College Study Attempts to Link Payday Loans and Violence

Is the location of payday loan stores in at-risk communities in Seattle the sole logical cause of violent crime there? It's simply illogical. READ THE STORY HERE!
Is this person singing the inner city blues over payday loans? Don't bet that it's that simple. (Photo: flickr.com)

Payday Loans: Going Where the Need is Greatest

In a recent Federal Reserve study, Robin Prager discovered that the connection between credit-challenged areas and payday loan stores is very real.
Payday Loans have the green light when it comes to going where the financial need is greatest. Access to conventional credit plays a large role. (Photo: flickr.com)

Vanderbilt/Oxford Study: Payday Loan Firm Profits Not Excessive

A joint Vanderbilt/Oxford study entitled "The Profitability of Payday Loans" shows that industry profits are not excessive, counter to what media critics claim.
Think this represents the average payday loan company CEO? Think again. Profitability is hardly out of sight, even if it has allowed the industry to grow. (Photo: flickr.com)

Payday Loans and How You Can Protect Your Personal Information From Identity Theft

Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.
Encryption of your data is just the basic level of protection you need to look for. You can also check to see if the page has HTTPS in the address bar when on application page.

Should Government Limit Bank Overdraft Fees?

The Associated Press reports some congressional Democrats want to draw up legislation that would limit how much banks can charge customers in overdraft fees...
With this debit transaction cost $35 more than you think?

Payday Loans Beat FDIC Small-Dollar Loans Hands Down

The FDIC thinks to dabble in the payday loan business, but they're doing so at an admitted loss. It's "public outreach," they say. CLICK HERE, taxpayers!
What's a government small dollar loan worth? Nothing more than eagle food, apparently… (Photo: wikipedia.org)

NYU Study Questions Link between Payday Loans and Predation

Supporters and detractors of payday loans fall into ideological arguments. The economics, however, suggest balance is needed. CLICK HERE to read!
Destroying the payday loans industry creates problems and solves nothing. Balance is needed in legislation. (Photo: wikipedia.org)

How People Are Taking Advantage of Installment Loans To Cover Budget Shocks Today

Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.
Budget shocks are something very common these days. Many middle class Americans have started using installment lending products to get through tough times.

Understanding the House Health Care Bill

The discourse on HR 3200 has devolved into scare tactics, misinterpretation and, in some cases, flat-out lies. Get the facts on three common misconceptions. ...
Don't believe everything you read.