Hit a Home Run With Installment Loans Today!
Batter up – here come installment loans!
It’s springtime, and that means it’s time for baseball. So let’s use a baseball analogy to explain how installment loans can keep you in the game.
Step into the batter’s box. Take a few practice swings before you dig in and await the pitch. Will [...]
Payday Loans Don’t Lead to Bankruptcy, Clemson Study Shows
Payday loans aren’t linked to bankruptcy
The common complaint about payday loans from pseudo-reputable special interest organizations like the Center For Responsible Lending (CRL) is that it traps borrowers in a “cycle of debt” that leads toward inevitable bankruptcy. Clearly the subprime mortgage-backed organization did little actual research (their few “studies” [...]
Dartmouth Payday Loan Study: Oregon Rate Cap Harms Consumers
Discouraged Consumers
In 2007, the State of Oregon imposed a low payday loan rate cap of $10 per $100 borrowed (150 percent APR), and extended the previously common two-week payment period to a minimum of 31 days. Numerous sources have spoken out against this regulation, claiming it to be unfair and [...]
Are Payday Loans a Good Idea During a Recession?
Payday Loans – is taking one out at this time of economic crisis like being cautiously optimistic? Nobody knows exactly what is in store for them, so if you need a cash advance, why fret and pass off the opportunities coming your way? If you need money to overcome one [...]
Payday Loans Trump Overdraft; Fed Reins in Banks
The Board wants overdraft changes
The Federal Reserve Board, Office of Thrift Supervision and National Credit Union Association are at it again, and payday loans are looking better than ever when compared with having to deal with overdraft charges on your checking account.
To recap for those of you who aren’t familiar [...]
Payday Loans Say It Straight, Unlike Bank Overdrafts
Unlike payday loans that are required by the Truth in Lending Act (TILA) to clearly publish and inform consumers of terms, conditions and percentage rates charged, bank overdraft fees are deceiving customers. They lead them astray by not giving them to option to inform their bank whether they want this [...]
Payday Loans Study Counters Unstudied Media Bias
In the media’s campaign to educate the public about the supposedly hazardous consequences of relying upon payday loans, truth is the first casualty in the information war.
Yet simple, fact-based (rather than anecdotal) evidence tends to cut to the heart of the matter. Recent studies by Answers, etc., a company that [...]
FDIC Bank Overdraft Study Proves Payday Loans Are Better
Critics of payday loans frequently site that the annual percentage rate (APR) for such short-term micro loans is rather high, typically reaching figures in the neighborhood of 391 percent.
Even though APR is not entirely compatible with payday loans (which are often two-week loans, making full-year interest rates immaterial), lets assume [...]
Bank Fees Causing More Payday Loans
You May Be in Need of Payday Loans
Ever needed a payday loan to cover overdraft fees or ATM fees that your bank has charged you? If you haven’t, you just might be looking for one sooner than you think. Because of economic turmoil, banks are forecasting that overdraft fees and [...]
Avoiding Excessive overdraft fees with payday loans
Adding Insult To Injury, Banks Raise There Fees
Not only were the banks bailed out with your tax dollars via the federal bailout bill, but now the banks are bolstering profits by increasing overdraft fees on your bank accounts. Before you get surprised with hefty overdraft charges, know that [...]
Lloyds TSB admits overdraft error, are Payday Loans needed?
Some Lloyds TSB customers mistakenly receive letters claiming they had gone overdrawn and would be charged.
Your Payday Loans News Source Quoted With Edits From: Lloyds TSB admits overdraft error (BBC News)
“Technical Error” concerns
An overdraft fee is the last thing that will help repair credit. Fortunately, for Lloyds TSB customers, the [...]
Payday Loans News Break: Survey finds ATM, overdraft fees rise again
You could be in for higher fees if you don’t keep an eye on your checking account.
Your Payday Loans News Source Quoted With Edits From: Survey finds ATM, overdraft fees rise again (MSNBC)
Looks like the sky is the limit with overdraft fees
Overdraft fees rise again as consumers fail to keep [...]
Quick Payday Loans News Break: Brown is a man with an overdraft, not a plan
George Osborne has rejected Gordon Brown’s claim that Britain’s record borrowing figures are the result of a careful strategy to boost economic growth.
Your Quick Payday Loans News Source Quoted With Edits From: Brown is a man with an overdraft, not a plan
Will Borrowing Money Save our Economy?
Gordon Brown, the Prime [...]
Payday Cash Advance Loans News Break: Tight cash conditions vex county
PARKSLEY — The Accomack Board of Supervisors will hold a special session Wednesday to grapple with finances after twin revelations that the county finished Fiscal Year 2008 nearly $500,000 over budget and that the county had a $115,000 overdraft at the bank last week.
Your Payday Cash Advance Loans News Source [...]
Installment Loans News Break: The Andalusia Star-News
The city of Florala’s most recent audit has uncovered several serious issues in the way the city handles its money — one of which cost the city nearly $8,000 in overdraft fees.
Quoted With Edits From: The Andalusia Star-News (The Andalusia Star-News)
Florala needs much more than installment loans now…
Andalusia, Alabama’s own [...]
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