Services like PayNearMe for unbanked consumers expanding

Services for unbanked consumers, such as PayNearMe kiosks, are expanding to offer financial services for people without bank accounts.
Check cashing store

IRS announces tax refund debit cards for unbanked households

The IRS is offering tax refund debit cards to save money and allow unbanked taxpayers who can't use direct deposit to get their money faster.
unbanked households

Where Is The Best Place To Get Payday Loans Online and Why?

There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?
There are all kinds of reasons why you would want to get a loan online but what should you know about payday loans first?

Gains for Dollar Financial prove demand for payday loans

Evidence, like recent corporate gains for financial service firm Dollar Financial, proves demand for services like payday loans is constant.
Dollar

Demise of debt indicators puts hurt on refund anticipation loans

When the IRS ended debt indicators, refund anticipation loan facilitators like H&R Block raised objections as their stock price fell.
a poster advertising refund anticipation loans from HRblock

Mango Financial: better service for the unbanked and underbanked

Mango Financial hopes to raise the standard of financial services provided to the unbanked and underbanked population in the U.S. READ MORE
a bunch of unripe mangos hanging from the tree

Why Borrow Money On Installments To Keep From Defaulting On Bills And Ruining Your Credit?

Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.
Many people are shocked at how damaging it is to have a low credit score. Many though have found a temporary solution with installment loans.

Overdraft Fees Send Scores to Check Cashing, Payday Loans

The growing population of unbanked should tell us something about the overdraft fee practices of banks. It's no wonder check cash and payday loans are popular.
In what universe does a one percent check cashing fee exceed a $35 overdraft fee for overdrawing a checking account by $.01? (Photo: flickr.com)

The Cost of Payday Loans: Not Excessive, Study Shows

A collegiate/Federal Reserve co-study indicates that the cost of payday loans represents only a tiny part of household expense. READ Federal study results HERE.
Pursuit of alternative financial services like payday loans is sometimes necessary. But do the costs break the budget? (Photo: flickr.com)