The Cost of Payday Loans: Not Excessive, Study Shows
Study of Detroit Area Households Yields Surprising Results
There are numerous entries in the volumes of study on payday loans which suggest that low- to middle-income (LMI) families are the most frequent users of the product. Where access to credit and liquid assets are limited – particularly in areas that are [...]
College Study Attempts to Link Payday Loans and Violence
Remember, Correlation Does Not Imply Causation
Have you ever heard that statement before – that “correlation does not imply causation?” What it means is that even if one can identify a correlation (strength and direction of a relationship between two random variables), it does not automatically imply that one causes the [...]
The Unparalleled Benefits of Instant Payday Loans
Understanding Payday Loans Better
Payday loans are loans that are offered for a very short term to help people manage their unexpected expenses. Though there are numerous publications and articles in various forms of media propagating the ill effects of these loans, the truth about them cannot be hidden for long.
Instant [...]
Payday Loans: Going Where the Need is Greatest
Fed Study Shows Payday Loan and Related Outlets Cluster
Payday loans are an inescapable landmark in America’s modern economic landscape. The popularity of the short term loan product has grown significantly since the early 1990s, and it’s no wonder. Giving consumers the ability to absorb financial shocks in the short term [...]
Vanderbilt/Oxford Study: Payday Loan Firm Profits Not Excessive
Profits are in Line With Traditional Lenders, Says Study
Infinite profits earned off the backs of the infinite suffering masses. If you take your news from the multi-colored, sugar-laden toothpaste tube that is the mainstream media, then you believe that the payday loan industry is reaping massive profits while those who [...]
Scientists Believe Superstition’s Bred in the Womb
I Believe They Need to Check Themselves
When you believe in things
That you don’t understand,
Then you suffer,
Superstition ain’t the way
- Stevie Wonder, “Superstition”
Psychologists have sought answers for some time as to why people believe in superstitious things and paranormal phenomenon. According to University of Helsinki psychologists Kia Aarnio and Marjaana Lindeman [...]
Installment Loans: A Strong Option When Credit Access is Limited
Do Race and Ethnicity Restrict Access to Traditional Credit?
You’ve more than likely heard the call to arms “Stimulate the economy!” before. It takes expenditure in order to keep the wheels of commerce flowing. While the current recession has made that difficult – people are still highly unwilling to spend on [...]
Demographics of Personal Money Store’s Payday Loan Customers
Put the Conspiracy Theories to Rest
If you don’t already know that American news media is first and foremost an entertainment medium, allow me to be the one to break it to you. Sensationalism sells better than the truth. Biased story selection and reporting slant are inescapable, particularly when you consider [...]
Short Term Credit and Controlling One’s Financial Affairs
It’s Hardly Predator vs. Prey
If media and banking industry critics of payday lending are to be believed, payday loan outlets are perched in the reeds, muscles coiled in anticipation of springing upon unsuspecting consumers. “Predatory lending” is the fallback term such misinformed critics use, under the assumption that people who [...]
CashNetUSA.com | Get the Facts Before You Apply
Doing Your Due Diligence
Before you apply for a payday loan, installment loan or other form of short term loan, it pays for a consumer to do their research on www.cashnetusa.com. That way, you know where your loan is coming from and where your assets are going when it comes time [...]
Coconut Crab | Egad!
I’d give payday loans to keep these things away!
Occasionally, if you watch Google Trends, people search for things that are sort of interesting, like zoology – which is a form of knowledge. (You don’t see it often – most of the time Trends searches are about some less than intelligent [...]
How Payday Loans Can Work For You
Do you Have Unexpected Expenses?
There are times when you stumble over unexpected expenses such as car repair bills or medical bills. You do not have any money to pay, which would normally be a problem.
Yet it doesn’t have to be! Payday loans can offer a solution. They help you avoid [...]
Kinsman, IL | Scene of FBI raid
Minuscule town raided by FBI
insman, Illinois is a sleepy little town with a population just over 100. It’s about 50 miles southwest of Chicago, and there isn’t much there, not even a gas station or a single cash advance store. All that’s in the town is a church, a Post [...]
‘Top Chef’ Season 6, Episode 9 | Restaurant Wars!
The moment we’ve all been waiting for
One of my “Top Chef” watching buddies had a great idea last night while we were watching “Top Chef” season 6, episode 9. “They should make restaurant wars into its own show,” he said.
I couldn’t agree more. Padma knew what she was talking about [...]
Military Loans and Military Readiness | Is There a Connection?
Study Makes Case, But Authors Discount Variables
Payday loans come in a variety of packages for consumers, and that includes those who are active members of the military. They’re called military loans in that instance, and they can be quite useful to military personnel who have had difficulty obtaining loans from [...]
Instant Payday Loans: Fast, Simple and Convenient
Apply for Instant Payday Loans HERE!
Instant Payday Loans Up To $1,500
Are you stuck at some unforeseen financial cross roads that you cannot escape? If you answer “yes,” then you must apply for an instant payday loan to help you obtain cash immediately to meet such an unexpected emergency.
How Much Time [...]
Ontario Payday Loan Restrictions Coming into Force
But Nanny State Leanings Make it All Ridiculous
When it comes to short-term consumer lending, few products are as quick and convenient as a payday loan. The bulk of payday loan companies in Canada operate within the bounds of established governmental guidelines into order to provide consumers with a safe, affordable [...]
Credit Repair Scams are on the Rise
Credit Repair History
Credit repair services started out with an honorable mission: to help people get out of debt and live the American Dream. They were originally designed to help people get back on track financially, while repairing the damage done due to a variety of circumstances that ruined their credit [...]
Payday Loans Beat FDIC Small-Dollar Loans Hands Down
Payday Loans Profit With Lower Overhead
The payday loan industry continues to fulfill the needs of consumers, particularly during the tight times of the recession. On volume, payday lenders are able to make profits that allow them to continue to operate in the majority of states. Thus, the relationship between consumers [...]
Cover any Unexpected Expenses With Payday Loans
Unforeseen Expenses? Hate ‘Em!
If you ever have to cope with an unexpected expense, then payday loans might be able to save you. Everybody experiences unexpected expenses at some time in their life. There are many different sources for these expenses. They could be emergency repairs to your home or car. [...]
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