Services like PayNearMe for unbanked consumers expanding

Services for unbanked consumers, such as PayNearMe kiosks, are expanding to offer financial services for people without bank accounts.
Check cashing store

Retail stores branching out into alternative financial services

Retail giants such as Walmart, Kmart and Best Buy are starting to branch out and offer alternative financial services to unbanked customers.
Check cashing

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Gains for Dollar Financial prove demand for payday loans

Evidence, like recent corporate gains for financial service firm Dollar Financial, proves demand for services like payday loans is constant.
Dollar

Ex-Google exec founds ZestCash, online lender to the underbanked

New company ZestCash will be using "Google-style data crunching" to offer flexible repayment plans for online loans of $500 or less...
underbanked online lending

Tax refund cards will help the unbanked get their money faster

Tax refund checks and refund anticipation loans could be rendered obsolete by tax refund debit cards from the Internal Revenue Service...
tax refund checks are being phased out by tax refund debit cards

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Demise of debt indicators puts hurt on refund anticipation loans

When the IRS ended debt indicators, refund anticipation loan facilitators like H&R Block raised objections as their stock price fell.
a poster advertising refund anticipation loans from HRblock

Mango Financial: better service for the unbanked and underbanked

Mango Financial hopes to raise the standard of financial services provided to the unbanked and underbanked population in the U.S. READ MORE
a bunch of unripe mangos hanging from the tree

Cash Store weathers trials, continues to serve public

Cash Store, Canada's top payday lender by market share, has succeeded despite regulatory pressure. Consumers like their services…
An opaque plastic piggy bank filled with a $100 bill. Canada's Cash Store payday lender has seen similar positive returns on its investment in payday cash loans.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Overdraft Fees Send Scores to Check Cashing, Payday Loans

The growing population of unbanked should tell us something about the overdraft fee practices of banks. It's no wonder check cash and payday loans are popular.
In what universe does a one percent check cashing fee exceed a $35 overdraft fee for overdrawing a checking account by $.01? (Photo: flickr.com)

The Cost of Payday Loans: Not Excessive, Study Shows

A collegiate/Federal Reserve co-study indicates that the cost of payday loans represents only a tiny part of household expense. READ Federal study results HERE.
Pursuit of alternative financial services like payday loans is sometimes necessary. But do the costs break the budget? (Photo: flickr.com)