More and more Americans are looking to payday loans to cover their bills. While the economy continues to suffer, people are finding themselves short of cash. An internet search for “payday loans” will bring you to a long list of lenders willing to extend emergency funds to the qualified consumer. More than ever, before people are relying on loans to get them the resources they need to pay bills, and taxes are no exception.

Tax day just past

April 15th just past and to Americans that means, tax day. Even President Obama recently admitted that tax day incites a frenzy of emotion in taxpayers, adding that he wants to “take the dread out of the deadline day.” The President is trying to reinvent the tax codes and rewrite supporting policies that encumber taxpayers, rather than help them. He acknowledges that for working families, April 15th is a day to fret and wonders if taxes were prepared correctly, if they would be ready before the deadline and also wonders how taxpayers will find the money to pay Uncle Sam.

On a positive note, the President stated that rather than think of the day as a dreadful deadline, it should be thought of as a reminder to elected officials that they have a responsibility to the people. That responsibility includes simplifying the tax codes for the working man, but still maintaining an all around level of fairness for those who know how to play the system. Years of loopholes and tax maneuvering have left the tax structure with a less than positive reputation throughout the working population. “I want every American to know we will rewrite the tax code,” states the President, “so that it puts your interests over any special interest.”

Would a rewritten tax code help?

It’s encouraging that the president is asking legislators to rise to the occasion by helping rewrite the tax codes. Hopefully it will bring a more easily read and understandable law to taxpayers. But what does that do for Americans now? It isn’t until the end of the year that the President is asking for these rewrites and April 15th, 2009 is here and gone. This new simplified tax code won’t be seen by Americans until 2010.

Tax payers need to find ways to help themselves

People who owe taxes are looking to payday loans to hold them off until their next paycheck. The quickness of faxless payday loans is becoming a standard in society when additional money is needed. Fortunately due to the rise in popularity, there are many lenders who are willing to advance funds to those who qualify. If a person has a job, a checking account and is over 18 years of age, there may be a lender willing to extend them quick cash.

Make the payday loan work for you

An increasing number of Americans are using the payday loan to pay taxes. With the struggling economy, finding extra money is difficult for everyone. Hopefully by next year the tax codes will be simplified and reworked to benefit the common man. Until then, it’s crucial to know how to handle April 15th and the payday loan might be the easiest answer.

From a Tea Party in Texas

We have all heard about the numerous Tea Parties going on nationally, thousands of which happened on Tax Day. Supporters of a conservative grassroots movement protested government spending, taxes and the economic stimulus package.

In Texas, many residents took to the streets with signs touting secession. While Texas Gov. Rick Perry did not come out and say that Texas should or would secede, some of his comments are being taken that way.

Politicalspeak

Here is the direct quote from Rick Perry:

“Texas is a unique place. When we came into the union in 1845, one of the issues was that we would be able to leave if we decided to do that. My hope is that America and Washington in particular pays attention. We’ve got a great union. There’s absolutely no reason to dissolve it. But if Washington continues to thumb their nose at the American people, who knows what may come of that.”

Some people have taken this to mean he is threatening secession, and a lot of Texans apparently are all for it.

Yee-haw, let’s become our own country

This implication of secession, however small or vague it may be, has gotten Texans riled up like a peace activist talking about military loans. Aside from posters attached to sticks at the Tea Party rallies yesterday, there are a few more signs that some conservative Texans are jumping on the secession bandwagon.

Brand-new blog “Texas Secede!” addresses whether it is constitutional for Texas to become an independent republic. The answer, according to the site, is that the constitution doesn’t say it can’t. The site also advocates pretty heavily that the state take advantage of this  not-necessarily-unconstitutional right:

Public opinion and ignorance won’t stop us from suggesting that secession is still a good idea for people who value their rights and personal liberty.

Blogger begs to differ

According to Texas Politics, Texas v White, a, 1869 U.S. Supreme Court case, said Texas cannot secede.

Wikipedia also reports that Texas v White says the Constitution prohibits states from seceding. However, Texas Secede! insists that … wait for it … no it doesn’t.

Check pickup times; mailboxes are not open late.

I can remember the days when news stations staked out post offices at night on Tax Day to record the guaranteed pandemonium. They very well may still do that tonight — I don’t know, I get my news from the Internet.

Yes, times have changed. A lot of people nowadays use the Internet or telephone to get their taxes to the IRS on time.

If it ain’t broke …

Many people still use the good old U.S. Postal Service to file their taxes. It’s dependable. You don’t run the risk of your computer crashing or your Internet connection failing. As long as that thing is postmarked today, you’re straight with Uncle Sam. You don’t want to have to take out personal loans to pay back the interest on your late tax payment.

However, because of these changing times and fewer people using the stamp-and-envelope method, not all post offices are open  until midnight on Tax Day anymore.

Get informed

Though some post offices will close at their normal time today, some of them are open  until midnight. So if you’re a traditionalist who loves the thrill of getting that envelope in the mail just in time, you can use the post office locator to find the closest one to you that is open.

Go to the United States Postal Service web site, put in  your zip code, and it will tell you which post offices in your area are open until midnight. Yes, I know, I am telling you to use the Internet so you can mail in your taxes the old-fashioned way. Welcome to Tax Day 2009.

Check it out; free sugar rush!

Yes, Tax Day is here, but it’s not all doom and gloom. April 15 means Tax Day Freebies, and there are some pretty good ones this year. You can get free coffee, food and massages as well as discounts at restaurants. So take the time to reward yourself if you finished your taxes early or take a break if you’re stressing about getting them in on time.

Start your day with free coffee

The only thing better than starting your day with a nice, fresh cup of coffee is starting it off with a nice, fresh, free cup of coffee. All day today, McDonald’s is giving away small hot coffees and medium iced coffees at stores in the Baltimore area.

Evening caffeine and sugar rush

If you are planning to try to bust out your taxes after work (Personal Money Store, your online payday loan source, does not condone this strategy) you might need a sugar rush from Cinnabon to go with your caffeine jolt. Mall-based Cinnabon stores are giving away Cinnabon bites from 5 p.m. to 7 p.m.

If that’s not enough sweet stuff, Maggie Moo’s is giving away free ice cream. Use the Maggie Moo’s store locator to find tax day freebies near you.

No time to cook

Well, these tax day freebies will get you halfway through the day, but what about dinner? Never fear, Papa John’s, P.F. Chang’s, McCormick and Schmick’s and T.G.I.Friday’s can help. Check out dinner deals and find out how you can get that free massage in Tax Day Freebies Part 2.

If you haven’t filed your taxes yet, you might be panicking. If your taxes are complicated, you may want to file for a tax extension at this point.

The internet has made many financial transactions easier, including quick payday loans and filing taxes. But if you’re determined to get those things in the mail or e-filed before midnight Wednesday, make sure you don’t make the same mistakes that these high-profile politicians made.

Tom Daschle

As you may know, Tom Daschle’s name was withdrawn from nomination for Health and Human Services secretary because of tax mistakes. He didn’t pay taxes on use of a corporate car and driver.

If you get corporate perks for personal use, make sure you figure out how much tax you owe.

Tim Geithner

Our current treasury secretary put up with a lot of heat for his taxes, as well. He didn’t pay enough Social Security and Medicare taxes.

If you’re self-employed or working for an international company,the feds won’t take these taxes automatically like they do for everyone else. You need to figure out how much you owe.

Nancy Killefer

Nancy Killefer also had her name withdrawn from consideration for a cabinet position. She didn’t pay unemployment tax on household help.

Remember, if you fire a housekeeper or a nanny, you must pay unemployment tax.

Protesters at a "tea party" in Raleigh, N.C., last month said they were "tired of pork."

Public and legislative outcry regarding government spending has led to a new grassroots movement, called “The Tenth Amendment Movement.” Others refer to it as the New Boston Tea Party.

Whatever you call it, it means that state lawmakers and citizens are asking for their 10th Amendment rights back. The 10th Amendment states:

The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.

Texas signs state sovereignty resolution

Texas Governor Rick Perry today signed a resolution that reaffirms his state’s rights under the 10th Amendment.

“Millions of Texans are tired of Washington, D.C. trying to come down here to tell us how to run Texas,” Perry said in a speech supporting House Concurrent Resolution 50.

This new movement seems mostly spurred by the trillions being spent by the federal government on installment loans for insurance companies, bailout money for banks and the stimulus package.

On the bandwagon

Last month, the House of Representatives in Oklahoma and South Dakota signed sovereignty resolutions as well. Some Florida residents are working on getting a similar resolution passed in their state.

Several “tea parties,” or tax protests, are scheduled this week in Florida. This time around, protesters say, “tea” stands for Taxed Enough Already. Five protests will take place in one county, Brevard.

Brevard a microcosm for country

The Republican Liberty Caucus of Central East Florida has organized the tea parties for Brevard County. Organizers say one of the main goals of the protests is:

Calling attention to and collecting signatures for a petition to Gov. Charlie Crist and the Florida Legislature to reject stimulus funds on 10th Amendment grounds.

Similar movements are happening in many states. Check out full coverage at Pajamas TV.

Conservative Internet TV company Pajamas TV has launched multiple initiatives to report on the economy and how it will affect future generations.

Contest

Last month the organization launched its “Generational Theft Contest.” College students can enter by to joining forces with professors to calculate the financial impact of the current economic environment on a 2009 college graduate. From Fox Business:

In particular, PJTV is looking for the best method or tool to forecast a bachelor’s degree holder’s annual income in 2014, 2019, 2024 and 2034 after factoring in the cost of current government programs, including TARP and TALF, and stimulus packages, including their associated interest payments, health-care reform, inflation, taxes, etc.

The grand prize is $10,000 for the college student or student team, and $10,000 for the professor. That should keep them from needing payday loans for a while. Read up on rules of the contest and how to enter the Generational Theft Contest.

Tea parties

Pajamas TV also focuses on coverage of the “tea parties” that have been springing up across the country. The next big event Pajamas TV will cover is the Tax Day Tea Party. The April 15 event is being sponsored by The Nationwide Tea Party Coalition. The theme of the event is “Repeal the Pork, Cut Taxes and Spending.”

The tea parties are part of an online grass-roots movement. Fox News Politics says:

“Conservatives may be catching up with their liberal counterparts in building a Web-driven, grassroots campaign to push their agenda.”

Tax Day

For Wednesday’s event, Pajamas TV will broadcast live a conference call between the leaders of four grassroots movements: Eric Odom from the Dontgo Movement, Jenny Beth Martin from Smart Girl Politics, Adam Waldeck, on behalf of American Solutions, and Michael Patrick Leahy, representing TCOT.

Those four organizations have organized the tea parties and run campaigns on Facebook and Twitter. Pajamas TV will begin airing shows tonight in preparation for the Tax Day Tea Party.