Credit Card Offers Are Back. Is That a Good Thing?
A troubled market
Lenders are starting to offer credit cards to consumers again. It’s no secret that lending to troubled borrowers was the beginning of the credit-industry downfall. Have credit card companies learned a lesson? Or are they headed down the same road again?
Brenda Jerez, who recently overcame credit problems [...]
In Credit Crunch, People Turn to Payday Loans, Microloans
Nontraditional lending more popular
Payday loans and microloans are becoming more popular as the recession and the credit crunch have made it more difficult for borrowers to secure financing.
Even individuals and businesses with good credit are being turned away by traditional lenders. Individuals are turning to payday loans more often, and [...]
Debunking Payday Loans myths
What is the truth about payday loans?
It is a myth that Payday loans may eat you up. Some financial pundits and the prominent grapevine would have you believe that instead of being your savior, payday loans are your killer. This is far from the truth.
Why would payday loan lenders want [...]
Be Careful with Payday Advance Loans
Payday advance loans not just for low-income
The credit crunch has made it harder to secure a personal loan or be approved for a credit card. Now, more middle-income families are turning to payday advance loans. These short-term loans can be a savior in a financial emergency. However, if you find [...]
Payday Loans Can Make Or Break a Family Budget
Can Payday Loans make or break your family budget?
Image by The Library of Congress via Flickr
Depending on your personal circumstances, funds these days can be tight. We are going to discuss whether payday loans are an appropriate choice in different circumstances. Primarily, most Americans have access to credit like credit [...]
Payday Loans are not too expensive if you need extra money now!
What is it that creates so much anger?
Payday loans are a uniquely debated topic. It is very interesting to me that so many people seem to have blind hatred for cash advance lenders specifically. What is it that creates so much anger and animosity? Is it the fees that [...]
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