Credit Limits Lowered Forcing People to Look to Cash Advances

Consumer borrowing cut by credit card companies yet again
Cash advance loans may have to aid consumers a bit longer since credit card companies are limiting borrowing drastically. According to the AP, “Consumer borrowing plunged in March at the fastest pace in 18 years as Americans put away their credit cards [...]

I Love You Duct Tape Wallet

How to Use Credit Cards and Stay Out of Debt

Avoid seeing everything as an emergency
One of the biggest problems with credit cards is even those who promise to only use them for emergencies tend to see everything as an emergency. With so many companies failing today and personal bankruptcies on the increase it’s essential for each person to be [...]

AMEX Black Card