How bad does it get before we ask for a Payday Loan?

Things are going from worse to disastrous; is it time for a Payday Loan?

Washingtion Mutual Bank the Day after FDIC seized it and sold it to JP Morgan Chase.(Image by Getty Images via Daylife)

The Payday Loan is a barometer of the national economy and by all accounts the Personal Money [...]

SEATTLE - SEPTEMBER 26:  (FILE PHOTO)  A man i...