CFPB to make simpler mortgage disclosure forms a priority

The Consumer Financial Protection Bureau reportedly will place high priority upon simplifying mortgage disclosure forms for homebuyers.
A nonplussed man suffers the existential agony of dealing with mortgage and other financial papers.

Understanding what payday loan APR is – and is not

Kevin Borland from the Consumer Financial Services Association sets critics straight on payday loans and APR.
Image of visitors in the hedge maze at Longleat Safari Park near Horningsham, Wiltshire, Great Britain.

Majority of people who borrow payday loans are well informed

Wild claims that lenders of payday loans deceive borrowers have been found false. Customers usually know exactly what they are agreeing to.
Credit Card

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Report sheds light on controversial lending industry

A report that combines 10 years of academic and market research about payday loans, short term credit and the financial realities behind the business.
Payday Lending Statistics

Capital One sued once again for deceptive interest rate increases

The Capital One class action lawsuit, revived on appeal, accuses the credit card company of deceptive lending and unfair competition. READ ON....
Capital One corporate signage

U.S. Supreme Court to consider credit card notification

McCoy v. Chase is asking the Supreme Court to decide if credit card companies have to notify customers of things they have already agreed to.
Interest Rate

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

UK payday loans ruling good news for consumers, lenders

The UK Office of Fair Trading's recent pro-payday loans decision has been a relief to consumers and businesses like Speed-e-Loans…
Description: An ATM machine which is covered up by warning tape that reads "Danger: Do not re-use," a hint at the possible trouble overdraft can bring when chosen as an alternative to payday loans.

Lansing Journal article shortchanges payday loan facts

The Lansing State Journal has added to the pool of uninformed articles attempting to scare people away from taking a payday loan. READ ON…
A woman peering through a magnifying glass, happy to have discovered something. Perhaps if the Lansing State Journal had used a magnifying glass when writing their recent payday loan scare piece, they'd see that they are missing lots of evidence.

Payday Lending Limitation Act of 2010: Changing the TILA

NC senator Kay Hagan (D) and the Center for Responsible Lending want the Payday Lending Limitation Act of 2010 to shackle payday loans. READ MORE
File photo of Democratic North Carolina Senator Kay Hagan. With a little help from the Center for Responsible Lending, she is presenting the Payday Lending Limitation Act of 2010 to the Senate.