(Photo: Mike Baird/Flickr/CC-BY)

According to Fox News, first lady Michelle Obama is under fire for taking a private, luxurious trip to Spain with daughter Sasha and several Obama family friends. Of course, the so-called private vacation has quickly turned into a public affair, as the media is already criticizing her every movement. Now everyone wants in on everything the first lady’s private vacation entails.

Travel warning issued for Spain, where first lady vacations

While her husband celebrated his 49th birthday in Chicago with talk show mega-star Oprah Winfrey, Michelle Obama, with 9-year-old daughter and friends of the family, went on what the White House described as a four-day “private trip” to the beautiful southern coast of Spain. While some are avoiding talking about the trip’s price, others are voicing concerns of safety.

Fox News reports that the State Department had advised Americans traveling to Spain to take caution as “racist prejudices could lead to the arrest of Afro-Americans who travel to Spain,” a message posted on its website. The wording, however, can no longer be found, as it appears it was quickly pulled when the first lady and daughter Sasha left on their trip. State Department spokesman P.J. Crowley, when asked if there was a travel warning for Spain, said, “I don’t believe so.”

The costs of the first lady’s vacation trip to Spain

The biggest worry concerning the first lady’s vacation trip to Spain is the overall cost of the trip and the affect it has on taxpayer money. On Thursday, New York Daily News writer Andrea Tantaros trash-talked Michelle Obama, calling her a “modern day Marie Antoinette” for taking such a lavish vacation while most of the U.S. is financially struggling. According to the Yahoo News, the first lady and companions are staying at the luxury Hotel Villa Padierna, often described as one of the world’s top 10 hotels, with rates that range from $500 to $2,500 a night.

Whether it was the Obama delegation or Secret Service that chose the location, White House Press Secretary Robert Gibbs has stated that the first lady will pay for her own personal expenses, as will the private entourage traveling with her. The overall cost of the trip, however, will not be fully covered with personal out-of-the-pocket money, given that the first lady has full-time Secret Service protection and has to travel on board an official Air Force charter plane, which is covered by taxpayers.

Even if you are far from home, a quick payday loan can help you out of a money emergency. Running out of money can put a damper on your vacation fast and so can an unforeseen drain on your funds, such as having your car break down before you even reach your destination. Get your vacation (and car) back on track and avoid having to spend another day in East Nowhere by getting cash fast with a payday loan.

Why get a quick payday loan?

The following features of a quick payday loan are precisely the reason why many people choose this type of short term financing:

• Convenience — the online payday loan application is fast and easy
• Availability — you can apply 24 hours a day, seven days a week
• Accessible — loan applications can be done online from anywhere in the world
• Fast — apply in less than three minutes
• Easy — no complicated forms to complete
• No fax — you typically don’t need to scramble to find a fax machine to fax documents
• No credit check — no waiting for your credit to be checked
• Response in minutes — get a response in just minutes
• Get up to $1,500 deposited quickly, upon approval
• Money can be available in as little as two hours

A quick payday loan can help you handle:

• Car repairs
• Weather emergencies
• Medical emergency
• Airline tickets
• Lost or stolen wallet
• Hotel room upgrade
• Extended stay
• Underestimated costs

Get a quick payday loan and enjoy your vacation!

How many times have you faced a potential vacation disaster and wished you had fast access to extra cash? Whether it’s a transportation issue or you simply want to extend your vacation to explore more places, all you need is a computer with an internet connection, and you can have the money you need through a fast payday loan. Don’t let a small money emergency put a snag on your vacation plans. No matter where you are in the world, you are just a few minutes away from a quick payday loan that can help put you back in vacation mode.

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"Thanks to personalmoneystore.com, we made it home safe and sound." (Photo: Thinkstock)

You could say that I wasn’t in need of life-saving, but payday loans really bailed me out of a bad situation.

First, I’d like to say I am probably one of the unluckiest guys you will ever meet. My friend Mark and I took a couple of days off from work to go on a little “guys only” expedition. It started on Friday morning when Mark showed up at my place at 7 a.m. in his 1968 Toyota Land Cruiser — really old but reliable. We packed the Land Cruiser with everything from Cheetos and hot dogs to water and El Pacifico.

My camping trip to payday loans

I had never used payday loans before that camping expedition, nor had I ever imagined being in need of one. However, my fate was soon to change.

After completely packing the car, we started off on our voyage. Not knowing where to go, we went south into the desert toward the edge of our town. We knew we wanted to camp but still be close enough to civilization to possibly sit in a little bar, play some pool and hopefully converse with women. So we got about 50 miles from home when Mark realized he left his wallet.

Now what…

“Dude, my wallet has my cash in it!”

“We should be OK, I have about 15 bucks,” I said.

We set up camp off of a little dirt road five miles from the closest tavern, which had a pool table. We had complete privacy otherwise, with the next form of civilization other than the tavern being 100 miles away.

That night we went to the little tavern and met a couple of ladies who said they wanted to roast marshmallows back at our camp. Who were we to say no? They drank beers with us and appeared to be having a great time. It was starting to get late and we did not want to drive, so we offered them a place to sleep in our camp. They slept in the car.

Bad luck or really bad luck?

Unfortunately, Mark and I woke up Saturday morning to find the Land Cruiser gone, as well as the girls. The only things we had were the tent, gear, $15 and a debit card in my wallet.

We had to get home, so we walked with all of our gear to the tavern. Hopefully we’d think of something by the time we got there. Neither of us had come up with anything too promising, other than calling a cab that would pick us up and be charitable enough to give us a 100-mile taxi ride for $15.

After reporting the car missing, I called another friend who said he could not get us, but he also mentioned that personalmoneystore.com is a great place to get quick help through payday loans.

When the going gets tough, get a cash advance!

We gave them a call and I was approved for the amount of money I needed to call a cab to come all the way out there and give us a ride home. Without payday loans, we would have maybe ended up hitchhiking with someone who resembled Kiefer Sutherland’s character from the movie “Freeway.” Thanks for that, personalmoneystore.com!

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Carnival Cruise Lines announces rate increase

Carnival Cruise Line tickets are in such high demand, the company is doing what any free-market-thinking enterprise would do: raising prices. The Carnival Cruise Lines web site says “rates increase on all summer sailings” on March 22. It appears as though wannabe cruise-goers will have to wait until then to make their travel plans.

I was excited when I went to the Carnival Cruise Lines web site and saw price tags smaller than most faxless payday loans. Did you know you can go on a cruise for just a few hundred dollars? Unfortunately, the cruises at the current listed prices are all sold out, so don’t get your hopes up. Still, if you want to go on a cruise this summer, be sure to book as soon as possible. Carnival Cruise Lines has an Early Saver Program.

Carnival Cruise Line pricing

I was pretty surprised when I saw how much it costs to go on a voyage on Carnival Cruise Lines. On the home page at Carnival Cruise Lines’ web site, it says 3-day cruises start at $169! In the past I’ve always written off cruises as being just for rich people. However, some of the cruises are cheaper than plane tickets, which brings me to my next point.

Airlines versus cruise lines

Airline ticket prices, terrorist threats and stressful airports have no doubt contributed to the record bookings at Carnival Cruise Lines. People are finding out that some cruises are cheaper than flights. Add the fact that cruise ships are not common targets of terrorist bombings and subtract the lengthy, annoying process of going through airport security, and you’ve got yourself a dream vacation. You probably won’t even need a small personal loan to pull it off.

Some people don’t fly because of fear, and some don’t want to pay ridiculous baggage fees. The fact that Carnival Cruise Lines has drawn a record number of customers despite the recession shows the price is right — and for many the time and travel method are right, too. If you want to avoid airports and save some money, mark March 22 on your calendar to take advantage of Carnival Cruise Lines’ lowest available prices.

Budget travel tips are a great way to break away from the mundane and enjoy a vacation without having to borrow money in order to have a little fun. Besides, enjoying leisurely activities during one’s off days helps to relieve stress and increase productivity. Although a cash advance or a payday loan can also help relieve stress, few things compare to a good old fashioned vacation.

Some of the best budget travel tips include:

Off Season Travel

Consider traveling during periods considered to be off season in order to get better rates on hotels and sightseeing activities. For instance, in the Caribbean, hurricane season begins in May and ends towards late September. As fears of being caught in a disaster zone keep people away from the Caribbean at these times, those who venture into these parts anyway find that they are able to pay a fraction of what they normally would for room accommodations and activities. Further research may also reveal that severe hurricanes have been few and far between in certain areas. This is a “travel at your own risk” tip, but many do so and find that they have a blast without breaking the bank.

Get off the beaten path

Consider traveling to rural areas in Canada and the United States, which are beautiful and may cost far less than more active tourist destinations. Since these areas are generally targeted by fewer vacationers, their rates for hotel stays tend to also be far less than one would ordinarily pay for a comparable vacation elsewhere. This is, by far, one of the best budget travel tips for those in need of a quality vacation.

Check out early

When it is time to return home from vacation, if an early morning flight is booked, consider checking out of a hotel the day before to save money. For instance, if a flight is scheduled for the wee hours of the morning, there is really no need to pay for an extra night at a hotel. Considering that airport security on domestic travel requests travelers to check-in two hours before the flight takes off, this means that one needs to arrive at the airport sometimes before dawn breaks. In calculating the time it takes to wake up, dress, check out of the hotel, travel to the airport and return a rental car, some find themselves getting up at two or three in the morning to prepare. By now, the lack of a need for a hotel room should be apparent. Since it’s the last day of vacation anyway, budget travel tips like this one suggest that people check out the day before they leave, store their luggage somewhere and find something fun to do until it is time to go to the airport. Of course, for travelers with children, this budget travel tip may not be the best.

Travel the old fashioned way

Consider traveling by train or bus. Often these options offer very affordable travel prices along with unforgettable scenic routes. As budget travel tips go, it doesn’t get much better than this. In today’s busy world, people often want to get to their destination in a hurry, but patient travelers are smart enough to consider the cost efficiency of old-fashioned rail or bus travel, as well as are appreciative of an inexpensive way to experience a breathtaking countryside.

A new outlook

Just because you’re short on cash and sometimes need a little loan till payday, doesn’t mean that you can’t enjoy life on a budget. Once people learn to do so, even when they no longer need help from a payday loan or cash advance, they discover that saving money by spending less is easy to do and most adopt it as a permanent lifestyle choice. These budget travel tips, when used wisely, are proof that it doesn’t take a whole lot of money to have a ton of fun.

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