Payday Loans and Bankruptcy in Canada: No Clear Correlation

Payday loans and bankruptcy are like peaches and cream to sensationalistic media and banking types. But this study from Manitoba shows no correlation. CLICK HERE.
Payday loans have not put this woman on the street. This study indicates that there is in fact no clear correlation between using payday loans and facing financial calamity like bankruptcy. (Photo: flickr.com)

Manitoba’s Judgment of Payday Loans Ignores Reason, Commerce

If the free market was allowed to regulate itself, we wouldn’t be talking about nanny states so much in regards to payday loans. READ about Manitoba here.
Payday loans are heavily regulated in the Canadian province of Manitoba. This flies in the face of reason, as 310-LOAN's executive study indicates. (Photo: picasaweb.google.com)

Shots Fired on Ohio’s Payday Loan Battleground

If you thought Ohio lawmakers were satisfied with their smack down of payday loans, think again. They're continuing to grind away at consumer choice.
Payday loans in Ohio still exist, but the opposition continues to bulk up for the next battle. (Photo: Wikipedia.org)

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

College Study Attempts to Link Payday Loans and Violence

Is the location of payday loan stores in at-risk communities in Seattle the sole logical cause of violent crime there? It's simply illogical. READ THE STORY HERE!
Is this person singing the inner city blues over payday loans? Don't bet that it's that simple. (Photo: flickr.com)

Payday Loans: Going Where the Need is Greatest

In a recent Federal Reserve study, Robin Prager discovered that the connection between credit-challenged areas and payday loan stores is very real.
Payday Loans have the green light when it comes to going where the financial need is greatest. Access to conventional credit plays a large role. (Photo: flickr.com)

Short Term Credit and Controlling One’s Financial Affairs

People who use payday loans are not being exploited. On the contrary, they control their financial affairs and make informed decisions. SEE THIS STUDY!
Consumerism is American. Free market capitalism and payday loans are all part of necessary competition, despite what critics would have you believe. (Photo: flickr.com)

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

CashNetUSA.com | Get the Facts Before You Apply

Always be sure to do your research before applying for a payday loan or short term loan. READ some inside information about CashNetUSA.com.

Ontario Payday Loan Restrictions Coming into Force

Ontario is finalizing payday loan legislation, but it still seems to be forgetting that not penalizing defaulting consumers is bad in a nanny state way. READ
It's all well and good when you're seven, but Ontario wants to nanny its payday loan customers so they don't have to be responsible. (Photo: flickr.com)

Payday Loans and Tax Rebates: How Consumers Handle Shocks

A University of Chicago study by Bertrand and Morse show how tax refunds affect payday loan usage, but further study of economic climate is needed. CLICK HERE.
Rather than being a product of impulse or vanity, payday loans are a reflection of consumers' reaction to a harsh economic climate. (Photo: flickr.com)

Short Term Loans Are Available Without Credit Checks - What Does That Mean For You?

Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?
Having access to a short term loan online when every you want without credit checks is a tempting offer but what should you know before applying?

NYU Study Questions Link between Payday Loans and Predation

Supporters and detractors of payday loans fall into ideological arguments. The economics, however, suggest balance is needed. CLICK HERE to read!
Destroying the payday loans industry creates problems and solves nothing. Balance is needed in legislation. (Photo: wikipedia.org)

Payday Lending Catching On at Credit Unions

Payday lending isn't just for payday lending businesses anymore. Credit unions are dabbling in the consumer service, but their terms are less than satisfactory…
Why not get it right the first time when you try payday lending, credit unions? (Photo: wikipedia.org)