Will the CFPB serve up a small bank Rapture?

The American Bankers Association fears the Consumer Financial Protection Bureau will kill more than 1,000 small U.S. banks and credit unions.
From Flickr: “Whack a Banker: A Unique Opportunity to Discipline the reckless Bankers , based on robust modelling of the banking system.”

Center for Responsible Lending has new report on payday loans

A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Fanned cash

Car-title lending is a heated issue in Virginia

A new Virginia law will do away with open-ended car-title loans, restrict loan amounts and limit interest rates. But does it go far enough?
Close up underwater shot of shark with jaws wide open

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

The Credit CARD Act – Is It Beneficial to You?

Many consumers do not know about the Credit CARD Act and how it benefits them. Learn about the Credit CARD Act and all of its rewards.

Consumer Credit Availability and Financial Exclusion in Australia

Payday loans face a low APR cap in Australia, but Nicola Howell suggests that more rate cap diversity/flexibility remain in place to aid at-risk consumers.
Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.

Bankruptcy Filings by State – Payday Lending “Not a Factor”

A recent Brigham Young University study indicates that contrary to the belief of some, payday lending has no part in state-to-state bankruptcy filings.
Bankruptcy filings from state-to-state have nothing to do with the presence of payday lending and more to do with demographics.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Short Term Credit and Controlling One’s Financial Affairs

People who use payday loans are not being exploited. On the contrary, they control their financial affairs and make informed decisions. SEE THIS STUDY!
Consumerism is American. Free market capitalism and payday loans are all part of necessary competition, despite what critics would have you believe. (Photo: flickr.com)

Military Loans and Military Readiness | Is There a Connection?

Is it true that military loans and payday loans damage the quality of military men and women's lives? Or are other factors more to blame? READ this analysis!
Do military loans put personnel on a collision course with financial catastrophe? (Photo: flickr.com)

NYU Study Questions Link between Payday Loans and Predation

Supporters and detractors of payday loans fall into ideological arguments. The economics, however, suggest balance is needed. CLICK HERE to read!
Destroying the payday loans industry creates problems and solves nothing. Balance is needed in legislation. (Photo: wikipedia.org)

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Short Term Loans Online – Instant Application

Up To $1500 in Cash Deposit in as Little as 2 hours. No Credit Checks or Faxing Required for Short Term Loans Online. Read The Real Life Experience of the Joneses
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