Mortgage modification programs under fire from Republicans

Federal mortgage modification programs are coming under fire for not working. Congressional Republicans want to cut them and save $38 billion.
Foreclosures

Credit card delinquencies and debts fall in 2010

TransUnion reports that during the final three months of 2010, delinquencies and the national average debt for credit cards declined.
Visa

Housing prices decline, but home sales are rising

The number of home sales rose during January, but home values have been falling for some time. The low prices likely contributed to sales.
For Sale

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Mortgage delinquencies decline, but foreclosures rise

The real estate industry has some reason to celebrate, as mortgage delinquencies have declined. However, foreclosures are still rising.
Foreclosed home

The adjustable rate mortgage is staging a comeback

The adjustable rate mortgage was labeled a cause of the real estate crash and recession. An ARM isn't evil, and ARMs are starting to return.
Ghost town

Fannie and Freddie raising mortgage loan lenders risk fees

Fannie Mae and Freddie Mac are raising risk fees for mortgage loan lenders, making it that much harder for Americans to purchase homes.
Suburbs

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Jackson Hewitt sues H&R Block over short term loan ads

Tax preparation giant H&R Block is being sued by Jackson Hewitt, claiming defamation from a series of commercials made by H&R Block.
Trial

Mississippi Congress stalls on payday loan legislation

The Mississippi state legislature has stalled on passing a bill that would further regulate the payday loan lending industry in the state.
Mississippi Capitol

Prepaid debit card fees can add up to a lot of cash quick

Some people wonder whether using a prepaid debit card is better than using a huge national bank. It can be, but the fees can add up quickly.
Visa Debit

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Treasury to send out fast cash from tax refunds on prepaid cards

The U.S. Treasury is launching a pilot program that lets taxpayers choose to get their tax refunds on a prepaid debit card instead of a check.
Visa Debit

Workers get more pay day cash thanks to minimum wage hike

Seven states are raising the minimum wage to account for rising prices, but it only amounts to a few more pennies an hour of pay day cash.
Change

Tornado season devastates Gulf Coast

Bad weather created a tornado system that has devastated areas of Mississippi and Alabama. The Gulf Cost is often hit harder by tornadoes...
Tornado forming

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

New Payday Lending Laws for 2010

An overview of the new payday lending laws that went into effect January 1, 2010.
Photo from Picasa

Mississippi Payday Loan Store Robbed by Gunman

Businesses that give cash advances and payday loans are targeted frequently, as criminals know that they keep large amounts of cash. READ MORE ...
store