Lower credit scores and tighter lending standards become the norm

A FICO report shows a record number of people in the lowest credit score categories and short-term credit is the only lifeline for millions.
a screen shot of fico.com showing a credit score

A balanced look at payday loan interest and free market principle

Payday loan fees are based on the free market, yet some try to make invalid comparisons with interest rates for home and auto loans. READ ON...
a pile of bills

Make your Chick-fil-A Spicy chicken reservations

Reservations for a free spicy chicken sandwich at Chick-fil-A are available online. Find out how to reserve your free sandwich here. READ MORE...
Chick-Fil-A

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Climate Bill | Lindsey Graham pulls support, introduction delayed

The introduction of a climate bill has been indefinitely delayed after Republican Lindsey Graham pulled his support. Why the debate? READ ON...
Lindsey Graham

Christian militia group busted by the FBI and ATF

A Christian militia group known as the Hutaree militia was raided by the FBI and ATF on suspicion of a planned attack with guns and bombs...
What a crouching militia member might look like: dark clothing, gas mask obscuring the face and .45 caliber pistol at the ready.

The California Regulate, Control and Tax Cannabis Act: Part 1

California voters are set to decide if recreational marijuana should be legal in the state. What are the arguments for and against the act?
A single joint of marijuana

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Keeping tight reins on dead-end jobs

People today are much less willing to quit a job without having another job lined up than they have been since surveys began in the 1960s...
Man's hand holding briefcase handle with his wrist handcuffed to it

Ten money-saving tax reminders

It's tax time! These 10 tax-saving tips might save you so much money that you can hold off applying for installment loans or cash advances...
Upper part of 1040 tax form with pencil and pencil shavings lying on it

Cheryl Mahers $150,000 hot tub ride with Kevin Garn

Utah House Majority leader Kevin Garn admits to paying Cheryl Maher $150,000 to keep an "inappropriate" nude hot tub relationship quiet.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Regulation E May Mean Fewer Overdraft Fees, More Payday Loans

Regulation E will limit the ability of banks to charge overdraft fees and may encourage consumers to apply for payday loans, which are generally less costly...

Montauk Monster moonlights as the chupacabra

Theories about the Montauk Monster still abound - and a recently discovered potential chupacabra in Texas has reignited debate. READ MORE...
Plum Island Animal Disease Center

Grace Groner, the secret millionaire, donates her fortune

Grace Groner lived frugally in Lake Forest, Illinois - but upon her death, she became the secret millionaire who donates her fortune. READ MORE...
Lake Forest Illinois Library

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Payday loans direct versus credit card and long-term loans

Credit card usage has become very common among average college students, who should perhaps rather consider the option of payday loans direct.

‘Text Haiti to 90999′ campaign a success

The "text Haiti to 90999" campaign has raised a lot of money, despite the fact that modern technology has allowed more than one Haiti earthquake hoax to spread.
earthquake Haiti to 90999

Do Research Before Applying for an AdvanceAmerica.net Cash Advance

Advance America's 7,000-plus employees serve cash advances to the U.S., U.K. and Canada. It's a powerful brand that you should know about before you apply.
advance america cash advance

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Unemployment Rate Goes Down! How Can it Be?

It's only a couple tenths of a percentage point, but the U.S. unemployment rate fell in November. It might be due to seasonal work, but it's a start...
Some people actually got jobs in November!

Newspapers Must Improve Sense of Place Online

They're not going to like this, but newspapers online need to add their state to their mastheads. Remember, it's the World Wide Web...
Imge from blogspot.