Things You Should Know Before Applying for Payday Loans

Apply for Payday Loans HERE
Payday loans are quick short term loans that can be used for urgent situations such as paying off medical bills, car repair and more. The loan amount has to be returned on the day you receive your pay, and the interest rate is fixed by the [...]

Payday loans mean that surprise expenses will never leave your budget in a bind. (Photo: Wikipedia.org)

Obama Tax Break Could Cost Millions Next Tax Day

As in Millions of Taxpayers Who Will Have to Give Money Back
Were you one of those people who were elated to hear about the “Making Work Pay” tax break that President Obama gifted to the American people? Truly, it did benefit many people. Workers were paid back to the tune [...]

Making Work Pay will cost millions of American taxpayers anywhere from $250 to $400 this coming tax season. These people may need payday loans. (Photo: flickr.com)

Study of Overdraft Fees and Protection Cries Out for Reform

When Traditional Banking Becomes Parasitic
If you’re able to see past the shady origins and history of the Center for Responsible Lending, you’ll see that occasionally they do good work that benefits society. While they’re certainly no friend of the payday loans industry, I find that their recent report on the [...]

Have you had it up to here with your bank's overdraft protection schemes? You aren't alone, according to the Center for Responsible Lending. (Photo: flickr.com)

Installment Loans | 3 Reasons to Get a Short Term Loan

Introduction to installment loans

Installment loans are short-term loans that you can get automatically deposited in your account in just a couple of hours. You’ll start paying back your installment loan when you get your next paycheck, but you don’t have to pay back the full amount all at once. Installment [...]

Shots Fired on Ohio’s Payday Loan Battleground

Irresistible Force, Meet Immovable Object
The battle for payday loans in Ohio has been a difficult one for consumers. The recession hit the Ohio workforce harder than most, and the need for emergency short term loans is greater than ever before. Yet the state legislature in their infinite wisdom decided that [...]

Payday loans in Ohio still exist, but the opposition continues to bulk up for the next battle. (Photo: Wikipedia.org)

Microsoft News: Microsoft Layoffs Continue

Microsoft Layoffs Continues
In January 2009, for the first time in its history, Microsoft Corp. announced it would cut some 5,000 jobs over the year as the company witnessed a drastic decline in revenue. The company suffered an 11 percent drop in profit, leaving many Microsoft workers unemployed and in need [...]

Photo: http://www.flickr.com/photos/scobleizer/ / CC BY 2.0

Payday Loans: Going Where the Need is Greatest

Fed Study Shows Payday Loan and Related Outlets Cluster
Payday loans are an inescapable landmark in America’s modern economic landscape. The popularity of the short term loan product has grown significantly since the early 1990s, and it’s no wonder. Giving consumers the ability to absorb financial shocks in the short term [...]

Payday Loans have the green light when it comes to going where the financial need is greatest. Access to conventional credit plays a large role. (Photo: flickr.com)

Vanderbilt/Oxford Study: Payday Loan Firm Profits Not Excessive

Profits are in Line With Traditional Lenders, Says Study
Infinite profits earned off the backs of the infinite suffering masses. If you take your news from the multi-colored, sugar-laden toothpaste tube that is the mainstream media, then you believe that the payday loan industry is reaping massive profits while those who [...]

Think this represents the average payday loan company CEO? Think again. Profitability is hardly out of sight, even if it has allowed the industry to grow. (Photo: flickr.com)

Oprah Payless Coupons | Savings in a Text Message

New kind of coupon
Though Oprah Payless coupons do exist in the usual, online download and print out format, this time there is a twist. If you go to Oprah.com/payless, you have the choice of downloading and printing the Oprah Payless coupons or getting a text message that says you are [...]

Ah, Payless. Image from Flickr.

Paid Maternity for Childless Women

Is Paid Maternity a Privilege or a Right?
I think that America has the wrong idea when it comes to work-life balance. The wheels of business have to turn for our economy to function, but do we honestly have to spend the vast majority of our waking lives (and sleeping lives, [...]

Parenthood is as sacred a thing as exists for human beings. What's fair is what the child needs, not that you keep up with Martha Jones' in number of vacation days. (Photo: flickr.com)

Short Term Credit and Controlling One’s Financial Affairs

It’s Hardly Predator vs. Prey
If media and banking industry critics of payday lending are to be believed, payday loan outlets are perched in the reeds, muscles coiled in anticipation of springing upon unsuspecting consumers. “Predatory lending” is the fallback term such misinformed critics use, under the assumption that people who [...]

Consumerism is American. Free market capitalism and payday loans are all part of necessary competition, despite what critics would have you believe. (Photo: flickr.com)

Pumpkin Templates and How-To Spruce Your Gourd

Quick and Easy How-To for Halloween
This past weekend, I sat down at the dining room table with my children to decorate a Jack O’ Lantern for Halloween. They’re a bit too young to handle the sharp carving implements, but I had them take the pumpkin innards out and draw designs. [...]

Still looking for pumpkin templates to help decorate for Halloween? Heidi Braley of eHow has a simple how-to for your carving delight! (Photo: flickr.com)

CashNetUSA.com | Get the Facts Before You Apply

Doing Your Due Diligence
Before you apply for a payday loan, installment loan or other form of short term loan, it pays for a consumer to do their research on www.cashnetusa.com. That way, you know where your loan is coming from and where your assets are going when it comes time [...]

www.cashnetusa.com Read Before You Apply!

Grandparents Ordered to Evict 6 Year Old | HOA Down!

Let Bylaws Be Bylaws
I’m a parent, so I’m going to proudly display just a bit of bias here. If the homeowners’ association at the Largo, Florida retirement community where Jimmy and Judie Stottler live think it’s a good idea to force them to evict their six-year-old granddaughter Kimberly Broffman, I [...]

It's people like these who voted to evict six-year-old Kimberly Broffman. Not these people specifically, but people like them. You can see it in their eyes. (Photo: flickr.com)

Short Term Loans for Bad Credit? No Problem!

If you could use Short Term Loans for Bad Credit, APPLY NOW!
Direct Deposit of Short Term Loan in 2 hours
When you need extra cash in two hours or less, there is no better way than to apply online for a short term loan for bad credit. Personal Money Store provides [...]

Apply for Short term loans for bad credit at PersonalMoneyStore.com!  (Photo: picasaweb.google.com)

Short Term Loans for Bad Credit

APPLY for Short Term Loans for Bad Credit HERE
Quick Cash for Immediate Money Requirements
When we have to buy a gift for a loved one, need funds for repairs, face an unforeseen emergency, or maybe we just want to celebrate a special occasion, most of us will need quick cash long [...]

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Short Term Loans Offer Great Options for Those Who Qualify

The short term loan
Short term loans are still a viable option for funding. Consumers with bad credit are definitely not alone. In today’s recession, even people with excellent credit have suffered at the hands of credit card companies. Others have made mistakes with credit, such as charging over limits or [...]

Short Term Loans Offer Great Options for Those Who Qualify

People Looking to Short Term Loans as Market Remains Weak

Market Weak, but Steady
People are still looking to short term loans as further data on the market continues to be reported. Although trade, housing and employment are all seeing weak performances in the market, some economists are saying stabilization is close at hand.
One major concern is the continued lag of [...]

Well, perhaps not until the end of 2009. People need more short term loans than ever. (Photo: flickr.com)

Can Short Term Loans Provide in Times of Uncertainty?

Stability in an Uncertain World
Many people are turning to short term loans in order to get through unexpected expenses. The world is a very confusing place. It’s impossible to estimate exactly how much you will have to spend each month. There are all sorts of problems which could result in [...]

In uncertainty, sometimes what we need is something like short term loans to hit us on the nose. (Photo: flickr.com)

Loans are Hard to Come By, But Payday Loans Still Pay Out

Changing Lending Policies
Payday loans are still helping people fund expenses as most other loans are tightening up their application processes. According to the Federal Reserve, the last three months have seen banks making qualification for loans harder than ever in response to the struggling market. A Federal survey showed that 50 [...]

Don't go with blinders on when you need money this recession. Payday loans pay. (Photo: flickr.com)