Burlington Coat Factory Riot Breaks Out
Woman didn’t keep promise to buy clothes
A word to the wise, people: If you’re ever out shopping and someone marches into the store and says she’ll pay for $500 worth of merchandise for everyone, remember that sometimes people lie. Furthermore, if this happens to you, please exercise further common sense [...]
Ohio Payday Lenders Close in Wake of Regulations
Payday loans a tough business
Last year, the Ohio payday lending industry and its advocates fought to get harsh restrictions in the state overturned, but the policies stayed put.
This year, more than a third of the payday loan businesses in the state have closed down, much to the dismay of their [...]
Home Buyers Don’t Need Payday Loans in Affordable Indianapolis
Most affordable city
According to an organization’s calculations, home buyers in Indianapolis won’t need payday loans to keep up with their mortgages.
The National Association of Home Builders/Wells Fargo Housing Opportunity Index says Indianapolis, Ind., is the most affordable city in the United States as far as home buying goes.
Formula
The NAHB calculates how [...]
Ohio HB 545 Zombies Cry Foul When Payday Loans Play Fair
House Bill 545 doesn’t play nice with other laws
Payday loans in Ohio have weathered the storm of House Bill 545. This we know. But let’s take a closer look at what opponents of payday loans are concerned about. An editorial by Marc Kovac of Dix Communications, a media conglomerate that [...]
Ohio HB 545 Can’t Kill Payday Loans: They Live!
Payday loans and the Small Loan Act
Jim Siegel of The Columbus Dispatch reports that the Ohio Department of Commerce will not regulate payday loans into oblivion. Great, but they’re on the verge of being taken away from the public as is, thanks to House Bill 545. It capped annual interest [...]
Ohioans Will Have Payday Loans
Payday loans in Ohio: still alive
It’s interesting that 12 people took the time to vent their “moral outrage” over changes in the Ohio payday loans industry. Interesting, in that it wasn’t until the 13th person commented on Sheryl Harris’ Cleveland Plain Dealer editorial that they noticed something wacky.
Here it [...]
Borrowers in Ohio Need Payday Advance Loans
Payday loans still in demand
When Ohio lawmakers capped interest rates on payday advance loans, they knew that payday lenders wouldn’t be able to stay in business if they operated under that stipulation.
The new law capped interest rates on payday loans at 28 percent. But trying to drive payday lenders out [...]
Ohio, Your Payday Loan – Free of Ignorance (Pt. 4)
What will the survivors of the anti-payday loan war do?
This concludes my look at the anti-payday loan debacle in Ohio. Parts one, two and three will set the stage.
Some stores will find a different kind of consumer loan product that serves consumers and circumvents ill-conceived laws written by ill-conceived servants [...]
Ohio, Catholic Church and Payday Loans (pt. 3)
Father forgive me, but you don’t know the payday loan
Show me the research, because your numbers on the payday loan are officially ignorant. While you’re looking for those numbers that may or may not exist, I’ll direct readers to parts one and two of this article on Ohio and loss [...]
Ohio, Fight Ignorance One Payday Loan At a Time (Pt. 1)
Some Ohioans see the light on payday loans
Who would have thought that a state whose legislature and media have been so blatantly against the payday loan industry in recent months would allow a reporter to pierce the veil of insanity with a bit of truth telling? That’s exactly what Adam [...]
Payday Loans | The Last Frontier of Financial Freedom
Taxes, Taxes, And More Taxes
Haven’t you noticed that when it comes to money everybody wants their hands in your pockets. Every service comes with a fee and don’t forget a tax as well.
Taxes today consume about 43% of the average American’s paycheck. We are taxed upon making the money, and [...]
Payday Loans in Ohio? Only if You’re a Bank!
The common complaint by Ohio payday loans companies regarding the hotly contested state House Bill 545 is that it makes it impossible for them to conduct business. With an annual percentage rate cap of 28 percent, loan companies are able to charge customers only 1.08 percent interest per $100 of [...]
Payday Loans Opposition Equals Ignorance On Campaign
The Results Are In
Cash America International Inc. said today that it will close about one third of its Ohio lending locations in the next few months after voters chose to maintain the new payday loans restrictions.
These restrictions put caps on payday loans interest rates. Payday lenders were charging fees that [...]
Payday Loan Myths Debunked: Listen Up, Ohio!
Read this and learn the unbiased truth about a payday loan, Ohio voters.
The Buckeye Institute For Public Policy Solutions, a self-described “nonpartisan research and educational institute devoted to individual liberty, economic freedom, personal responsibility and limited government in Ohio” has weighed in on nine important myths about payday lending. May [...]
Payday Loans Lending may be Abolished in Ohio
The Big Dilemma in Ohio!
The fight to limit interest rates on payday loans will be on the ballot in Ohio. Opponents say that payday loans trap borrowers into a cycle of debt, stating that the interest rates are to high.
What the Opponents of the Payday Loan Industry Want
Opponents of [...]
Payday Loans: Ohio Likes Them Apples
Jim Siegel of the The Columbus Dispatch apparently likes his apples when it comes to payday loans.
In his October 14 analysis of Ohioans for Financial Freedom’s anti-Issue 5 television advertisement “Washington Mess,” Siegel takes a number of thinly veiled shots at the payday loan industry. If he were on target, [...]
Save the Short Term Installment Loans Industry or Obey Your Masters
A controversial news story
If you’ve been reading my blog entries for a little bit of time, you know that I’m a sucker for a controversial news story. My desires were fed this morning with an article from USA Today’s website entitled, “NYC teachers sue to wear political buttons in [...]
Don’t Leave Me Hanging Like a Chad without No Fax Payday Loans!
A Persistent State of Tough Ballots
On November 4, 2008, we will not only find out who our new leader for the next four years is, but we’ll learn the fate of several controversial things in a number of states.
In Washington State, for example, lawmakers wish to enact a measure that [...]
No Fax Payday Loans Turned Me Into a Newt: Obama’s New Witch Hunt
Is It Any Wonder Why I Spend So Much on DVDs?
Just like in any of the other past election seasons, this year’s television attack advertisements and other forms of mudslinging are downright nasty.
Time and again, our presidential candidates, John McCain and Barack Obama, have been trading blows back and forth, [...]
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