short term loans

Pawn lenders continuing to become more high-class

Years ago, pawn lenders were seen as almost seedy. Pawn lenders have become more high-class over the past few years, however.

Monday, June 27th, 2011 by

By Peter Stone

Advantages of banking with a credit union

Discover some of the more important reasons why credit unions are a more attractive banking option than large commercial banks.

University of Wisconsin Credit Union at the corner of Mifflin and Pinckney in Madison.

Thursday, June 16th, 2011 by

By Steve Tarlow

Credit unions enter the payday loan business

Many credit unions are now offering short term, high interest loans similar to payday loans, and the practice is getting mixed reactions.

Friday, June 3rd, 2011 by

By Ron Ford

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Loss of tax loan funding causes Jackson Hewitt bankruptcy

Jackson Hewitt, the tax preparation firm, has gone into bankruptcy protection because of loss of revenue from tax refund anticipation loans.

Wednesday, May 25th, 2011 by

By Peter Stone

Payday lenders thriving despite regulatory climate

Though people are saving money more and regulatory climates are changing, payday loan lenders are continuing to thrive and expand.

Thursday, May 5th, 2011 by

By Peter Stone

30 percent interest for late payments at Bank of America

Watch out for default interest rates. Despite new rules, credit card issuers like Bank of America will still raise rates sky high.

Wednesday, April 27th, 2011 by

By Peter Stone

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Loss of refund loans causes mounting losses at H&R Block

H&R Block is mourning the loss of refund anticipation loans, as revenues have been declining since it had to stop offering the loans.

Wednesday, April 20th, 2011 by

By Peter Stone

Federal Reserve not planning to reign in credit supply yet

Worries about inflation have caused lawmakers and financial experts to ponder whether the Federal Reserve should curb the credit supply.

Monday, April 11th, 2011 by

By Peter Stone

Right for consumers to choose preserved in Kentucky

Kentucky House Bill 182 fell in defeat, keeping the freedom of financial choice in the hands of consumers, according to Kevin Borland.

A tour group on the interior steps of the Kentucky capitol building.

Monday, April 11th, 2011 by

By Steve Tarlow

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Legal spat over financial protection bureau continues

The legal battle over the Consumer Financial Protection Bureau continues, as legislators try to gut the agency before it starts operating.

Thursday, April 7th, 2011 by

By Peter Stone

Racial discrimination evident in continued bank redlining

Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.

A white piggy bank, shaped like a grenade.

Tuesday, April 5th, 2011 by

By Steve Tarlow

Refund anticipation loans could become endangered species

Regulations have made it hard for tax preparers to find financing for refund anticipation loan programs, which could disappear altogether.

Monday, April 4th, 2011 by

By Peter Stone

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.