Recession makes stocks rise in some industries

As the recession continues stocks rise in industries that profit from hard times such as pawn brokers, payday lenders, and debt collectors.

Killing payday lending does not fight poverty

The Anti-Poverty Coalition of Greater Dallas has attacked payday lending and ignored the financial effect eliminating short term credit.
A demotivational poster for unemployment. An Imperial storm trooper from “Star Wars” sits alone on the subway. The caption reads: “Unemployment: Sucks when your job gets blowed up,” referring to the destruction of the Death Star.

Racial discrimination evident in continued bank redlining

Redlining still hasn't disappeared from minority banking, reports USA Today. Minorities are still shut out of many bank loans and mortgages.
A white piggy bank, shaped like a grenade.

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Center for Responsible Lending has new report on payday loans

A new report has been released by the Center for Responsible Lending, slamming payday loans lenders, but it's just calling out a few bad apples.
Fanned cash

Maryland challenges sovereign immunity in tribal lending case

Maryland is taking personal loans portal Western Sky Financial to court over personal loan rates. The company claims sovereign immunity.
The Western Sky Financial corporate logo, which depicts three teepees within the image of a setting sun.

Texas statehouse hearing testimony on payday lending regulations

The Texas legislature is looking for a "sweet spot" of financial regulation that will allow payday lenders to stay in business and protect customers.
Check cashing

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Payday lenders turn to Indian tribes for business partnerships

In order to stay open despite increasingly harsh legislation, payday lenders have had to turn to Indian tribes and form business agreements.
Payday loan store

Mississippi Congress stalls on payday loan legislation

The Mississippi state legislature has stalled on passing a bill that would further regulate the payday loan lending industry in the state.
Mississippi Capitol

FiSCA moves to where the financial regulatory action is

The Financial Service Center of America (FiSCA) has moved to Washington, D.C., to be close to the payday lending legislation changes to come.
File photo of the U.S. Capitol Building

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Get back on track with a quick loan by phone

Whether you're stuck in traffic or braving the blizzard, a loan by phone can help you get back on your feet financially - anywhere, anytime.
A woman applying for a loan by phone.

Banks and credit unions cannot offer a loan until payday

Many wonder why banks or credit unions don't offer a loan until payday, like a payday loan lender. The reason why is simple. They can't.
Credit Union

Payday loan borrowers defy stereotypes

From the rhetoric that is usually used to describe them, it's easy to the wrong picture of payday loan borrowers. The facts are surprising.
Dust Bowl

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Online loans are risky for lenders

Lenders of online loans are a misunderstood bunch. They face higher risk than any other loan lender. Far more, in fact, than a bank does...
Bull riding

A cash advance is not a tool of racism

Critics of the industry claim that cash advance lenders target people according to race. Nothing in legitimate studies supports that claim.
Tiger

Payday lenders do not practice predatory lending

Payday lenders get accused of all kinds of things. "Predatory lending" is one. They don't really fit that description at all.
Shark

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Overnight cash advance

Can't sleep? Are you still thinking about the payment that's due tomorrow? Then apply for an overnight cash advance and have a good night!
A business man looking over his glasses and into the camera.

Credit card cash advance fees go up after CARD Act passes

Credit card companies are raising their rates on cash advances, late fees and credit card interest after the CARD act passed. READ MORE ...
Fish Fork