Recession makes stocks rise in some industries

As the recession continues stocks rise in industries that profit from hard times such as pawn brokers, payday lenders, and debt collectors.

Killing payday lending does not fight poverty

The Anti-Poverty Coalition of Greater Dallas has attacked payday lending and ignored the financial effect eliminating short term credit.
A demotivational poster for unemployment. An Imperial storm trooper from “Star Wars” sits alone on the subway. The caption reads: “Unemployment: Sucks when your job gets blowed up,” referring to the destruction of the Death Star.

Racial discrimination evident in continued bank redlining

Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
A white piggy bank, shaped like a grenade.

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Center for Responsible Lending has new report on payday loans

A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Fanned cash

Maryland challenges sovereign immunity in tribal lending case

Maryland is taking personal loans portal Western Sky Financial to court over personal loan rates. The company claims sovereign immunity.
The Western Sky Financial corporate logo, which depicts three teepees within the image of a setting sun.

Texas statehouse hearing testimony on payday lending regulations

The Texas legislature is looking for a "sweet spot" of financial regulation that will allow payday lenders to stay in business and protect customers.
Check cashing

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Payday lenders turn to Indian tribes for business partnerships

In order to stay open despite increasingly harsh legislation, payday lenders have had to turn to Indian tribes and form business agreements.
Payday loan store

Mississippi Congress stalls on payday loan legislation

The Mississippi state legislature has stalled on passing a bill that would further regulate the payday loan lending industry in the state.
Mississippi Capitol

FiSCA moves to where the financial regulatory action is

The Financial Service Center of America (FiSCA) has moved to Washington, D.C., to be close to the payday lending legislation changes to come.
File photo of the U.S. Capitol Building

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Get back on track with a quick loan by phone

Whether you're stuck in traffic or braving the blizzard, a loan by phone can help you get back on your feet financially - anywhere, anytime.
A woman applying for a loan by phone.

Banks and credit unions cannot offer a loan until payday

Many wonder why banks or credit unions don't offer a loan until payday, like a payday loan lender. The reason why is simple. They can't.
Credit Union

Payday loan borrowers defy stereotypes

From the rhetoric that is usually used to describe them, it's easy to the wrong picture of payday loan borrowers. The facts are surprising.
Dust Bowl

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Online loans are risky for lenders

Lenders of online loans are a misunderstood bunch. They face higher risk than any other loan lender. Far more, in fact, than a bank does...
Bull riding

A cash advance is not a tool of racism

Critics of the industry claim that cash advance lenders target people according to race. Nothing in legitimate studies supports that claim.
Tiger

Payday lenders do not practice predatory lending

Payday lenders get accused of all kinds of things. "Predatory lending" is one. They don't really fit that description at all.
Shark

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Overnight cash advance

Can't sleep? Are you still thinking about the payment that's due tomorrow? Then apply for an overnight cash advance and have a good night!
A business man looking over his glasses and into the camera.

Credit card cash advance fees go up after CARD Act passes

Credit card companies are raising their rates on cash advances, late fees and credit card interest after the CARD act passed. READ MORE ...
Fish Fork