on other Web sites and outside referrals. Just fill out our online application, where you’ll provide the employment, banking and basic personal details needed for qualification. Typically, you don’t need to call us or fax information – just fill out the easy online form!
Upon approval (which takes place in moments), the money you need can be deposited into your named bank account in 1-2 hours, tops. When it comes time for your online loan to be repaid, you can contact us directly to make payment, or the amount will be conveniently deducted from your named checking account. No need to remember to call that way – quick and easy!
More benefits of borrowing from us:
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You don’t need perfect credit – no hard inquiry means keeping your credit clean!
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No running from lender to lender – We save you time and gasoline!
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Banish overdraft fees and pay your bills on time – we’re much less expensive than the alternative!
We’re the loan company you need when the chips are down and you don’t want the hassle. Apply today and rest easy!
