Last round of new credit card rules limit late payment fees

The final new credit card rules enacted Sunday protect credit card users from excessive late fees and unreasonable interest rate increases.
a credit card swipe at the register

Oversight in Credit CARD Act could cost you money

A loophole in the Credit CARD Act regarding payment allocation is costing consumers money. Find out how the new changes affect you.. READ ON
The Credit CARD Act created a number of provisions meant to protect consumers.

Credit Card Minimum Payments are Hypnotic Conditioning

Credit card companies love it when you only make the minimum payment. That small number is a kind of hypnotic conditioning, says Stewart.
"Your eyes feel so very heavy. You will pay only the minimum balance on your credit card…"

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Long-Term Thinking Saves You Money

If you are carrying multiple lines of credit like credit cards, a mortgage, an auto loan, etc, please pay more than the minimum amount if you want to lower...
(Photo: flickr.com)