Budgeting
Americans need to start, or aggressively continue with, a financial plan that prioritizes money for savings, credit repair and investments. The recession has managed to deplete savings accounts everywhere. Americans are finding themselves with a lack of emergency funding due to job loss, high interest on credit cards and lowered [...]
Emergency funds
Americans are looking for debt relief, and forgoing bulking up their emergency funds. In the past, people were taught to pay careful attention to their emergency accounts. They were primarily interested in making sure they had between 3-6 months of income tucked away for emergencies, such as job loss, [...]
Current Spikes in Debt Reports Cause Government to Take Action
In the news you are sure to hear about all of the bailouts and stimulus packages that the government is initiating to help people get back on their feet after the market has taken a plunge. Many people have lost some [...]
The “R” word
In the current economic slowdown, the possibility of the dreaded “r” word, retrenchment, being used in your place of work is a real possibility. Reports of widespread job losses and company closures are all over the news at the moment.
U stands for Unemployed
However, the picture is not all [...]
Rate highest in 25 years
Unemployment in the U.S. has now hit 8.1 percent, the highest it has been in 25 years. The economy has lost about 3.3 million jobs in the past six months.
Bad months
December job loss was the highest it has been for a one-month period in 59 years, [...]
Be sure to make a good impression
Looking for a new job is a pain. Especially when you were so happy and doing so well in the last one. You were not part of the decision to close the business down; in fact, they never even consulted you. So now you’re [...]
Who knows how long they will be employed in these troubled times?
Should you prepare in case you lose your job? There’s a book of Chinese curses. One of the curses says, “May you live in interesting times.” One interpretation of this curse is, “May you experience much upheaval and trouble [...]
Send Payday Loans – it’s bad all over
What do people do all over the world who have lost their jobs and need payday loans? The number of jobs in the U.S. fell all through 2008; layoffs in Europe, Asia and the developing world have only recently caught up as companies [...]
The entire financial system and all the money rules have changed in the past few months.
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All of a sudden, nothing works and I desperately need Payday Loans. The engineering office that I am still attached to by a thin piece of string has lost 3 projects in the [...]
Big companies are making big cuts.
If the trend of setting interest caps on payday loans continues, it will likely amount to a lot of layoffs in the payday loan industry. Many companies have already experienced such financial turmoil that they are making massive cuts to the size of their staffs.
Unemployment [...]
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No surprise here
In eight days, Barack Obama will take over the nation’s top job and move into the White House. As the transition nears, the news media are being flooded with reports summing up just exactly how bad the economy [...]