College Study Attempts to Link Payday Loans and Violence
Remember, Correlation Does Not Imply Causation
Have you ever heard that statement before – that “correlation does not imply causation?” What it means is that even if one can identify a correlation (strength and direction of a relationship between two random variables), it does not automatically imply that one causes the [...]
Payday Loans: Going Where the Need is Greatest
Fed Study Shows Payday Loan and Related Outlets Cluster
Payday loans are an inescapable landmark in America’s modern economic landscape. The popularity of the short term loan product has grown significantly since the early 1990s, and it’s no wonder. Giving consumers the ability to absorb financial shocks in the short term [...]
Vanderbilt/Oxford Study: Payday Loan Firm Profits Not Excessive
Profits are in Line With Traditional Lenders, Says Study
Infinite profits earned off the backs of the infinite suffering masses. If you take your news from the multi-colored, sugar-laden toothpaste tube that is the mainstream media, then you believe that the payday loan industry is reaping massive profits while those who [...]
Demographics of Personal Money Store’s Payday Loan Customers
Put the Conspiracy Theories to Rest
If you don’t already know that American news media is first and foremost an entertainment medium, allow me to be the one to break it to you. Sensationalism sells better than the truth. Biased story selection and reporting slant are inescapable, particularly when you consider [...]
Did You Know You Can Get Instant Payday Loans Online?
Get instant payday loans HERE!
Get instant payday loans without leaving the house
I was chatting online with my friend one day, and he wrote, “OMG, I almost overdrew my bank account!” So I asked him what he did to avoid it, and he wrote “Yay for short term loanz!” (That’s how [...]
Running With Scissors by Augusten Burrows | The Book and Movie
The beginning: the book
Augusten Burrows’ book “Running with Scissors: A Memoir” was published in 2002. Since then, a lot of money has been going in a lot of different directions. To print the memoir, which was later relabeled a book, money went out. Zillions of copies sold, and money came [...]
Facebook and Craigslist Make Dreams Come True
What would I do without the Internet?
I planned for this story to be about how much I love Craigslist. Then I realized that Facebook had a hand in this event as well. Because of these web sites, I now have the perfect couch, and it was downright cheap.
About a month [...]
Don’t Handle Your Creditors Like Lenny “Nails” Dykstra
Nail down debt, don’t run for cover
Lenny Dykstra was one of my favorite baseball players. He combined speed, hustle, plate discipline and a near-fanatical desire to destroy his opponents on the baseball field. They called him “Nails” for a reason.
Like numerous other athletes, however, Dykstra took the unfortunate slide into [...]
Who’s fiddling with my recession?
I got used to this recession and now someone’s rocking the boat
Remember how things were before the recession? There was a lot to do; my many clients sent emails requesting work. I got out of bed early in the morning to write and I wrote late into the night to [...]
MySpace makes Big Cuts in Workforce | Is Facebook to Blame?
Huge layoffs at MySpace
This week, social networking giant MySpace eliminated 30 percent of its workforce. Who knew the once-biggest, most well-known and first “major” social networking site would fall victim to the economy?
Perhaps it doesn’t have anything to do with the economy. Maybe the company really did just want to [...]
I Moved Up with a Payday Loan
My neighbors needed distraction from their emotions
I never thought I’d need a payday loan, but I never thought my six-year-old would be playing with a neighbor kid whose parents are cutters, either. They cut themselves and each other for emotional distraction. Or something. I’m not really interested [...]
Persistence of Memory Says All About Google Searches
You searched for it, you got it
Sometimes, I wonder why people Google certain things. Often the top search terms that appear on Google Trends are related to breaking political, economic or entertainment news. But sometimes, the results are simply surreal. Like parts of this article.
Yes, I’ll admit that I’m not [...]
I Can’t Get Out of the Payday-Loan Trap
Borrowing between paycheck is a hard habit to break.
Job layoffs, plunging retirement accounts, home foreclosures — the ripples of the recession are affecting us all. Like many Americans, you may have a limited income and no savings. You may have been turned down for credit or own maxed-out credit [...]
Whitemart.be Another Password-Stealing Ploy
Whitemart.be wants your login information
Today, if you get a Facebook message that says “check whitemart.be,” don’t do it.
In case you haven’t been faced with this situation before, and thus haven’t read up on how this whitemart.be scam and others work, here’s a little rundown.
Just your run-of-the-mill password theft
So in these [...]
I Have Cash till Payday
I Have Cash till Payday Because I Don’t Water My Lawn
My neighbors are afraid of me because I mow my quarter-acre yard with a push reel mower – the kind without an engine. I never use my automatic sprinkler system. I do not fertilize my grass. I rake by [...]
I put on my dueling glove and slapped him across the face
A copy watch is a respectable item in today’s climate
I sat at a meeting yesterday, one of about 50 people invited by the mayor to discuss the development of the proposed new park. How boring can a meeting be? First they discussed the site and then they discussed the access [...]
Mother’s Day Poems | Save Money, Spread Love
Mother’s Day Poems are free!
I am sure your mother would agree with me that you should not get an online payday loan to buy her a Mother’s Day present. In fact, if she is like my mother, she wouldn’t even approve of putting a gift on a credit card.
Mother’s Day [...]
Curb Appeal on a Budget
Maximize curb appeal with a quick payday loan
If you’re selling your home, you need to do everything you can to attract buyers. The importance of curb appeal – the way your home appears to potential buyers when they drive by or arrive for a showing – can’t be overstated. [...]
Superfecta Winners Pull A Pretty Prodigious Profit
Many happy returns
Superfecta bettors who placed just $1 on the combination of Mine That Bird, Pioneer of the Nile, Musket Man and Papa Clem to come in first, second, third and fourth, respectively, will be rolling in the dough.
Each $1 superfecta bet wins $278,503. While this amount is, of course, [...]
Repair Your Credit | Taming the Credit Monster (Pt. 2)
Charging Purchases
Welcome back.
CLICK HERE if you missed part one of this article. Use installment loans and instant payday loans only when necessary. You can cut the cord on your dependence upon borrowed money and repair your credit starting right now!
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Not long ago, we all dealt in cash. If you didn’t [...]
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