North Carolina installment loan bill H810 aids industry
North Carolina installment loan bill H810 would raise loan and processing fees to keep the industry open to consumers during the recession.
Monday, May 16th, 2011 by By Steve Tarlow
Center for Responsible Lending has new report on payday loans
A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Monday, April 4th, 2011 by By Peter Stone
House financial committee considers Missouri payday loan bills
Missouri HB 132 and HB 656 are a study in contrasting payday loan legislation. One would kill the industry, the other would deal reasonably.
Wednesday, March 9th, 2011 by By Steve Tarlow
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Mississippi Gov. Haley Barbour signs payday loan legislation
Mississippi Gov. Haley Barbour has signed new legislation that will keep payday lending in the state for at least three more years, says the AP.
Friday, February 25th, 2011 by By Steve Tarlow
Payday loan reprieve: Kentucky House Bill 182 fails to pass
Kentucky House Bill 182, which would have capped payday loan APR at 36 percent, was defeated 13-10 in a Banking and Insurance Committee vote.
Friday, February 18th, 2011 by By Steve Tarlow
Mississippi votes for two and a half more years of payday loans
Mississippi House Bill 455 has passed, preserving payday lending in the state for two and a half years if passed by the Senate and governor.
Wednesday, February 16th, 2011 by By Steve Tarlow
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Top 10 cities with the most credit card debt
Do you live in one of the top 10 cities in the United States for credit card debt? Access to payday loans could have saved you a bundle.
Thursday, February 3rd, 2011 by By Steve Tarlow
Elizabeth Warren on credit cards, banks and payday loans
Elizabeth Warren of the Consumer Financial Protection Bureau told the Associated Press the organization supports the payday lending industry.
Monday, January 31st, 2011 by By Steve Tarlow
Iowa Catholic Conference pursues payday lending limits
The Iowa Catholic Conference should say what it means. A 36 percent APR payday loan cap would shut down the industry, not make it better.
Wednesday, January 26th, 2011 by By Steve Tarlow
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Professor Alan Gin: San Diego County job decline leveling
University of San Diego economics professor Alan Gin sees a leveling off in what has for years been a negative San Diego County jobs outlook.
Tuesday, January 11th, 2011 by By Steve Tarlow
Payday loan collection scam victims at risk of identity theft
In a payday loan collection scam, callers claim they are collecting overdue payday loans, but don't believe them and don't give information.
Wednesday, December 29th, 2010 by By Mary Rice
Groups urge UK government to place rate caps on short-term credit
Organizations such as End Legal Loan Sharking are pressuring British government to impose stronger payday loan regulations such as fee caps.
Tuesday, November 2nd, 2010 by By Steve Tarlow
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Urban blight and cash advance loans have nothing in common
People have blamed a lot of things on cash advance loans, including urban blight. That's like blaming a flat tire on having a mustache...
Friday, October 22nd, 2010 by By Payday Loan Advocate
Banning payday advance loans is not a good idea
Some people think banning payday advance loans will keep people safe. However, a ban would have several bad side effects and few good ones.
Tuesday, October 5th, 2010 by By Peter Stone
Advance America stock tumbles after store closures
Advance America is closing 122 of its stores after Arizona banned payday lending. Payday lending may end up getting regulated to death someday.
Thursday, July 22nd, 2010 by By Peter Stone
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
The Arizona ban and the financial reform bill
The effects of the Arizona payday loan ban include businesses closing and jobs being lost. Will the federal financial reform bill do likewise?
Monday, July 19th, 2010 by By Peter Stone
USA Today payday loan alternatives article is misleading
Payday loan alternatives that save money would be worthwhile, but the options USA Today suggests don't necessarily fit the bill. READ MORE…
Friday, June 18th, 2010 by By Steve Tarlow
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