As the recession continues stocks rise in industries that profit from hard times such as pawn brokers, payday lenders, and debt collectors.
Monday, July 11th, 2011 by
By Ron Ford
The Anti-Poverty Coalition of Greater Dallas has attacked payday lending and ignored the financial effect eliminating short term credit.
Tuesday, April 12th, 2011 by
By Steve Tarlow
Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
Tuesday, April 5th, 2011 by
By Steve Tarlow
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Monday, April 4th, 2011 by
By Peter Stone
Maryland is taking personal loans portal Western Sky Financial to court over personal loan rates. The company claims sovereign immunity.
Tuesday, March 22nd, 2011 by
By Steve Tarlow
The Texas legislature is looking for a "sweet spot" of financial regulation that will allow payday lenders to stay in business and protect customers.
Wednesday, February 23rd, 2011 by
By Mary Rice
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
In order to stay open despite increasingly harsh legislation, payday lenders have had to turn to Indian tribes and form business agreements.
Friday, February 11th, 2011 by
By Peter Stone
The Mississippi state legislature has stalled on passing a bill that would further regulate the payday loan lending industry in the state.
Friday, January 21st, 2011 by
By Peter Stone
The Financial Service Center of America (FiSCA) has moved to Washington, D.C., to be close to the payday lending legislation changes to come.
Friday, January 21st, 2011 by
By Steve Tarlow
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Whether you're stuck in traffic or braving the blizzard, a loan by phone can help you get back on your feet financially - anywhere, anytime.
Tuesday, November 30th, 2010 by
By Victoria Kingston
Many wonder why banks or credit unions don't offer a loan until payday, like a payday loan lender. The reason why is simple. They can't.
Sunday, October 31st, 2010 by
By Peter Stone
From the rhetoric that is usually used to describe them, it's easy to the wrong picture of payday loan borrowers. The facts are surprising.
Monday, October 18th, 2010 by
By Peter Stone
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Lenders of online loans are a misunderstood bunch. They face higher risk than any other loan lender. Far more, in fact, than a bank does...
Tuesday, October 12th, 2010 by
By Peter Stone
Critics of the industry claim that cash advance lenders target people according to race. Nothing in legitimate studies supports that claim.
Wednesday, October 6th, 2010 by
By Peter Stone
Payday lenders get accused of all kinds of things. "Predatory lending" is one. They don't really fit that description at all.
Monday, October 4th, 2010 by
By Peter Stone
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Can't sleep? Are you still thinking about the payment that's due tomorrow? Then apply for an overnight cash advance and have a good night!
Sunday, September 19th, 2010 by
By Detorreon Pla
Credit card companies are raising their rates on cash advances, late fees and credit card interest after the CARD act passed. READ MORE ...
Sunday, July 25th, 2010 by
By Peter Stone
Recent Conversations