Consumers borrowing more money but not from credit cards

A recently released Federal Reserve report indicates that more people are borrowing money, but fewer of them are doing so with credit cards.
Credit Card

Fannie Mae and Freddie Mac limping back to profit

Troubled mortgage houses Fannie Mae and Freddie Mac are starting to turn around. They're still losing money, but they are losing a lot less.
Timiothy Geithner

Americans losing faith in mortgage loans and real estate

Fewer people in the United States believe that real estate and homeownership are still the good investments they were once believed to be.
House

How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?

Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.

Mortgage modification programs under fire from Republicans

Federal mortgage modification programs are coming under fire for not working. Congressional Republicans want to cut them and save $38 billion.
Foreclosures

Housing prices decline, but home sales are rising

The number of home sales rose during January, but home values have been falling for some time. The low prices likely contributed to sales.
For Sale

Large banks could place limits on debit card use

The nations' largest banks, increasingly coming under fire from legislation curbing excessive fees, may start limiting debit card usage.
Debit

Facts About Installment Loans Everyone Should Know Before Applying Online

Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.

Mortgage delinquencies decline, but foreclosures rise

The real estate industry has some reason to celebrate, as mortgage delinquencies have declined. However, foreclosures are still rising.
Foreclosed home

Falling home values put record number of mortgages under water

As home prices have continually fallen during the recession, it is estimated that 27 percent of homeowners are under water on their mortgages.
Underwater house

Possible end in sight for mortgage giants Fannie and Freddie

The Treasury Department will make some proposals soon about what to do with Fannie Mae and Freddie Mac, including letting them go under.
Timothy Geithner

How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check

Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.

Fannie and Freddie raising mortgage loan lenders risk fees

Fannie Mae and Freddie Mac are raising risk fees for mortgage loan lenders, making it that much harder for Americans to purchase homes.
Suburbs

Bailout official labels mortgage modification program a failure

Neil Barofsky, the man in charge of overseeing the bailout programs, recently labeled the mortgage modification program complete failure.
Congressional Hearing

Mortgage Lenders Network USA told loan documents are protected

One sub prime mortgage lender has lost its bid to destroy thousands of original loan documents. This ruling does not apply to all lenders, though.
Documents

How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down

Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.

Rising tuition leads to more defaults on student personal loans

The rising cost of tuition, coupled with fewer decent jobs at graduation, leads to the higher rate of default on personal loans by students.
College Students

Largest loan lenders may settle with attorneys general quickly

The nation's largest loan lenders may settle with the probe into "robo signing" by a commission of all 50 state attorneys general.
Robot

B of A buys bad guaranteed loans back from Fannie and Freddie

Bank of America has recently put aside some serious cash to compensate Freddie and Fannie for bad guaranteed loans B of A is responsible for.
B of A

How To Use Short Term Loans To Get Through a Budget Crisis Wisely

Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.

Fewer people are under water on mortgage bank loans

The number of people under water on the bank loans they used to purchase homes has declined, but that's partly because of foreclosures.
Waves

Peer to peer loan lenders bypass bank middlemen

A way to bypass the middlemen at the bank is to look into peer to peer loan lenders. People who qualify can get loans at below bank rates...
Bank Lobby