payday lending

North Carolina installment loan bill H810 aids industry

North Carolina installment loan bill H810 would raise loan and processing fees to keep the industry open to consumers during the recession.

Protestors outside the North Carolina capitol building in Raleigh.

Monday, May 16th, 2011 by

By Steve Tarlow

Center for Responsible Lending has new report on payday loans

A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.

Monday, April 4th, 2011 by

By Peter Stone

House financial committee considers Missouri payday loan bills

Missouri HB 132 and HB 656 are a study in contrasting payday loan legislation. One would kill the industry, the other would deal reasonably.

Wednesday, March 9th, 2011 by

By Steve Tarlow

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Mississippi Gov. Haley Barbour signs payday loan legislation

Mississippi Gov. Haley Barbour has signed new legislation that will keep payday lending in the state for at least three more years, says the AP.

Friday, February 25th, 2011 by

By Steve Tarlow

Payday loan reprieve: Kentucky House Bill 182 fails to pass

Kentucky House Bill 182, which would have capped payday loan APR at 36 percent, was defeated 13-10 in a Banking and Insurance Committee vote.

Friday, February 18th, 2011 by

By Steve Tarlow

Mississippi votes for two and a half more years of payday loans

Mississippi House Bill 455 has passed, preserving payday lending in the state for two and a half years if passed by the Senate and governor.

The State of Mississippi as depicted on a U.S. Department of the Interior map.

Wednesday, February 16th, 2011 by

By Steve Tarlow

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Top 10 cities with the most credit card debt

Do you live in one of the top 10 cities in the United States for credit card debt? Access to payday loans could have saved you a bundle.

Thursday, February 3rd, 2011 by

By Steve Tarlow

Elizabeth Warren on credit cards, banks and payday loans

Elizabeth Warren of the Consumer Financial Protection Bureau told the Associated Press the organization supports the payday lending industry.

Mock Photoshop illustration of Elizabeth Warren's face on the U.S. dollar bill.

Monday, January 31st, 2011 by

By Steve Tarlow

Iowa Catholic Conference pursues payday lending limits

The Iowa Catholic Conference should say what it means. A 36 percent APR payday loan cap would shut down the industry, not make it better.

E. 38th St and Mass Ave.: Former Roselyn Bakery at the corner of E. 38th St. and Massachusetts Ave. in Indianapolis.

Wednesday, January 26th, 2011 by

By Steve Tarlow

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Professor Alan Gin: San Diego County job decline leveling

University of San Diego economics professor Alan Gin sees a leveling off in what has for years been a negative San Diego County jobs outlook.

Photo of a San Diego beachfront food vendor's business location.

Tuesday, January 11th, 2011 by

By Steve Tarlow

Payday loan collection scam victims at risk of identity theft

In a payday loan collection scam, callers claim they are collecting overdue payday loans, but don't believe them and don't give information.

Wednesday, December 29th, 2010 by

By Mary Rice

Groups urge UK government to place rate caps on short-term credit

Organizations such as End Legal Loan Sharking are pressuring British government to impose stronger payday loan regulations such as fee caps.

Tuesday, November 2nd, 2010 by

By Steve Tarlow

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.