Repair Your Credit | How You’re Judged (Pt. 4)

How credit agencies view you (conclusion)
Welcome back. CLICK HERE if you missed part three of this article.
You’ve made it to the very end of “Repair Your Credit,” and let’s keep going to the end by taking a continued look at what credit agencies look at when they produce a credit [...]

Repair Your Credit | The Ghost and the Credit (Pt. 3)

Dealing with past debts
CLICK HERE if you missed part two of this chapter of “Repair Your Credit.” Since you’re here, let’s talk more about how to get a handle on ugly, old debts.
We’ve talked a bit about this already, but here are some new wrinkles. When dealing with past debts, [...]

Repair Your Credit | Be a Punctual Payer (Pt. 2)

Make a new plan, Stan
CLICK HERE if you missed the first part of this “Repair Your Credit” E-book chapter. Many of these tips seem commonsense, but if they are, why aren’t more of us practicing them in our financial lives? I think it’s because we can all use a refresher [...]

Repair Your Credit | Building Good Credit (Pt. 1)

Building and Maintaining Credit
Welcome back to the “Repair Your Credit” E-book. Last time, we talked about eliminating consumer credit debt and considering whether that last line of defense – bankruptcy – was right for you. This time, let’s talk more about you’re going to rebuild your credit without excessive use [...]

Repair Your Credit | Bankruptcy? (Pt. 5)

Consider the consequences

You know what you’ve gotten yourself into. Your debts are very real, and it will take effort and negotiation moxie to get your finances to a better place. Now begin to “Repair Your Credit!” CLICK HERE if you missed part four of this article. If you don’t keep [...]

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Repair Your Credit | Last Line of Defense (Pt. 4)

What to do when options are few
Welcome back to “Repair Your Credit.” CLICK HERE if you missed part three of this article on how credit repair and a lessened dependence on payday loans can help you to keep your financial boat afloat.
As you look at your balance transfer options, isolate [...]

Repair Your Credit | Cut the Cards (Pt. 3)

Stop accruing debt
CLICK HERE if you missed the last part of this “Repair Your Credit” E-book article. Let’s continue to charge ahead and see if we can’t hit the bulls eye when it comes to getting your debt under control. Because cash advance loans and mortgage loan modification may be [...]

Repair Your Credit | Avoid the Minimum Payment (Pt. 2)

Like I said last time…
Welcome back to “Repair Your Credit.” CLICK HERE if you missed part one of this article. You’re here because
…enough is enough!
Believe me, I’ve been there. I have receipts from quick payday loans and debt relief to show for it. One day you will awaken to find [...]

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Repair Your Credit | You Can Rebuild It (Pt. 1)

Cutting the cord

Welcome back to the “Repair Your Credit” E-book. Last time, we discussed some steps you can take to right the ship if you’ve depended too much upon borrowed money like online cash advance. It’s all about good habits. Now, let’s go further with more helpful strategies and hints [...]

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Repair Your Credit | Reduce the APR Bulge (Pt. 5)

You can cut your dependence on borrowing
Welcome back. CLICK HERE if you missed part four of this five-part article. Let’s close out this chapter of the “Repair Your Credit” E-book by looking at a few more ways that you can cut down on high-interest revolving credit. The fewer credit cards [...]

Repair Your Credit | Debt Consolidation (Pt. 4)

Taking stock of your debts
A key element of how you’ll “Repair Your Credit” is making mountains of debt more manageable. CLICK HERE if you missed the last installment of this article.
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Let’s face it. Managing debt can be a long, slow and tedious process. If you find yourself juggling numerous revolving [...]

Repair Your Credit | Relieving the Burden (Pt. 3)

What about making minimum payments?

You want to know how to get out from under the burden of credit cards. You want to “Repair Your Credit.” CLICK HERE if you missed the previous segment of this story.
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If you only make the minimum payments on your accounts, then you are like Atlas. [...]

Repair Your Credit | Taming the Credit Monster (Pt. 2)

Charging Purchases
Welcome back.
CLICK HERE if you missed part one of this article. Use installment loans and instant payday loans only when necessary. You can cut the cord on your dependence upon borrowed money and repair your credit starting right now!
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Not long ago, we all dealt in cash. If you didn’t [...]

A Charge From the Past

Repair Your Credit | Kicking a Case of the Borrows (Pt. 1)

Borrow less, for credit’s sake

Identifying Habits That Cost You Money
Welcome back to “Repair Your Credit.” Last time, you saw that the people who use personal loans to keep their credit rating in order aren’t all that different from you and me (demographically). This time, let’s start getting down to [...]

Repair Your Credit | You Are the Demographic (Pt. 3)

PersonalMoneyStore.com customer income

“Repair Your Credit” with information. Knowing that military loans and installment loans can contribute toward a better financial present (avoiding missed bill payments, etc). CLICK HERE if you missed the last part of this article.
More than half of all traffic to the PersonalMoneyStore.com Web site (56 percent [...]

Repair Your Credit | Unlock the Index (Pt. 2)

What Quantcast’s index means
You’re back and you want to “Repair Your Credit.” CLICK HERE if you missed the beginning of this article. Read on and learn what index numbers mean to the demographics of PersonalMoneyStore.com and cash advance portals like it.
This index changes things a bit. Quantcast’s analysis of traffic [...]

Repair Your Credit | Who Uses Payday Loans? (Pt. 1)

Demographics of Payday Loan Borrowers

Welcome back to “Repair Your Credit.” Last time, we talked about some of the facts and fallacies surrounding the use of payday loans for credit repair. This time, let’s take a look at who uses the loan product to meet their short-term financial needs.
To begin [...]

Repair Your Credit | Myths and Meaning (Pt. 7)

A potpourri of payday loan myths and facts
You’ve reached the end of my exploration of the facts and fallacies of cash advance loans in your guide to “Repair Your Credit.” If you missed the previous segment of this article, CLICK HERE.
Let’s finish this chapter, shall we?
Payday lenders make “obscene” profits [...]

Repair Your Credit | The After-School APR Special (Pt. 6)

Want to know what your loan costs?
You want to “Repair Your Credit.” That’s why you’re here.
Last time, if you’ll recall, we were talking about what opponents of the short term loan industry says to try to get you to believe that the annual percentage rate on said loans was just [...]

Repair Your Credit | The Media’s APR Shell Game (Pt. 5)

What’s in a 391 APR?

Juliet:
“What’s in a name? That which we call a rose
By any other name would smell as sweet.”
Romeo and Juliet (II, ii, 1-2)
(CLICK HERE if you missed part four of this “Repair Your Credit” article)
No matter how many times the media attempts to mislead the public with [...]