Pawn America has stores in Minnesota, South Dakota and Wisconsin, as well as an eBay storefront for customers across the U.S.

During this recession, pawn shop companies like Pawn America (See www.pawnamerica.com) have provided a valuable service for cash-strapped consumers. Secured loans in exchange for collateral property have been a popular service for hundreds of years, but companies like Pawn America have got it down to a science. As they state on their website, they see themselves as “more than just a chain of stores,” but a “connection to savings, convenience, self-sufficiency and community.” Variety, convenience and value make for an effective formula that Pawn America uses to produce results at all Pawn America locations (See www.pawnamerica.com/locations_find.html), whether it be Pawn America in MN that might include a Pawn America shop in St. Cloud or any other Pawn America store in Minnesota, South Dakota or Wisconsin.

Pawn America | 22 Midwest locations and an online store

Pawn America says they will both pay the most for a customer’s used merchandise and offer the lowest prices on premium used items, as well as great prices on new and refurbished. Consumer electronics, musical instruments, tools, jewelry and much more are available at a Pawn America store or on Pawn America’s eBay page (See www.pawnamerica.com/online.html). In addition, prepaid MasterCards can be purchased (See www.pawnamerica.com/freedom.html).

Pawn America supports their community

Pawn America CEO Brad Rixmann believes it is important for Pawn America to give back to the community at large. Hence, initiatives are in place though which Pawn America can support the efforts of the Boys and Girls club of Minnesota though merchandise donations. Rixmann also encourages consumers to contact the company (See www.pawnamerica.com/locations_contact.html) if they have ideas about how Pawn America can better serve the community. Alternatively, consumers can call (877) 766-3551.

Referral and search share for Pawn America’s website

The February 2010 numbers for www.pawnamerica.com (See www.pawnamerica.com/) are available at compete.com, and they tell a story of a pawn shop with a growing customer base. Much of the traffic can likely be attributed to Pawn America’s eBay store (which is linked to on the site), but there is other useful information.

Looking at the numbers, PawnAmerica.com drew 20,330 unique visitors in February 2010, which reflects a 15.69 percent increase over the month prior. Total visitors topped out at 23,505, a 13.27 percent increase. Referral share leads off with Google.com at 39.87 percent, while eBay (20.84 percent) and BestBuy.com (7.80) follow. In terms of search share, “pawn america” is the most commonly searched for term at 65.71 percent of traffic to the site, while “pawn america in mn” (five percent) and “pawn shop in st. cloud” (4.05) were also popular search terms.

Looking for a quality pawn shop? Try Pawn America!

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Multi-faceted First Cash Financial opened its doors in 1988

First Cash Financial Services and their cash advance outlets provide a number of analogous services, including short-term loan products and installment loans. Installment loans are fundamentally different in that they are paid off over a greater period of time and an installment plan is instituted, but otherwise the products are all sufficient to meet the needs of any consumer in need of emergency cash.

For Fast Cash Financial Services, business is booming

Across the United States and Mexico, Fast Cash Financial Services owns and operates nearly 500 stores. Cash & Go also offers kiosks in retail stores, which is excellent placement considering that people often need money to shop. Overall, the company’s reputation in the industry is secure, as none other than Forbes magazine has named them one of their “200 Best Small Companies” five years running.

Online traffic for FirstCash.com

According to Compete.com, FirstCash.com has a solid online audience, although the year 2009 was one of dramatic highs and lows in traffic. Throughout the year, monthly visitors ranged from 6,000 to 12,000, which could possibly be related to America’s volatile economy over that period.

Most recent numbers remain on the low side, as 6,854 unique visitors came to the site in January 2010. That reflects a seven percent drop from the previous month, while the 8,667 total visitors was nearly a 13 percent drop from the previous month.

In terms of referral share and search share, Google.com leads the pack for FirstCash.com at 44.75 percent, while Yahoo.com (13.71 percent) and FirstCashDirect.com (9.14 percent) round out the field. Most popular search terms included “pawn shop rockville md” (10.28 percent), “first cash advance” (8.86 percent) and “pawn shops in st.louis mo 63104″ (6.85 percent).

Need pawn, payday loans or check cashing? First Cash Financial Services has you covered!

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Thinking of running to the pawn shop to get a little help? Think again.

Pawn shops have been around for a long time. In fact, some historians say they are the oldest form of lending. So often, when people are short on cash and need some finances right away, their first thought is to go to the pawn shop. Of course, that means you must bring some collateral.

At a pawn shop, you must trade a piece of property for your short-term loan, which is called a secured loan. Through Personal Money Market, you can get unsecured loans. That means you can get cash without trading anything. All we need is your promise to pay back your unsecured loans on time, and you’ll have cash in just a couple of hours. Even if you need cash to get bailed out of jail there is bail financing for that.

Get started on your unsecured loan application

How can we hand over cash with no collateral and give out unsecured loans? There are, of course, fees for the lenders’ services, but you don’t have to pay until your loan is due. The fees are lower than the average bank’s overdraft charges, so  it’s cheaper than running out of money completely and you don’t run the risk of losing your property.

So why do we trust borrowers to pay back their loans, even though we don’t take any collateral? Because it works. The vast majority of people who take out unsecured loans pay them back on time, complete with lender’s fees. So borrowers get the cash they need when they need it, they save money because they don’t overdraw their bank accounts and the lenders make a little money. Everybody’s happy.

Unsecured loans versus car title loans

Another type of secured loan that has become popular lately is a car title loan. That means you trade your car title in exchange for a short-term loan. If you don’t pay back your loan, you could lose your car. You can borrow just as much money through Personal Money Market in the form of an unsecured loan, and you don’t run the risk of losing your car.

There are hefty fines if you don’t pay back unsecured loans on time. That’s why it is very important to only borrow what you can afford to pay back when you get your next paycheck. If you need cash fast, and you are qualified, our lenders will automatically deposit your loan into your account, sometimes as quickly as just a couple of hours.

To get started, just click APPLY NOW.