Are you using Credit Card Act resources like you should?

The National Foundation for Credit Counseling says too few people use the free resources provided by the Credit Card Act.
A young man views his credit card statement with a tinge of horror in his eye.

Right for consumers to choose preserved in Kentucky

Kentucky House Bill 182 fell in defeat, keeping the freedom of financial choice in the hands of consumers, according to Kevin Borland.
A tour group on the interior steps of the Kentucky capitol building.

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Social Security recipients, beware banks pushing personal loans

Going paperless with Social Security checks seemed fine, but banks have started targeting recipients with their high-cost personal loans...
The cover of an old pulp thriller comic book. The title is "Beware – Chilling Tales of Horror." Depicted is a man tied up in ropes in what appears to be an old gothic castle. Three hungry rats are deciding whether to dine on the hapless prisoner.

UK payday loans ruling good news for consumers, lenders

The UK Office of Fair Trading's recent pro-payday loans decision has been a relief to consumers and businesses like Speed-e-Loans…
Description: An ATM machine which is covered up by warning tape that reads "Danger: Do not re-use," a hint at the possible trouble overdraft can bring when chosen as an alternative to payday loans.

Overdraft Fees are a Pain in the Pocket

Learn the annoyance of overdraft fees and how they can be overcome.
Don't be shocked if a small miscue becomes a big money drain called overdraft fees.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Study of Overdraft Fees and Protection Cries Out for Reform

Reform of bank and credit union overdraft protection practices is on the mind of Congress today. Payday loans would've made the trip unnecessary. Read why here.
Have you had it up to here with your bank's overdraft protection schemes? You aren't alone, according to the Center for Responsible Lending. (Photo: flickr.com)