Ways to save instant cash on leisure activities

There is no reason to pay full price for leisure activities if one does not need to. Learn to cut corners, and the savings can add up fast.
Library Books

Treasury to send out fast cash from tax refunds on prepaid cards

The U.S. Treasury is launching a pilot program that lets taxpayers choose to get their tax refunds on a prepaid debit card instead of a check.
Visa Debit

Workers get more pay day cash thanks to minimum wage hike

Seven states are raising the minimum wage to account for rising prices, but it only amounts to a few more pennies an hour of pay day cash.
Change

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Shoppers need less pay day cash to nab holiday gifts

The prices on a lot of consumer goods are at the lowest levels in decades, so shoppers may have to part with less pay day cash this season.
Xmas Gifts

Consumers sick of giving banks a cash advance through fees

Overdraft fees are generating a lot of consumer resentment, as people don't want to give banks a cash advance to use their own money.
ATM

College graduates have a smaller pay day to look forward to

A group with higher unemployment than the average is recent college graduates. More debt and fewer jobs mean less of a pay day to look to.
Graduation

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

A credit card cash advance can really cost you

Credit card cash advance fees are rising. The risk inherent in typical cash advances can actually be gotten around using a payday loan.
Check

Use of open credit loans declines with credit card delinquencies

Credit card delinquencies are declining rapidly. Americans are becoming more aware of the need to get rid of as much debt as possible...
Escalator

Small loans for bad credit in higher demand than mortgage loans

The real estate market is at its most anemic in years. The only credit left for many are small loans like payday loans and cash advances.
straws

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Modern consumer debt levels make payday loan trap unlikely

Critics have contended that a payday loan is a debt trap. Current data on consumer debt makes payday loans look like dust in the wind...
Anchovies

One needs a pay day to get a payday loan

Some claim payday lenders lend to anyone regardless of income, which is odd because a person needs a payday to get a payday loan.
money

A credit card ban would be better than a payday loan ban

Some people think a payday loan ban would benefit the middle class. Considering credit usage in the U.S., a credit card ban would be better.
Card

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Banks and credit unions cannot offer a loan until payday

Many wonder why banks or credit unions don't offer a loan until payday, like a payday loan lender. The reason why is simple. They can't.
Credit Union

There will always be subprime loan credit

Subprime loan credit, like payday loans, will always exist, and it is best to keep credit legal and available so demand can be met safely.
Gangsters

Short term loans have been part of society throughout history

Short term loans and lenders are often vilified. However, similar types of credit have always existed in the past and will always exist.
Parthenon

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Payday lenders do not practice predatory lending

Payday lenders get accused of all kinds of things. "Predatory lending" is one. They don't really fit that description at all.
Shark

Taxpayer installment loans to be paid soon after GM IPO

GM has just filed for an IPO, after days of intense speculation. The Treasury installment loans will be on the way to paid after the GM IPO.
Stock exchange