There is no reason to pay full price for leisure activities if one does not need to. Learn to cut corners, and the savings can add up fast.
Saturday, January 15th, 2011 by
By Peter Stone
The U.S. Treasury is launching a pilot program that lets taxpayers choose to get their tax refunds on a prepaid debit card instead of a check.
Thursday, January 13th, 2011 by
By Peter Stone
Seven states are raising the minimum wage to account for rising prices, but it only amounts to a few more pennies an hour of pay day cash.
Wednesday, January 5th, 2011 by
By Peter Stone
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
The prices on a lot of consumer goods are at the lowest levels in decades, so shoppers may have to part with less pay day cash this season.
Friday, December 17th, 2010 by
By Peter Stone
Overdraft fees are generating a lot of consumer resentment, as people don't want to give banks a cash advance to use their own money.
Thursday, December 9th, 2010 by
By Peter Stone
A group with higher unemployment than the average is recent college graduates. More debt and fewer jobs mean less of a pay day to look to.
Monday, November 29th, 2010 by
By Peter Stone
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Credit card cash advance fees are rising. The risk inherent in typical cash advances can actually be gotten around using a payday loan.
Friday, November 19th, 2010 by
By Payday Loan Advocate
Credit card delinquencies are declining rapidly. Americans are becoming more aware of the need to get rid of as much debt as possible...
Monday, November 15th, 2010 by
By Peter Stone
The real estate market is at its most anemic in years. The only credit left for many are small loans like payday loans and cash advances.
Friday, November 12th, 2010 by
By Payday Loan Advocate
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Critics have contended that a payday loan is a debt trap. Current data on consumer debt makes payday loans look like dust in the wind...
Wednesday, November 10th, 2010 by
By Payday Loan Advocate
Some claim payday lenders lend to anyone regardless of income, which is odd because a person needs a payday to get a payday loan.
Sunday, November 7th, 2010 by
By Peter Stone
Some people think a payday loan ban would benefit the middle class. Considering credit usage in the U.S., a credit card ban would be better.
Wednesday, November 3rd, 2010 by
By Peter Stone
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Many wonder why banks or credit unions don't offer a loan until payday, like a payday loan lender. The reason why is simple. They can't.
Sunday, October 31st, 2010 by
By Peter Stone
Subprime loan credit, like payday loans, will always exist, and it is best to keep credit legal and available so demand can be met safely.
Tuesday, October 19th, 2010 by
By Payday Loan Advocate
Short term loans and lenders are often vilified. However, similar types of credit have always existed in the past and will always exist.
Friday, October 8th, 2010 by
By Peter Stone
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Payday lenders get accused of all kinds of things. "Predatory lending" is one. They don't really fit that description at all.
Monday, October 4th, 2010 by
By Peter Stone
GM has just filed for an IPO, after days of intense speculation. The Treasury installment loans will be on the way to paid after the GM IPO.
Wednesday, August 18th, 2010 by
By Peter Stone
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