Pawn lenders continuing to become more high-class
Years ago, pawn lenders were seen as almost seedy. Pawn lenders have become more high-class over the past few years, however.
Monday, June 27th, 2011 by By Peter Stone
Advantages of banking with a credit union
Discover some of the more important reasons why credit unions are a more attractive banking option than large commercial banks.
Thursday, June 16th, 2011 by By Steve Tarlow
Credit unions enter the payday loan business
Many credit unions are now offering short term, high interest loans similar to payday loans, and the practice is getting mixed reactions.
Friday, June 3rd, 2011 by By Ron Ford
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Loss of tax loan funding causes Jackson Hewitt bankruptcy
Jackson Hewitt, the tax preparation firm, has gone into bankruptcy protection because of loss of revenue from tax refund anticipation loans.
Wednesday, May 25th, 2011 by By Peter Stone
Payday lenders thriving despite regulatory climate
Though people are saving money more and regulatory climates are changing, payday loan lenders are continuing to thrive and expand.
Thursday, May 5th, 2011 by By Peter Stone
30 percent interest for late payments at Bank of America
Watch out for default interest rates. Despite new rules, credit card issuers like Bank of America will still raise rates sky high.
Wednesday, April 27th, 2011 by By Peter Stone
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Loss of refund loans causes mounting losses at H&R Block
H&R Block is mourning the loss of refund anticipation loans, as revenues have been declining since it had to stop offering the loans.
Wednesday, April 20th, 2011 by By Peter Stone
Federal Reserve not planning to reign in credit supply yet
Worries about inflation have caused lawmakers and financial experts to ponder whether the Federal Reserve should curb the credit supply.
Monday, April 11th, 2011 by By Peter Stone
Right for consumers to choose preserved in Kentucky
Kentucky House Bill 182 fell in defeat, keeping the freedom of financial choice in the hands of consumers, according to Kevin Borland.
Monday, April 11th, 2011 by By Steve Tarlow
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Legal spat over financial protection bureau continues
The legal battle over the Consumer Financial Protection Bureau continues, as legislators try to gut the agency before it starts operating.
Thursday, April 7th, 2011 by By Peter Stone
Racial discrimination evident in continued bank redlining
Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
Tuesday, April 5th, 2011 by By Steve Tarlow
Refund anticipation loans could become endangered species
Regulations have made it hard for tax preparers to find financing for refund anticipation loan programs, which could disappear altogether.
Monday, April 4th, 2011 by By Peter Stone
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Center for Responsible Lending has new report on payday loans
A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Monday, April 4th, 2011 by By Peter Stone
Rhode Island payday loan bill seeks strict interest rate cap
Rhode Island legislators have introduced 2011 H 5562, a bill to cap payday loan rates at an untenable 36 percent APR. Here we go again...
Thursday, March 31st, 2011 by By Steve Tarlow
Release of discount window data reveals big European bank bailout
The long-awaited release of discount window data by the Federal Reserve illustrates the global impact of Wall Street bank failures ...
Thursday, March 31st, 2011 by By Thomas Hart
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
More banks ending debit card rewards
The ranks of major banks ending debit card reward programs are swelling as the cost of new financial reforms are adding up.
Tuesday, March 29th, 2011 by By Peter Stone
Bitter winter chills demand and new home sales plummet
The bitter winter, sluggish demand and lousy credit availability have chilled demand for new homes, and new home sales have dropped.
Wednesday, March 23rd, 2011 by By Peter Stone
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