Installment loan lenders thrive where payday lenders used to
Many states have tried to eliminate payday loan lenders, but it hasn’t eliminated the need for credit from non-bank sources. Some states have new installment loans stores where payday loan stores once existed as other forms of short term credit fill the void.
Virginians frequenting pawn shops and title lenders more
Many states have passed laws intended to closely regulate, if not outright eliminate, payday loan lending. However, such laws don’t eliminate the need or demand for a short term credit product. The state of Virginia passed laws several years ago capping the interest rate on payday loans, which has reduced use [...]
Thursday, June 16th, 2011 by By Peter Stone
Virginia working to reduce use of payday and car title loans
The state of Virginia technically allows payday lending and car title lending, but has both products contained with legislation.
Friday, June 10th, 2011 by By Peter Stone
Some payday lenders welcome consumer protection bureau
Many people thought the Consumer Financial Protection Bureau would regulate payday loans out of existence, but some lenders welcome scrutiny.
Tuesday, May 17th, 2011 by By Peter Stone
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Study blames crime rates on payday loan lenders
A new study blames rising crime rates on payday loans and predatory lending, though the academic literature has never agreed on this idea.
Monday, May 16th, 2011 by By Peter Stone
Payday lenders thriving despite regulatory climate
Though people are saving money more and regulatory climates are changing, payday loan lenders are continuing to thrive and expand.
Thursday, May 5th, 2011 by By Peter Stone
Mississippi Congress stalls on payday loan legislation
The Mississippi state legislature has stalled on passing a bill that would further regulate the payday loan lending industry in the state.
Friday, January 21st, 2011 by By Peter Stone
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Modern consumer debt levels make payday loan trap unlikely
Critics have contended that a payday loan is a debt trap. Current data on consumer debt makes payday loans look like dust in the wind...
Wednesday, November 10th, 2010 by By Payday Loan Advocate
Gains for Dollar Financial prove demand for payday loans
Evidence, like recent corporate gains for financial service firm Dollar Financial, proves demand for services like payday loans is constant.
Monday, November 8th, 2010 by By Payday Loan Advocate
One needs a pay day to get a payday loan
Some claim payday lenders lend to anyone regardless of income, which is odd because a person needs a payday to get a payday loan.
Sunday, November 7th, 2010 by By Peter Stone
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
A credit card ban would be better than a payday loan ban
Some people think a payday loan ban would benefit the middle class. Considering credit usage in the U.S., a credit card ban would be better.
Wednesday, November 3rd, 2010 by By Peter Stone
Small loan lenders could hardly afford to buy elections
The small loan industry has been accused more than once of buying officials. The industry can't afford to match the largest contributors.
Tuesday, November 2nd, 2010 by By Payday Loan Advocate
Urban blight and cash advance loans have nothing in common
People have blamed a lot of things on cash advance loans, including urban blight. That's like blaming a flat tire on having a mustache...
Friday, October 22nd, 2010 by By Payday Loan Advocate
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Are payday loan debt trap impossible to prove?
It is impossible to prove that payday loans are a debt trap. Payday loan borrowers are in large part misunderstood by most payday loan critics.
Thursday, October 14th, 2010 by By Payday Loan Advocate
Payday loan lenders could not prey on the poor if they tried
Critics allege that payday loans prey on the poor. In reality, payday lenders couldn't prey on the poor even if they wanted to.
Wednesday, October 13th, 2010 by By Payday Loan Advocate
Payday loans with instant approval | Get up to $1,500 today!
When you're short of time and you need money now, get matchmakers like Personal Money Store. We'll help you get loans with instant approval.
Tuesday, July 27th, 2010 by By Victoria Kingston
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Save time and money with no faxing payday loans online
Why wait? You can save time and more money by applying right now for no faxing payday loans online. We make it that simple to borrow money..
Wednesday, June 23rd, 2010 by By Victoria Kingston
The fastest payday loan lenders around
Why waste more time and more money when the best payday loan lenders are right here? Find your match in seconds - with just one application!
Thursday, June 10th, 2010 by By Victoria Kingston
Recent Conversations