Getting a bad credit loan to buy a car is several times harder than it was two years ago. Image from Flickr.

Recent statistics from the car-lending industry are showing that it is easier to get car loans with bad credit. While lending is still slow for borrowers at every credit tier, it is improving. Lenders are also exploring alternative lending options that are helping expand available credit.

Drop in lending installment loans

During 2008, the amount of lending of installment loans to customers with bad credit dropped off a cliff. Usually, the approval rate for instant loans for autos hovered between 60 and 90 percent, depending on credit rating. In 2009, personal loans given to borrowers with bad credit for auto purchases dropped to 5 percent. The skittish market combined with lack of available credit meant that very few lenders were willing to provide loans to bad-credit borrowers. Even borrowers with good credit only had a 70 percent chance of getting an auto loan.

Effect of auto lending

Many financial industry watchers are keeping a very close eye on auto lending — and for good reason. The auto industry accounts for about 4 percent of the U.S. economy. More than a quarter-million auto industry jobs have been lost in just the last three years. In short, with fewer cars sold, more jobs are lost. The auto industry is also seen as a bellwether for the U.S. economy.

Improving lending options

For borrowers who are looking to buy a new vehicle, there are growing options for quick loans. Many dealerships and lenders are looking to higher down payments and higher value trade-ins. Incentives such as zero interest are also propping up auto sales. Regional and local banks, as well as specialty financiers are all increasing the number of loans offered to all levels of borrowers. Subprime borrowers, though, are still facing a tough lending market. Just two to three years ago, there was a 60 percent chance of a “subprime” borrower getting an auto loan. Today, the rates are sitting around 9 percent — and very slowly increasing.

Quick loans for people with bad credit can help

Personal Money Market strives to provide quick loans for people with bad credit. We know that money problems can happen to anyone, no matter how good their credit scores may be.
Of course, having good credit comes with many advantages. But once that image is even slightly tainted, perhaps because of reasons beyond your control, you are no longer allowed the same privileges. People with bad credit have a much harder time getting even the smallest, simplest luxuries in life. Where, then, can hard-working individuals go to find a little peace of mind during life’s unforeseen financial events? Who will be willing to extend a helping hand to those suffering with bad credit?

Personal Money Market is your one-stop shop

Think getting quick loans for people with bad credit is impossible? Think again. Here at Personal Money Market, there are generally no credit checks, so it matters very little whether you have good, bad or no credit at all. The online application takes an average 2.5 minutes to complete and, after submitting the application, you get a quick response in seconds. In no time you will be paired with the right lender that fits you best, based on the information you provide. If you need more time to pay off the loan, you can also apply for installment loans for bad credit.

Cash in 2 hours!

Upon approval, your funds will be directly deposited into your bank account. In most cases, you will have access to the cash you need in as little as two hours. Applying for quick loans for people with bad credit has never been easier!

Start your quick loan application HERE!

Easy quick loans for people with bad credit

Looking for reputable lenders that offer quick loans for people with bad credit can be time-consuming. But when you’re dealing with unexpected financial emergencies, time is of the essence. You need a solution — fast.

You can cut the searching and waiting time out by simply filling out one short application. It takes approximately 2.5 minutes to complete, and you get a response just moments after submitting the form. Based on the information you provide, we will search through some of the most reputable payday loan lenders in the industry and pair you with the best. And all of this can happen in seconds.

Save time and more money

Urgent financial situations that require your immediate attention can be very damaging to your finances if not quickly dealt with. If you are currently working on re-establishing a good credit, the last thing you want is more late payments on your credit score. If you need a quick, short term fix, quick loans for people with bad credit can help you prevent those late fees and other penalty charges.

Quick, hassle-free loans

The ability to get fast help when needed most brings a warm, relieving feeling, especially to those struggling with bad credit. You can get quick loans for people with bad credit without having to go through the traditional hassles of applying for loans on a tarnished credit. Apply now and you can get quick access to the cash you need — sometimes in as little as two hours!

Start your quick loan application HERE!

The FDIC may end up taking over many more banks, if recent reports are correct. Image from Flickr.

Since its inception, the Federal Deposit Insurance Corporation has asked that member banks provide information on their assets and liabilities. These financial reports are used to judge bank health. The most recent reports show that bank profits are skyrocketing – but troubled assets are also increasing. This report, once again, calls into question the “recovery” of the banking system.

Investigative Reporting Workshop reports

The FDIC itself does not release most of the lists and data compilations it makes from the data banks provide. Instead, the FDIC provides the raw data to the public. The Investigative Reporting Workshop at American University uses this data to create the “Bank Tracker.” The Bank Tracker reports on the troubled asset ratio, profits, deposits, loans and health of banks in the United States.

The health of banks in the first quarter

The reports on the status of banks in the first quarter of 2010 are just beginning to emerge, and the picture is not pretty. In total, the nation’s 7,941 banks made just more than $18 billion in quarterly profits — twice what they made in the first quarter of last year. However, those banks are also carrying $382.1 billion in troubled assets. More than 10 percent of mortgages currently held are at least 30 days past due — a number that continues to rise year after year.

Where the numbers point

Given the lower number of quick loans that banks are giving out, rising profits and increasing risk in the banking industry, the outlook is not good. Until the number of troubled assets on the books start to go down, banks will not be able to claim a strong core business. With an increasing chance of defaults, this does not appear to be likely anytime soon. This is not to say that the U.S. banking system is due for another crash, but “market correction” may well put another few hundred banks out of business before this is over.

Source:

Bank Tracker

Sharing costs of living

Let’s face it. One of the many perks of a solid relationship is that you can rely on your partner for financial help. There may be greater joys to being in love, but who doesn’t love sharing living costs? As a couple you can split rent, take turns buying groceries, pay one cable bill instead of two or reap the benefits of a family cell phone plan. Only $9.99 for an extra line? Yes, please. The two of you, together, are a well-oiled financial machine: paying bills on time (with online bill pay, of course), paying off your credit cards, and building your credit, along with your future. No need for online payday loans here.

Breakup bill blunder

Then, all of a sudden, that well-oiled machine comes to a screeching halt when the two of you break up. We have all been there. When your world gets turned upside down, the last thing you want to worry about is paying bills. But you have to. You are obviously not a financially irresponsible person, but when two incomes unexpectedly become one, paying all your bills (and paying them on time, for that matter) can be a nightmare!

Un-break your heart — and bank

That is where online payday loans come in; these quick loans can help you stay on track until you hash out the details with your ex and re-adjust to the single life. You can start on the road to recovery by paying your bills with an online payday loan. One step at a time and you’ll be enjoying the single life once again. Remember how fun it is?

Online Payday Loans | Start your application HERE!

Progress was reported for the oil spill in the Gulf of Mexico 2010 as one leak was plugged and a containment dome was on the way. Flickr photo.

Progress was reported Thursday in the effort to contain the Gulf oil spill 2010, which is leaking an estimated 210,000 gallons a day. A BP oil spill spokesman said one of three leaks had been plugged. With two leaks remaining, a four-story, 98-ton containment dome is en route to the site and another is being built. However, stopping one of the leaks has not decreased the volume of oil pouring into the gulf, and no one knows if the containment dome will work a mile below the ocean surface.

Gulf oil spill 2010 update

The oil spill in the Gulf of Mexico 2010 cleanup was also aided by improving weather. The New York Times reports that on Wednesday cleanup crews on quick loans were able to conduct a controlled burn in two of the most concentrated areas of the oil slick. Other methods being used to combat the oil slick on the surface include skimming and chemical dispersants. Coast Guard Rear Admiral Mary Landry said officials could not accurately measure the size of the oil slick because it was constantly changing. “It’s a pretty wide swath of coverage with a rainbow sheen at the leading edge,” she said at the news conference. “The leading edge is very close to the Chandeleur Islands, but the heavy concentrations are farther offshore,”

Gulf oil spill containment dome

The gulf oil spill 2010 containment dome was built by Wild Well Control, a contractor specializing in oil well disasters. Crews worked around the clock for a week building the massive steel box. A drill ship, the Discover Enterprise, is hauling the containment dome into a position to be lowered by cable to the sea floor, 5,000 feet below. It will cover the largest of the two remaining oil leaks and funnel oil to the ship.

Oil spill containment technology

The oil spill containment dome is made of thick steel to withstand the pressure 5,000 feet deep, which is about 20,000 pounds per square inch. The containment dome is 40 feet high, 24 feet wide and 14 feet deep. it has a funnel-like top that will attach to a pipe leading to the surface ship. Frigid temperatures a mile deep lead to concerns that ice may clog the pipe. Reuters reports that a dual-pipe mechanism will pump warm water and a methanol, into the space between the drill pipe and larger pipe. Engineers hope this approach will prevent ice- or sludge-like plugs in the larger pipe that could hinder or stop the flow of oil to the ship. Such plugs can form from the 3,000 cubic feet of natural gas in each leaking barrel of oil.

Oil spill in the Gulf of Mexico alternatives

To contain the Gulf oil spill 2010 the New York Times reports that BP is working on other approaches. One idea is called a top kill. A top kill is intended to stop the flow of oil by pumping a heavy liquid into the well to counter the pressure of the oil coming from below. BP has also begun drilling a relief well designed to intersect the leaking well and plug it with concrete.

Which margarita recipe are you going to use to fill that glass? Image from Wikimedia commons.

There are plenty of ways to celebrate Cinco de Mayo – and getting the perfect margarita recipe can be just the first step. The right cocktail margarita recipe is cool, refreshing and very tasty. But what if that margarita recipe isn’t quite your style? Not to worry, the perfect margarita recipe doesn’t have to mean quick loans for expensive tequila or a recipe for a hangover. Whichever margarita recipe you decide to make, you can celebrate the freshness and flavors of Margaritaville easily.

Traditional Tequila margarita recipe

While there are at least eight different “origin stories” for the margarita recipe, the basics stay pretty much the same. According to the International Bartenders Association, the perfect margarita recipe uses a 7:4:3 ratio of just three ingredients: 50 percent tequila, 29 percent triple sec, and 21 percent fresh lime juice. Many margarita recipe mixes use limeade instead of lime juice, making the drink much sweeter. Usually, the margarita recipe also includes rimming a glass with salt or sugar to help cut the tequila. Sweet or not, a margarita can be served on the rocks over ice, blended with ice, or straight up without ice.

Virgin margarita recipe

If you want a margarita recipe you can enjoy all day in the office, look no further. The basic flavors of a margarita recipe – lime, sugar, salt and a bit of kick – are possible without the tequila. A virgin margarita recipe usually includes: 1/4 cup orange juice, 1/2 cup limeade or the juice of one lime, and a few sprinkles of salt. Serve over ice, and toast to margarita recipes all day!

Pizza Margarita recipe

Though it was originally spelled Pizza Margherita, a Pizza Margarita recipe is now a standard in many high-end pizza parlors. The strong flavors and smooth mozzarella make this margarita a perfect match for your cocktails. Grilled or baked in the oven, a pizza margarita recipe is usually basic and simple. On a thin pizza crust, layer olive oil, minced garlic, mozzarella cheese, fresh basil leaves and lots of fresh sliced tomatoes. Bake or grill until bubbly, hot and tasty.

A May 5 Margaritaville celebration doesn’t have to mean just booze. Combine margarita recipes of every type, and you’re sure to have a party that will please everyone.

Cape Wind would be the first U.S. offshore wind farm. Image from Flickr.

Cape Wind has been one of the most hotly debated renewable power projects in the country. Now that Cape Wind has been approved by the U.S. Department of the Interior, the debate is getting even more frantic. If Cape Wind is built, it will be the first-ever U.S. offshore wind development and would be able to provide cheap power to three quarters of the Cape Cod community. Developers have a loan company and technology at the ready, but some residents of the shoreline are vowing to fight the development as long as they can.

What is Cape Wind?

Cape Wind is a planned 130-turbine wind farm in Nantucket Sound. The original proposal for Cape Wind was submitted almost a decade ago, and it has been under “federal review” for nine years. The offshore wind turbines would be anchored in the sea floor and would use the strong, constant sea wind to generate power. Visual simulations estimate that Cape Wind turbines would appear about one-half of one inch tall when standing on the shore. Cape Wind would be the first offshore wind farm in the United States, though there are proposals for Texas, Maryland, Delaware and New Jersey as well.

Arguments against Cape Wind

Cape Wind encountered its first roadblocks very early in the project development. Late Senator Edward Kennedy fought against Cape Wind, worried that it would be a “special interest giveaway” and that it would ruin the views from the family property that looks out onto Nantucket Bay. Other anti-Cape Wind groups worry that the wind farm would “jeopardize tourism” by changing the view of Nantucket Bay. The Wampanoag Native American tribe has also challenged Cape Wind. The Wampanoag tribe claims that Cape Wind would obstruct religious practice that requires a clear view of the sun over the bay – and that the windmills would be anchored in long-flooded burial grounds.

Arguments for Cape Wind

Proponents of the Cape Wind development form a coalition just as broad. Environmental groups have lauded Cape Wind, as the renewable energy from the development would provide clean energy for three quarters of Cape Cod. As domestically produced power, the Cape Wind project would also help reduce U.S. dependence on oil, a major goal of the Obama administration. Cape Wind would also provide hundreds of “green jobs” in the depressed economy.

Government approves Cape Wind

Though U.S. Interior Secretary Ken Salazar has approved Cape Wind, that is far from the last word on the development. While other countries, such as Denmark, have been using Cape Wind-style projects to provide power for years, this project would jump-start the U.S. development of clean offshore power. Opponents have vowed to use quick loans to fight Cape Wind in court at the same time environmental groups, and the government, are looking for domestic energy solutions that don’t risk 1,800 square mile oil spills. What is your opinion of Cape Wind?

Sources:

NPR.org at http://www.npr.org/templates/story/story.php?storyId=126363616
Washington Post

Lt. Dan Choi has been an active and outspoken gay-rights activist. Image from Flickr.

Just outside the White House today, openly gay Iraq veteran Lt. Dan Choi and others were arrested while marching to the White House after a Human Rights Campaign rally. No word yet if group members will be getting quick loans to bail out Lt. Dan Choi or the other arrested individuals. The group was marching on the White House in support of repealing the Don’t Ask, Don’t Tell policy that discharges openly gay men and women from the military.

Lt. Dan Choi arrested

Lt. Dan Choi was arrested earlier today by the United States Park Police, and he and Jim Pietrangelo were charged with failure to obey a lawful order. Both Lt. Choi and Pietrangelo are scheduled to appear in the D.C. Superior court tomorrow. Both Lt. Dan Choi and Jim Pietrangelo are openly gay. Pietrangelo has been discharged from the military under Don’t Ask, Don’t Tell; Lt. Choi’s discharge is “pending.”

Lt. Dan Choi has been outspoken against Don’t Ask, Don’t Tell

Lt. Dan Choi originally revealed his sexual orientation on “The Rachel Maddow Show.” Soon after that show, he received a discharge letter from the U.S. Military. His open letter to the President and Congress made international headlines. Since then, Lt. Dan Choi was one of the founding members of Knights Out, an organization of West Point alumni who support LGBT (Lesbian, Gay, Bisexual, Transgender) members of the military being able to serve openly. Lt. Choi has also spoken at numerous gay rights events.

The history of Don’t Ask, Don’t Tell

The policy that Lt. Dan Choi and other protesters were marching against today is referred to as “Don’t Ask, Don’t Tell.” Officially federal law Pub.L. 103-160, Don’t Ask, Don’t Tell prevents any openly gay person from serving in the U.S. military while allowing closeted LGBT individuals to continue serving.

The current military loans several hundred gay servicemen and servicewomen time to complete their service, as long as they do not reveal their sexual orientation. As the New York Times reported earlier this month, a bill has been presented in Congress that would repeal this policy and allow openly gay members of the military to continue serving their country. The U.S. Military is currently conducting a review in conjunction with congressional hearings on the issue.

Lt. Dan Choi’s arrest started at a Human Rights Campaign rally

The march that Lt. Dan Choi led to the White House today was not pre-planned. According to The Advocate, Choi reportedly crashed a Human Rights Campaign rally and asked attendees to march with him to the White House. The president of the Human Rights Campaign, Joe Solmonese, did not join in the march. The HRC did release a statement about Lt. Dan Choi’s arrest:

“Today more than 1,000 people showed up at a rally — 500 of which signed up to become more involved in the fight to repeal ‘don’t ask, don’t tell.’ Joe Solmonese along with (gay Iraq war veteran) Eric Alva and others felt it was important to stay and engage those at the rally in ways they can continue building the pressure needed for repeal. This does nothing to diminish the actions taken by Lt. Choi and others. This is the nature of social change and everyone has a role to play.”

See video of the protest where Lt. Dan Choi was arrested

"Please don't hurt me, Mr. Son of the devil's spawn!"

Politics make for tough sledding, boys and girls. White House Chief of Staff Rahm Emanuel recognizes this, and reports indicate that he sharpens the runners before going to work. That’s why it doesn’t surprise me at all that people like Rep. Eric Massa refer to him as “the son of the devil’s spawn,” a classic phrase if ever there was one about political bedfellows. In the case of Eric Massa and Rahm Emanuel, however, their sparring matches extended into the shower. You can’t hide from the long arm of the Rahm, people.

Eric Massa won’t run for another term, claims Rahm forced him out

That’s one way of looking at it. Another might be Mr. Massa’s recent sexual harassment scrape, as well as thoughts about health care that run contrary to constituents in his district (see the video below). Some might argue that Eric Massa calling out Rahm Emanuel as “son of the devil’s spawn” has less bite than it could have, if Massa had a better public reputation. But there is little doubt that Rahm Emanuel isn’t tossing softballs when he’s hunting for Obama-centric votes. Emanuel isn’t above calling liberal activists who don’t fall in line “retarded,” and he has no qualms about living rent-free if it serves his political ends. But what stands out is that Rahm Emanuel is simply mean. Whether he gets his quick loans from Mephistopheles is uncertain.

The honorable Mr. Massa of New York shall elucidate

According to the Huffington Post, Eric Mass said that Rahm Emanuel is “an individual who would sell his mother to get a vote. He would strap his children to the front end of a steam locomotive.”

But is he mindful of the game, you ask? It appears that way, according to Massa, whose vote on health care reform was a vital piece. “You think that somehow they didn’t come after me to get rid of me because my vote is the deciding vote in the health care bill?” he asked.

It gets steamy in the shower

Massa claims that Rahm Emanuel once stalked him into a shower stall at the Congressional gym. As he puts it,

“I’m sitting there showering, naked as a jaybird and here comes Rahm Emanuel not even with a towel wrapped around his tush, poking his finger in my chest, yelling at me because I wasn’t going to vote for the president’s budget. Do you know how awkward it is to have a political argument with a naked man?”

Eric Massa resigns; Rahm Emanuel continues to grind his gears

Yes, Massa claims he was set up during that whole sexual harassment thing. He also insists that Rahm Emanuel set him up. Are you sure you don’t mean Larry Craig set you up, Mr. Massa? That’s instant money, if you’re talking comedy. Ha.

(Photo Credits: http://www.flickr.com/photos/neeta_lind/ / CC BY 2.0) and http://www.advanceusa.org/

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The recent 8.8-magnitude Chile earthquake has caused massive devastation in the South American nation. Recovery efforts are already underway amidst turmoil and looting that required military intervention, but here’s something interesting that has nothing to do with money and property. According to media outlets like CNN, NASA scientists are speculating that the massive Chile earthquake has altered Earth’s axis. It’s currently a theory and not instant money, but think about what this could mean.

Chile earthquake 2010 brings shorter days

We aren’t talking about a minor trembler here. Magnitude 8.8 is a massive earthquake. If NASA is correct and the Earth’s axis has shifted, then the planet’s rotation could be permanently affected by the redistribution of mass. Scientists believe this means shorter days, but only slightly: 1.26 microseconds shorter, they estimate. One microsecond is one-millionth of a second, which is not enough time to mess with your beauty sleep or make you late for work. But the global impact is still amazing to contemplate.

This is NOT a scientific demonstration

Earth’s rotation determines the length of our days

Earth's rotation speed on its axis determines the length of our days. (Photo: Wikipedia)

How fast does the Earth rotate? NASA provides the following basics: Earth rotates on its axis at just over 1,000 miles per hour. Its rotation around the sun (which affects seasonal changes in climate) occurs at about 67,000 miles per hour. Now you know.

Benjamin Fong Chao of NASA said in 2005 that “Any worldly event that involves the movement of mass affects the Earth’s rotation.” A popular analogy NASA uses is a figure skater. When she pulls her arms close to her body, she spins faster. The redistribution of mass is similar to what scientists believe happened after the Chile earthquake. The Earth’s axis has changed because of the mass shift. Richard Gross of NASA’s Jet Propulsion Laboratory in Pasadena, California speculated to the media that the axis could have shifted about three inches.

The Chile earthquake 2010 isn’t unique in its effect

Back in 2004 when a 9.1-magnitude earthquake made a gigantic tsunami in the Indian Ocean, our days shortened by 6.8 microseconds. But the converse of shortened days would be if a mass shift slowed the Earth’s rotation on its axis. CNN gives an example of the Three Gorges reservoir in China. If it were to be filled in by 10 trillion gallons of water, that mass would change the rotation to the point where our days would be .06 microseconds longer. An impossible-to-discern quick loan to our days, but scientists would know based on the math involved.

So when you think of the Chile earthquake and the Earth’s axis, think of the human impact – and how many fractions of a microsecond less per day they may have to reconstruct their lives before the cataclysm.

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Chile's Valparaiso Beach is likely empty of sunbathers now as the people pick up the pieces.

I used to live in a state that is known for its earthquakes, and while I experienced quite a few of them, I never felt an 8.8 magnitude like the Chile quake 2010, tsunamis and all. That’s a staggering seismic event, and much like the recent Haiti earthquake, there have been significant casualties. Various media sources claim anywhere from 122 to as many as 700 deaths directly related to the earthquake, and many buildings, bridges and highways have been destroyed. Quick loans to rebuild are needed.

Chile quake 2010 not as bad as Haiti? Think economically

According to NPR, the devastation level in Haiti was somewhat greater because Haiti is much less prosperous financially (80 percent of people in poverty versus 18 percent in Chile). However, we should not take away from the tragedy the people of Chile are now facing. Lives has been lost, lives have been upended and the people in need of relief. Tsunamis from the 8.8-magnitude Chile earthquake have hit as far away as Hawaii and French Polynesia, so these island nations must brace for the onslaught and prepare for recovery.

Speaking of economics – and game show contestants

A Reuters report indicates that the price of copper has dropped dramatically. This comes as a direct result of the Chile quake 2010. Tsunami of a different kind has hit this market, as Chile is one of the world’s primary copper producers. That isn’t exactly why former “American Idol” contestant Elliott Yamin was in Chile – he was there for a music festival in Vina del Mar – but the economic impact in disrupted copper mining and hastily ended music festivals certainly won’t help Chile.

You can help Chile after quake 2010

If you have the financial ability to contribute to what will surely be another massive recovery effort following this Chile quake 2010 (with tsunamis), NPR suggests a few outlets that can put your instant money and goods to good use.

• Save The Children — You can contribute to their Children’s Emergency Fund
• World Vision — If you can contribute needed supplies to Chile, World Vision can help
• AmeriCares — Medical supplies and other humanitarian aid can be given to their Chilean earthquake fund
• Habitat for Humanity — Homes will need to be rebuilt, which is their specialty
• International Medical Corps — Immediate medical care is the primary responsibility of the IMC’s emergency response fund
• ShelterBox — They’ll be sending aid directly to Concepcion, Chile’s second-largest city and the one that saw the most damage from the Child quake 2010

Help the people pick up the pieces after Chile quake 2010. A tsunami is just an after-effect, albeit a devastating one. The epicenter of destruction is filled with people in need of aid.

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Some of us move in and out of relationships with supernal ease. When the final curtain falls and the arc lights fade, what’s left but to remove the grease paint and start pressing the flesh en route to the next gig? For others, however, finding a path out of the blast crater is a bit more challenging.

If you’re looking for quick loans, apply here. Of course, if you’re looking for my advice rather than money, try this: tell the story of when your relationship died at “It Was Over When.” The cathartic release will do you some good. Of course, quick cash for those annoying bill collectors can be cathartic, too.

Laugh that loser right out of your life

Stories tend to come from either side of the relationship cold war. There are escapees with horror stories of dating atrocities. Then there are ceremoniously dumped who know they have baggage that includes a sense of humor. Clueless individuals need not apply, as they probably don’t see how a site like “It Was Over When” could be important – or that anything they do could possibly end up there.

The exact moment when the relationship ended

The tipping point as documented on “It Was Over When” is akin to William Burroughs’ “naked lunch: a frozen moment when everyone sees what is on the end of every fork.” It could come after two dates, two years or (what seems like) two lifetimes. Whether it’s funny, sad or patently unbelievable, sharing the moment can be good for the survivor. As founder Robert Elder puts it, “It Was Over When” aims to “provide a bit of comfort, humor and, hopefully, healing identification.” For those who want to read of when love began, Elder also has “It Was Love When.” It all amounts to quick loans of sanity during an insane time, perhaps.

For our enjoyment, broken down by category

“It Was Over When” organizes the experiences of others into helpful categories. Here they are, along with my notes on personal favorites.

Chemistry

“Kim’s” story of the late date cracks me up:

“We met online and, after a few months, set up a date. He was supposed to arrive @ 7 p.m. He didn’t show until 11:30 p.m. Kept getting lost and calling me from various “lost” locations. I’m sorry, only an idiot would get this lost. Nonetheless, I kept the date and let Lost Boy into my home. At 12:30am, I yawned. He shot up from his chair and barked at me: “Sorry if I’m keeping you up or anything” and ran out the door.”

Sex

Here we have great stuff I cannot relate to you in this forum.

Quirks

“Nicole’s” relationship ended once she realized that her man preferred to play with her online avatar rather than be with her in person. He could “never really love me,” she writes.

Clashes

Manners

It’s interesting how more than one of the front page stories for this category has to do with money. Do I smell commentary on our society here?

Secrets!

Weird

And finally, Best of

Life is too short to cater to crazy. That’s why “Mark” left his relationship. His girlfriend was keeping a list of all his friends that she “hated for taking attention away from her.” Thankfully, as Mark relates, these friends are all still alive.

Your quick loans blogger enjoys “It Was Over When” and will contribute his own story soon

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My hours at work were scaled back right before my rent was due and I feared I would soon be homeless. That was when I decided to look into getting a payday loan. I have always been a self sufficient person and I never imagined that I would qualify for a short term loan. So when my pay check was a couple hundred dollars short, I went online to Personal Money Market and found out that I could get an instant loan that required no faxing for up to $1500. I was so relieved when I found out how easy it was to get the quick loan that I needed to keep my home.

Personal Money Market Can Help You Avoid Many Stressful Situations

A couple months later I found myself in another situation. I went outside one morning to go start my car and I noticed I had a flat tire. I looked a little closer and saw a piece of sharp metal poking out of the rubber. I was totally freaked out because I could not be late to work again. What was I going to do? Then I remembered how I could go online and get a no fax payday loan. I was so impressed from my previous experience with Personal Money Market that I didn’t hesitate to press the apply button. I got the short term loan I needed at just the right time.

Online Military Payday Loans Even Helped My Friend

A friend of mine who is in the army, used to go to one of his towns local money stores, but he always felt like he was treated like a second class citizen. The fees were way too high and the process was long and redundant. That’s when I told him about Personal Money Market and that they have instant loans even for the military. Military payday loans are unheard of these days, but my friend sure appreciated the fact that he could get an online loan in as little as two hours and wouldn’t be turned down just because he serves his country.

Personal Money Market Is The Only Store For Me

All because of Personal Money Market, I was able to save my home, get new tires, and help my friend get the quick loan that we needed. This is the best company I’ve ever dealt with when it comes to getting emergency no fax cash advances and I will continue to use Personal Money Market whenever I am in cash crunch.

Apply Now For Your No Fax Payday Loan!

Sure, Mom, no problem. You'll love my new place.

Everything was going along just fine until the phone rang. Payday is only three days away, the bills are paid, and there’s food in the fridge. Normally it wouldn’t matter that you spent your last fifty bucks out with your friends last night. But that was your mother on the phone, and she’s flying in tonight. You have six hours to get the place in shape. Better get started right now by checking for quick loans online.

Save time and avoid hassles with Quick Loans

No credit check

Nothing to fax

Short, easy application

Large network of payday lenders

Fast, hassle-free, secure loan process

Money deposited directly to your bank account

Funds ready for you to use in as little as two hours

Move onto better things with Quick Loans

The sooner you get money worries behind you with some instant cash, the sooner you can move on to better things. It doesn’t have to be that your mother is coming to town when your place is a wreck and you’re fresh out of cash until payday. It might be that you’ve paid more bills than usual or that you need to make an emergency trip out of town. It might be that you finally have the time to complete a project around the house and need money now to do it. No matter what kind of situation you’re in, there’s a lot to be said for quick loans, because everyone has better things to do than worry about money.

Avoid over-spending with Quick Loans

Really. It’s important never to let Mom know just how low your standards of decency can get before payday. It’s only natural that you should try to impress her. But when you use credit cards to do something like that, it’s easy to over-spend and expensive to pay it back. With quick loans until payday, on the other hand, you know exactly how much money you can spend, how much the credit is going to cost you, and exactly how soon you’ll be debt-free (and on your way to the next big project).

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How fast do you need quick loans? This fast? (Photo: flickr.com)

Have you ever found yourself in a situation where the only solution available to you is raising cash immediately? It could be that time of the month when your finances are running low. Worse, you could be facing a medical emergency of some kind. You need the money fast and need it immediately, irrespective of the cost. You are willing to go through anything to lay your hands on the money. That’s how quick you need it. But is it available at the speed at which you are looking for?

Yes, Quick Loans are That Quick

Fierce competition and a growing demand have pushed lenders to get into the act and start working at the speed at which the consumer wants the money. Gone are the days when you had to wait a few days before your application even came up for review. Technology has been combined with the demand to make quick loans available to you in a matter of hours. Lenders have realized that your requirement for immediate cash is as important as their requirement for new consumers. They are willing to overlook certain aspects that traditional institutions routinely demand as mandatory. They are willing to let you have the money within the timeframe that you, the consumer, need it.

A Change for the Better

The need for money is almost always quick. A quick loan vendor is just another business person who is looking to add to his/her ever growing clientele. Under these conditions it was necessary for the lenders to compromise on certain things. Making a start with relaxing some of the rules just wasn’t enough to let in more people. In trying to stay ahead, they also had to compromise on the time factor. They had to come up with ideas to make the money accessible to the consumer in “double quick” time. How could they do that?

Online Quick Loans for the Masses

Some clever thinking and intelligent marketing opened the doors of online marketing to the lenders. They were able to reach a large audience who had access to the facilities and could work with online applications. Lenders had to cut down on verification procedures as well. They therefore did away with one of the most cumbersome procedures of all: credit checks. Consumers with low credit scores were welcome to apply for and get a quick loan. All that the lender wanted was proof that the consumer could make a repayment on the given date.

Encouraging Results

It is currently estimated that millions of Americans have at some time approached these lenders for a quick loan. The fact that the numbers are high proves that they have been able to carve a niche for themselves within the market. While there have been some who have criticized these lenders for a number of reasons, others have stood by them for the timely manner in which quick loans are approved and disbursed. Critics are quick to point that these lenders charge a high rate of interest leading consumers into a debt trap. It would perhaps help if banks and institutions came up with something similar at a lower cost in “double quick” time, if only to create greater competition and price controls.

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Most payday advance loan options are not only confidential, they’re highly convenient. Consider the following scenario: it is entirely possible you may take approximately three to four minutes to fill out the payday advance loan application online.

After filling out your personal particulars, it can take all of 90 seconds for you to receive a clear and definite reply wherein your loan is subsequently approved. Afterward, your payday advance loan amount may be waiting within your checking account in a couple of hours. What could be more effortless?

Basic requirements in order to secure a payday advance loan

All that is necessary for you to attain a payday advance loan from the vast majority of payday lenders is a bank account and current employment.

In addition, reliable online lending sources that grant payday advance loans generally offer customer support so all your payday advance loan inquiries may be answered.

Laws governing the payday advance loan industry

State governments are responsible for the regulation of the payday advance loan industry. Although opposition exists to short term lending solutions in the way of the payday advance loan, in order to counteract the detracting viewpoints, lobbyists continually work on behalf of the payday advance loan industry.

Fortunately, there is currently a vast array of centers wherein payday advance loan funding is available. The expansive growth within the payday lending industry is due in part to the availability of loans over the Internet. Visits to payday advance loan sites have been quite significant: in fact there were well over 1 million visits to such sites this year.

The Payday Advance Loan site is always available

Payday advance loan sites naturally operate 24 hours, seven days per week. This level of convenience is highly advantageous to the borrower as applications may be submitted from the comfort of one’s own home environment and in accord with a person’s time.

Additionally, the payday loan advance is the short-term money solution as long as it is used correctly. The payday loan advance is most ideal in a situation where you need funds in order to address financial necessities from one payday to the next.

Easy application process

The ease of the application process is possibly the best attribute of the payday advance loan outside of immediate funding to your bank account. The application form is certainly not lengthy or “fussy,” and credit checks  are not necessary. Also, with short-term funding there is no longer any need to worry as to how you are going to financially survive from one paycheck to the next.

In other words, simply provide your information on the short application, and within an hour’s time your current short-term financial concerns may be over. Why not investigate how a payday advance loan will fit into areas where short-term financial considerations are preventing you from progressing within your daily life?

The way, therefore, to think of the payday advance loan and keep out of financial hot water is as a terrific temporary financial solution with regard to short-term financial emergencies. Emergency circumstances may include:

1. Automotive repairs
2. Medical-related situations
3. Gifts for anniversaries or birthdays
4. Unexpected financial losses, among other categories

You’ll not have the headache of filling out a lengthy application (as may be the case with some of the more traditional financial venues) and you’ll be able to secure the needed cash confidently and securely.

Additionally, if you are seeking a short-term loan by confidential means, nothing could be more ideal than the resource of the Internet. Many lenders who provide the payday advance loan as a solution for a borrower’s short-term financial obligations are standing by, willing and ready to serve you, 24 hours per day; seven days per week.

APPLY HERE for a Payday Advance Loan

Southern California’s hot, dry climate is a perfect support system for fires, so it is understandable that the state spares no expense when it comes to fighting them. Today when it was reported that several small brush fires were started along a highway in Diamond Bar, the Los Angeles County Fire Department sent out more than 250 firefighters, and dispatched trucks as well as aircraft to battle the blazes.

A member of the L.A. County Fire Department reports that there were eight brush fires, and about 50 acres were consumed. Firefighters worked swiftly and aggressively, as the fires threatened to spread to homes if they weren’t contained.

How the Diamond Bar fire started

The driver and passenger of a pickup truck might want to think of getting some quick loans so they can get a lawyer. Police are reporting that the fires were caused when a fire started in the bed of a pickup truck and the occupants didn’t realize it.

Reports say flames and sparks flew out of the pickup truck bed as the vehicle traveled on the freeway. The police have detained the driver and passenger from the vehicle, but no other information is available about the suspects right now.

More details on Diamond Bar fire

Not only did the fire department spend a lot of money putting out these fires, classes were evacuated at Diamond Ranch High School. The students stayed in the gym and waited for word on whether they had to evacuate the premises, but the flames never got close enough to the school to warrant concern.

Final word is that several small brush fires were put out using water drops from helicopters and the aid of 23 fire trucks. The people who were in the truck that is suspected of starting the fires are being questioned. So far, no property has been reported damaged besides government-owned land covered in brush.

Here's the Brammo Enertia. But will it be street legal? (Photo: theelectricbliss.wordpress.com)

If I had $12,000 to spare, I’d jump at the chance to buy a Brammo Enertia electric motorcycle. Sure, I’d need quick loans to help pay (will Best Buy finance autos and accept down payments?), but considering that there’s a Best Buy only a couple of miles from my home, I wouldn’t be able to resist.

But Could I Legally Drive it Home?

That’s just one of the questions these days: whether the Brammo Enertia will be street legal. The initial claim made is yes, but I’d check with local police before buying. Yet that won’t stop the consumer electronics giant from selling the vehicles from the Ashland, Oregon startup by May 2010. Best Buy CEO Craig Bramscher sees the Brammo Enertia being sold across the U.S., Europe and China at Best Buy retail locations.

Computers, Vacuums, Motorcycles…

It might sound odd, but that’s the direction in which Best Buy is headed. Since the stores already have garage bays for installing car stereo equipment that Bramscher claims are “underutilized,” it seems like the Brammo Enertia could be a good fit. Plus, when you realize that Brammo is considering features like a built-in Web server and cameras to capture images and video for travel blogs, the Brammo Enertia should perhaps be considered more of a mobile consumer appliance than strictly a motorcycle.

Not Alone in the Electric Two-Wheeler Market

Vectrix and Zero Motorcycles have similar consumer models available, while Mission Motors is taken an even higher-end approach. But the high-visibility approach Brammo is taking by allying itself with Best Buy is something the competition has not done as yet. To give you an idea of how much selling out of Best Buy could help Brammo, consider that about seven million people go to motorcycle distributors in the U.S. each year. A single Best Buy store can see that many people over the same span of time. Bramscher says the chain has already taken $3 million in pre orders for the Brammo Enertia, and that’s only the beginning.

Will the Geek Squad Fix Your Ride?

Apparently they will. Geek Squad types will be trained to make basic Brammo Enertia repairs to brakes, tires and electronics. If you get into a wreck, however, you’ll have to go to a Brammo distribution center for those fixes. Unfortunately, the company is still working on obtaining funding for those. Quick loans, anyone?

What’s Under the Hood?

The Brammo Enertia will have a 45-mile range. Powered by a lithium-ion-phosphate battery that takes around three hours for a complete charge from a standard household outlet, the maximum speed of the Brammo Enertia should be around 53 miles per hour.

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All things considered, this should be OK for those of us who need to perform light errands or commuting. If you want to do more and travel faster, a 100-mile ranged model that can hit 75 miles per hour will come out later in 2010. You’ll probably need multiple quick loans for that one. But then again, if you’re seriously considering buying a Brammo Enertia, you probably have enough petty cash to cover.

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