Short Term Credit and Controlling One’s Financial Affairs

It’s Hardly Predator vs. Prey
If media and banking industry critics of payday lending are to be believed, payday loan outlets are perched in the reeds, muscles coiled in anticipation of springing upon unsuspecting consumers. “Predatory lending” is the fallback term such misinformed critics use, under the assumption that people who [...]

Consumerism is American. Free market capitalism and payday loans are all part of necessary competition, despite what critics would have you believe. (Photo: flickr.com)

Military Loans and Military Readiness | Is There a Connection?

Study Makes Case, But Authors Discount Variables
Payday loans come in a variety of packages for consumers, and that includes those who are active members of the military. They’re called military loans in that instance, and they can be quite useful to military personnel who have had difficulty obtaining loans from [...]

Do military loans put personnel on a collision course with financial catastrophe? (Photo: flickr.com)

NYU Study Questions Link between Payday Loans and Predation

Payday Loan Profits Don’t Automatically Equal Predatory Lending
Even if you’ve never been a customer of a payday loan business, you’ve likely seen or heard about the product. You probably also know that payday loan businesses are fairly easy to find in both the brick-and-mortar world and in cyberspace. With such [...]

Destroying the payday loans industry creates problems and solves nothing. Balance is needed in legislation. (Photo: wikipedia.org)

Short Term Loans Online – Instant Application

Start Your Short Term Loan Application Below
Short Term Loans Online
We are going to share a real life story of a family who avoided additional hardship after being taken advantage of by a bank, thanks to short  term loans online. Of course we have to change the names of the people [...]

Day One Hundred Nine

The Herald Loses Objectivity: Trashes House, Payday Loans

Go ahead, show us your true colors
That’s exactly what Rock Hill, South Carolina’s The Herald newspaper is doing when it comes to their payday loans reporting. Their staff opine that the recent bill that passed the S.C. House is “toothless” and does not protect consumers from supposedly “predatory” lenders. Of [...]

Go ahead, show us your colors

Payday Loans in New Hampshire: Competition is the Solution

Only looking out for their bottom line?
Payday loans may be on their way out in New Hampshire, and while a new personal credit line product may step in to fill the gap for consumers who genuinely need the product, it may or may not receive approval from the FDIC. This [...]

Payday Loans News Break: Predatory lending is an issue in N.J.

Soon after the New Jersey legislature passed a tough law aimed at controlling predatory lending, State Sens. John Adler (D., Camden) and Gerald Cardinale (R., Bergen) teamed up to sponsor a bill that weakened it.
Your Payday Loans News Source Quoted With Edits From: Predatory lending is an issue in N.J. [...]

No Good Deed goes unpunished

Payday Loans News Break: Ohio candidates focus on predatory lending

(AP:COLUMBUS, Ohio) Democratic candidates in two high-profile congressional races in Ohio are pointing fingers over the mortgage crisis.
Your Payday Loans News Source Quoted With Edits From: Ohio candidates focus on predatory lending (INO News)
The Blame Game
If you’re a Republican, the country’s problems are no doubt caused by the Democrats. If [...]

Beware of the predators

Instant Payday Loans Blog: Bill to make Wall Street accountable for loans urged

Congress will pass legislation next year that will make Wall Street financiers civilly liable for funding predatory and reckless mortgage loans, predicted Rep. Barney Frank, D-Mass., chairman of the House Financial Services Committee.
Your Instant Payday Loans News Source Quoted With Edits From: A bill to make Wall Street accountable for [...]

Can Assignee Liability Tame the Bull? Or will everyone need Instant Payday Loans?

Secretary of Treasury Forces Banks to Take Quick Payday Loans

Brought to you by the payday loans moneyblog at Personalmoneystore.com
If you saw 60 minutes last week you might have been just as surprised as I was to learn that Treasury Secretary Henry Paulson had ordered Bank of America and several other banks to take quick payday loans even though [...]

Bank of America City View Plaza San Jose by mrkathika

Cash Advance Loans News Break: ‘Poster Child Of Predatory Lending’ Indicted

Three people, including a man officials call “the poster child of predatory lending” are indicted.
Your Cash Advance Loans News Source Quoted With Edits From: ‘Poster Child Of Predatory Lending’ Indicted (News Channel 5 Cleveland)
Cleveland’s Poster Child for Predatory Lending Doesn’t Measure Up
This article from Cleveland News Channel 5 hangs Mark [...]

Instant Payday Loans News Break: US Sen Dodd Introduces Consumer Protection Bill

(Updates with details, quotes from Dodd.) WASHINGTON -(Dow Jones)- Senate Banking Committee Chairman Christopher Dodd said Tuesday that he plans to unveil a legislative package including consumer protection measures pertaining to credit cards, predatory lending, bankruptcies and sub prime mortgages.
Your Instant Payday Loans News Source Quoted With Edits From: UPDATE: [...]

Relief is Coming!

Online Cash Advance News Break: Mortgage system crumbled; regulators jousted

Federal bank regulators fought over turf with state agencies while America’s mortgage lending system grew increasingly unstable and then fell apart.
Your Online Cash Advance Source Quoted With Edits From: Mortgage system crumbled while regulators jousted (Seattle Post-Intelligencer)
The Mortgage Crisis. Who’s To Blame?
Everyone is up in arms and pointing fingers [...]

Is regulation necessary to protect American families?

Installment Loans News Break:WaMu Sued Over Lending Practices

City Attorney Michael Aguirre filed a lawsuit against Washington Mutual, alleging that the bank engaged in unlawful subprime mortgage lending practices.
Quoted With Edits From: City Attorney Sues WaMu Over Lending Practices (KGTV San Diego)
The Fallout Continues
Predatory lending continues to sweep the countryside with San Diego California making the latest news. [...]

Will foreclosures be the next big trend?

Cash Advance Loans News Break: Lawsuits allege predatory lending practices

A Reno lawyer is seeking class-action status for several U.S. District Court lawsuits alleging predatory practices by major lenders that have left his clients facing foreclosures and threatened sales of their homes.
Quoted With Edits From: Lawsuits allege predatory lending practices (AP via Yahoo! Finance)
Predatory lending practices have really gained a [...]

Cash Advance News Break: Michigan homeowners may get relief of predatory lending

Michigan homeowners could get relief from predatory lending
Quoted With Edits From: Michigan homeowners could get relief from predatory lending (WZZM 13 Grand Rapids)
Mortgages and Foreclosures
In recent times, foreclosures seem to be just as common as mortgage loans or taking out a cash advance. Foreclosures are so common because of the [...]

Let financial freedom ring with the help of a cash advance!

Payday Loans News Break: Bank of America to spend up to 8.4 billion on Countrywide

Bank of America said Monday it was ready to spend up to 8.4 billion dollars to restructure the loan portfolio of mortgage giant Countrywide following settlement of a lawsuit targeting the firm’s “predatory” lending practices.
Quoted With Edits From: Bank of America to spend up to 8.4 billion on Countrywide (AFP [...]

Bank of America. A Diamond in the Rough

Payday Loan Source News Break: Sessions in Maumee to focus on seniors’ safety

The Area Office on Aging of Northwestern Ohio and the TRIAD Council of Northwest Ohio will host senior safety workshops today and tomorrow. The workshops, which begin at 9 a.m. each day, coincide with the Ohio TRIAD conference and will be held at The Pinnacle, 1772 Indian Wood [...]

Caution! Is your mortgage lender taking advantage of you?

Payday Loans News: Dartmouth’s predatory lending crackdown in 2004

BOSTON — At the beginning of the decade, state Rep. John F. Quinn, D-Dartmouth, was fighting to draw attention to the burgeoning issue of predatory lending.
Quoted With Edits From: Dartmouth’s Quinn pushed through predatory lending crackdown in 2004 (The Standard-Times)
Preventing Predatory Lending

In 2004, Massachusetts Representative John Quinn pushed legislation to [...]

Payday Loans for the City of Boston?