30 percent interest for late payments at Bank of America

Watch out for default interest rates. Despite new rules, credit card issuers like Bank of America will still raise rates sky high.
Credit card

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Banks increase fees to get some more instant cash

Banks are increasing the fees assessed on certain things. Since the CARD act limits charges, banks have to get their instant cash somehow.
Debit

Federal judge blasts Wells Fargo for overdraft fees

A Federal judge raked Wells Fargo over the coals for its overdraft practices, and ordered the company to repay $230 million to customers...
Snake in the grass

Overdraft Fees are a Pain in the Pocket

Learn the annoyance of overdraft fees and how they can be overcome.
Don't be shocked if a small miscue becomes a big money drain called overdraft fees.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Study of Overdraft Fees and Protection Cries Out for Reform

Reform of bank and credit union overdraft protection practices is on the mind of Congress today. Payday loans would've made the trip unnecessary. Read why here.
Have you had it up to here with your bank's overdraft protection schemes? You aren't alone, according to the Center for Responsible Lending. (Photo: flickr.com)