Home prices drop as foreclosure rates soar

Home price index reports home prices down nationally by the largest margin since 28008, partially due to increased number of foreclosures.
House in foreclosure

New mortgage shopping sheet attempts to simplify and clarify

The CFPB today offers two prototypes of a new disclosure form for mortgage borrowing in an attempt to clarify the process for consumers.
glasses resting on mortgage application

Jumbo mortgage loans becoming harder to borrow

Jumbo loans, or mortgages for very high amounts, are becoming rarer as mortgage credit is tightening due to Freddie and Fannie requirements.
Mansion

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

USDA home loans showing signs of collapsing

The USDA home loan program was intended to help small, rural communities attract more homeowners -- but it may collapse under bad practices.
Farm

Use a no fax cash advance to save your house

When you are behind on your mortgage, options become hard to think of. Here is an option for you: get caught up with a no fax cash advance..
Using a no fax cash advance can help save your home.

Using short term loans to assure a good home buy

Be sure to look into pre-approval, short term loans and mortgage basics before you start negotiating to buy a new home. More information >>>
Look into the basics of short term loans and mortgages before you start negotiating to buy a new home.

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Hardships may affect cash today, but they can be overcome

Hardships may hinder managing cash today, but there are ways to overcome. Learn a few tips on how to manage, no matter the situation. READ MORE

People with Unsecured Loans Have Options While Students Do Not

People with mortgage, credit card and unsecured loans have negotiation options, but those with student loans don't. READ MORE ...
a disgruntled looking young man sitting behind a stack of text books

Lowering the Prepayment Penalty can create Emergency Money

Negotiating a prepayment penalty can be a viable option for consumers looking to find emergency money.

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Home Sellers Should Use Small Personal Loans to Fund Shortfalls

The main post-recessionary reason people have shortfalls is due to the loss of value on their property. Home sellers are using small personal loans... READ MORE

The Days of Refinancing for Fast Cash are Gone

Fast cash used to be available through refinancing but in today's market, that is changing.

Mortgage Loan Modifications: Definitions, Changes and Problems

People need to understand the modification process and its inherent problems.

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Find the Right Mortgage Loan

In today’s world there are a number of loan products available. Choose the loans that's right for you based on your income, needs, and lifestyle...

10 reasons people are walking away from mortgages

Some people are so fed up with the housing market that they're willing to allow their mortgages to go into default and walk away from their property...
mortgages

Borrowing money for mortgages comes with a lot of variation

There are many different forms of home loans for consumers borrowing money to make the purchase.

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Reverse mortgages are secured loans that don’t always work out

Reverse mortgages are secured loans that experts are warning could be the next financial fiasco.

Mortgage Loans and Home buyers

The dream of owning a home will never die and the availability of a mortgage loan will always be present.