Social Security and Medicare at risk if debt ceiling not raised

If Congress cannot raise the debt ceiling, programs such as Social Security, Medicare and Medicaid could be at risk for default.
US Capitol Building

Reduced Social Security benefits begrudgingly accepted by AARP

The AARP, the largest lobby group for senior citizens, recently announced it would accept small reductions to Social Security benefits.
Social Security Card

National debt ceiling debate affects us all

Congress debates as U.S. nears the debt ceiling. If it is not raised and no compromise is reached by August, the effects will be felt by all.
Nationald debt clock

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

US must raise taxes to lower deficit, say global investors

The Bloomberg Global Poll of foreign investors has found that two-thirds think the U.S. must raise taxes to reduce the federal deficit.
Close-up of the “income tax” space on a Monopoly game board. A pair of dice are visible in the background, in soft focus.

New rule makes Social Security benefits off-limits for garnishing

Social Security benefits are now a little harder to garnish, under new rules passed to make garnishing benefit payments more transparent.
Social Security card

Working past retirement is good for your health

Working longer – past the standard retirement age of 65 – is not only better for your budget, but it may improve your health, experts say.
A man seated at his retirement party.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Government employees to bear brunt of government shutdown

Bickering in Congress may lead to a government shutdown to make political points. However, government workers will bear the heaviest burden.
Cubicle farm

Social Security Disability Insurance may go dry in 4 years

Disabled workers of the U.S. may face a bankrupt SSDI fund in as little as 4 years, experts warn.
A food plate that has been cleared of its former contents.

Fewer people financially confident about entering retirement

A recent survey found that workers are feeling less confident that they'll survive financially after retirement, and they're right to worry.
401K

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Welfare payments make up 35 percent of total US wages, study says

Recession recovery has led to a disturbing statistic: Social welfare payments and services make up 35 percent of wages in the United States.
The old version of U.S. food stamps, from 1980.

Estimates project Social Security will run out of cash by 2037

New estimates by the Congressional Budget Office indicate that Social Security will run deficits until 2037, when it will run out of cash.
Salt Flats

Stimulate your economy: Spend that payroll tax holiday

If you're going to spend your payroll tax holiday, and you do it right, you could have a hand in helping turn the slow economy around ...
money to burn

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Loophole for quick payday from Social Security closed

The Social Security Administration closed a loophole that benefited only the wealthy with a quick payday and was costing everyone else. ...
Social Security Card

Large national debt means austerity measures were coming

The White House debt commission panel has a series of recommendations for austerity measures. Current debt levels meant they were coming.
Belt

National debt panel recommendations are not surprising

The recommendations from the debt panel aren't surprising. Americans hate taxes, but they don't want to cut services in austerity measures.
Capitol Hill

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Obama deficit commission considers raising retirement age

President Obama's bipartisan deficit commission has been unable to gain traction on ideas such as raising the U.S. retirement age four years.
File photo of President Obama staring out a window. He appears to be deep in thought.

Low inflation means no Social Security COLA in 2011

For the second straight year, there will be no Social Security cost of living adjustment (COLA). Retirees and the disabled are concerned...
FDR-era poster advertising Social Security.