It’s springtime, and that means it’s time for baseball. So let’s use a baseball analogy to explain how installment loans can keep you in the game.

Step into the batter’s box. Take a few practice swings before you dig in and await the pitch. Will it be a fastball? Curve? Inside or out? OK, get ready – here it comes! Or should I say here they come? Pitches rifling your way, from all sides, high and low!

Look out!

Try as you might, you won’t hit every pitch. It’s the same way with expenses in our day-to-day lives. A budget that’s flexible enough to absorb all of life’s surprises is a good thing to strive for, but we know that realistically it doesn’t always happen. Medical bills, car repairs or even something as unfortunate as bail money can pop up unexpectedly and throw your budget out of whack.

If you know that you’re going to have the money next payday to cover the cost, a payday loan can be the perfect thing to protect you from overdrafting your bank account. But what if other financial obligations will prevent you from being able to repay that payday loan on your next payday? Does that leave you in the hole 0 and 2 without a bat in your hands?

Not with this pinch hitter: installment loans

Step up to the plate with installment loans. They’re quick money that you don’t have to pay off all at once.Take on any expense that comes your way like a switch hitter with power from both sides of the plate – you can pay back your loan in small portions over several paydays until it’s paid off. Ask your lender for details. In baseball speak, installment loans are a can of corn!

Short term installment loans can help you take care of any expense up to $1,500. It’s like having an astute baseball manager on your side. Sure, if the game is tight, you could burn out all of your ace relief pitchers to protect the lead, but what happens tomorrow when you need your stopper to close out the game and his arm is tired? Installment loans are the answer, in that they don’t force you to pay off everything at once. If something else comes up, you won’t be left without financial options. You’ll have bad credit installment loans warmed and waiting in the bullpen.

Yes, I said bad credit installment loans

Perhaps your record of making timely payments is imperfect. A few blowout games saddle you with the big “L?” That’s OK. Bad credit installment loans are available to get you out of your slump. Most lenders don’t perform credit checks for installment loans, your past record isn’t vital. Receive as much as $1,500 to knock those fastballs out of the park.

Plus, here’s a scouting report: after approval, your installment loan with no credit check can be directly deposited into your active checking account. After an approval process that can take as little as 10 minutes and a money distribution process that can take only two hours, you’ve got yourself a ballgame! If you need a pinch hitter for a budget emergency and want the luxury of paying it off over time, CLICK HERE to apply for installment loans.

President Obama

The stimulus bill fails bring in a payday for those who need to be bailed out. The bill failed to pull the two halves of the senate together in a shocking defeat of President Barack Obama’s promise of bipartisan cooperation.

The Senate is debating the stimulus bill in a heated fashion that has forced parties to vote down party lines. The Senate’s failure to come together in an unprecedented manner is not shocking for those who have participated in politics for any number of years.

US Senators fight over tax cuts

Republican Senators argue that more tax cuts need to be added to the bill and big business does not need a unwarranted payday at tax payers expense. Republicans claim that cutting payroll taxes is the fastest way to stimulate the economy and not giving billions to failing financial institutions. Republican Senators are trying to convince Democrats that making the task of hiring employees cheaper for businesses will save jobs and create new jobs.

Congress likely to bail out worthless debts

Billions of dollars are going to practically disappear when they go to pay debt holdings that do not directly connect with the American economy. Many debts are owed to people, businesses, and countries that are not located in the United States. Once the money is given to the elusive financial institutions likely non-US debt holders will cash in their financial instruments and use the money for alternate interests. This will be the biggest payday ever at the expense of taxpayers.

78 Billion dollars have been lost

The US Government has allegedly lost 78 billion dollars by over paying for financial instruments and bad debt. On average the US Treasury received only $0.66 cents on the dollar for these bad debts without ever informing the US public. This is the biggest payday ever for the financial institutions who knowingly risked the stability of the economy for personal financial gain.

Stimulus deal not likely going to make a difference

Many economists debate whether the stimulus bill will make a significant difference in the US economy. Many think that the problem is a global issue and that the stimulus bill borders on the line of US protectionism. When other countries follow the US example and appear to be subsidizing their own businesses, they may take similar actions whether warranted or not.

Proposed 42 percent tax cut

Unemployment is at 7.6%  and in the last 3 month 1.8 million jobs lost. These are shocking statistics. Many are hoping for a 42-50% tax cut as a way to stimulate the economy. The average job search takes 19.6 weeks. That is a long time to wait for you next payday. It is not surprising that many are turning to payday loans and short term installment loans to make ends meat between paydays.

Payday loans and installment loans are getting people through hard times

Although there are huge misconceptions when it comes to the payday loan and installment loan industries, many Americans are thankful that they have access to instant cash when they can’t easily pay the bills. Many spouses are now having to cover the bills with payday loans and cash advances while their significant other looks for work or waits for their unemployment income.

The banks that are failing paid for payday loan smear campaigns

Big banks and financial institutions that are at the source of the US economic problems have tough competitors in the short term loan industry. Some financial institutions depend on hidden fees for their existence to the tune of 60% of their revenues being derived from these types of fees.

Financial institutions rip off Americans who are now turning to payday loans

Have you ever calculated the interest rates for financial institution fees like: overdraft fees, mortgage late fees, utility bill late fees, etc. and shockingly increased credit card rates? You would be surprised. Here is our loan calculator that you can use to compare the APR on these common types of fees and the fees of the payday loan industry.

The Senate debate fails to reign in out of control financial institutions. The stimulus income will mainly go to bail out those who are lying to the public about the payday loan industry. It will be known in the next week, possibly by Sunday whether the stimulus bill will pass in its current form.

NOTE: Influential participants in the debate over the Senate bailout deal to stimulate the US economy.

Steve Chu
Panetta
Daschle
Voinovich
Senator Collins
Senator Kennedy
Senator Thad Cochran
Senator Kent Conrad
Senator Dick Durbin
Senator Ted Kennedy
Senator Jon Kyl
Senator Carl Levin
Senator Richard Lugar
Senator John McCain
Senator Olympia J. Snowe
Senator Arlen Specter