Payday Loans and Bankruptcy in Canada: No Clear Correlation
Manitoba University Study Unintentionally Dispels Numerous Myths
Human Ecology professors Ruth Berry and Karen Duncan of the University of Manitoba appear to have been ready to point the accusing finger at payday loans in Canada. Given supporting data, it appears they would have been happy to report that payday loans and [...]
Should I Borrow Money?
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Sometimes it makes good sense to borrow money
Too often, your paycheck is spent the minute you get it. You pay a few bills, make a trip to the grocery store, and fill the tank with gas.
You’re almost tapped out. Fortunately or not, your kid mows [...]
Manitoba’s Judgment of Payday Loans Ignores Reason, Commerce
A Reasonable Argument, Rebuffed With Extreme Prejudice
Governments both large and small often take it upon themselves to decide what consumers should or shouldn’t be able to do with their own money. Call this the “nanny state” mentality if you will. Regardless, it seems that a population is somewhat less than [...]
Too Many Days and Too Little Cash until Payday
APPLY HERE for Cash Until Payday
You aren’t the only one counting cash until payday
Counting cash until payday has become the new norm. We all have unique situations, but we’re all in the same boat: Ten days until payday and ten dollars in the bank. Sometimes you can scrape [...]
Wal-Mart Black Friday Ads 2009: Wal-Mart Wireless and more!
Black Friday Ads 2009 – Ready to Shop!
I’ve said it before and I’ll say it again: Start your holiday savings now! It’s the perfect time to start your holiday shopping budget (if you have not yet already) and take advantage of hot deals offerings for Black Friday 2009. Tons of [...]
What Does It Mean to Need Money Now?
I need money now . . . or do I?
What does it mean to need money now? Does it mean that the $625 Gore-Tex ski jacket with hooded hard shell and waterproof zippers you’ve been wanting has just been marked down? Does it mean that tomorrow is the last day [...]
Do You Have to Be Employed to Receive Payday Loans?
Not Necessarily, Say Some Major Payday Loan Chains
At Personal Money Store, one of the primarily qualifications a consumer must meet in order to receive a payday loan is that they must be actively employed for a pre-determined length of time. It’s an indicator of steady income, which traditionally signifies that [...]
Shots Fired on Ohio’s Payday Loan Battleground
Irresistible Force, Meet Immovable Object
The battle for payday loans in Ohio has been a difficult one for consumers. The recession hit the Ohio workforce harder than most, and the need for emergency short term loans is greater than ever before. Yet the state legislature in their infinite wisdom decided that [...]
History Repeats Itself: Conical Bras Back From the 1950’s
Conical Bras – Making a Comeback
Back in the 1950’s, women from across the nation went berserk over the conical bras, which were made popular by stars like Marilyn Monroe and Jane Russell. Now the pointy conical bras are making their way back on the market, screaming with high demand, and [...]
Good Reasons to Get a Personal Loan
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It’s easy to get a personal loan today
No one likes the thought of borrowing money. But most of us have had to do it at one time or another. Especially today, with the cost of living soaring and incomes dropping, sometimes you have to get [...]
College Study Attempts to Link Payday Loans and Violence
Remember, Correlation Does Not Imply Causation
Have you ever heard that statement before – that “correlation does not imply causation?” What it means is that even if one can identify a correlation (strength and direction of a relationship between two random variables), it does not automatically imply that one causes the [...]
The Unparalleled Benefits of Instant Payday Loans
Understanding Payday Loans Better
Payday loans are loans that are offered for a very short term to help people manage their unexpected expenses. Though there are numerous publications and articles in various forms of media propagating the ill effects of these loans, the truth about them cannot be hidden for long.
Instant [...]
Payday Loans: Going Where the Need is Greatest
Fed Study Shows Payday Loan and Related Outlets Cluster
Payday loans are an inescapable landmark in America’s modern economic landscape. The popularity of the short term loan product has grown significantly since the early 1990s, and it’s no wonder. Giving consumers the ability to absorb financial shocks in the short term [...]
Work Out your Finances with Payday Loans
For a Payday Loan Boost to your Finances, APPLY HERE!
Does Your Budget Need a Boost?
Financial difficulties are commonplace today. You may be experiencing difficulties yourself. If so, a payday loan could be the exact boost to gain complete financial fitness. Payday loans were designed to help bridge the gap between [...]
Don’t Get Caught in a Payday Loan Trap
Are you running on a payday-loan treadmill?
A quick loan can relieve short-term financial crises, but here’s the next crisis: the loan has to be paid on your next payday, which can leave you strapped for cash again. Then you get another short term loan to pay off that loan, and [...]
Cash Advance Loans Store Robbery Gets Man 10 Years
Repeat offenders treated harshly
It’s true, you can’t be thrown in prison for 10 years for robbing a cash advance loans store. However, the situation is different if you have already served time for robbery before. A man who robbed a payday loan store in Minnesota at gun point has been [...]
Vanderbilt/Oxford Study: Payday Loan Firm Profits Not Excessive
Profits are in Line With Traditional Lenders, Says Study
Infinite profits earned off the backs of the infinite suffering masses. If you take your news from the multi-colored, sugar-laden toothpaste tube that is the mainstream media, then you believe that the payday loan industry is reaping massive profits while those who [...]
Demographics of Personal Money Store’s Payday Loan Customers
Put the Conspiracy Theories to Rest
If you don’t already know that American news media is first and foremost an entertainment medium, allow me to be the one to break it to you. Sensationalism sells better than the truth. Biased story selection and reporting slant are inescapable, particularly when you consider [...]
Attention Wal-Mart Shoppers, Wal-Mart Caskets on Aisle 9
Great Deals, Unbeatable Prices
People go to Wal-Mart for one thing; to save money. I don’t care what others have to say about the world’s largest retailer, Wal-Mart is one of the best places to go to reduce the probable need of a payday loan. I find just about everything I [...]
Short Term Credit and Controlling One’s Financial Affairs
It’s Hardly Predator vs. Prey
If media and banking industry critics of payday lending are to be believed, payday loan outlets are perched in the reeds, muscles coiled in anticipation of springing upon unsuspecting consumers. “Predatory lending” is the fallback term such misinformed critics use, under the assumption that people who [...]
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