It’s almost like payday loans, but a different kind of borrowing. Ever thought of rocking a Louis Vuitton, Prada, Chanel, Gucci, or maybe a Versace? What about some stunning jewels? Perhaps you’ve been drooling over some of these high-end luxury accessories but have no money to actually get your hand on it. This company has found a way to expand the luxury of borrowing.

Bag Borrow or Steal – Like Payday Loans, Like Netflix

Bag Borrow or Steal, the nation’s largest “borrowed luxury” retailer, allows women to borrow designer handbags and jewelry. They have become the single largest rental luxury service online. The company operates a little like payday loans, and almost exactly like NetFlix. Customers pay a monthly fee for access to a collection of authentic designer handbags and accessories. You can keep them for as long as you want. When you feel you need a new look, mail the item(s) back and get new ones. You pay $15 a week for a Couch and up to $150 for Vintage. One of the best parts is that there is no late fee.

The Beauty of Borrowing

Bag Borrow or Steal has more than just luxurious handbags. Customers are also able to get their hands on fancy sunglasses, watches and beautiful jewels.  Everything is certified authentic and goes through a rigorous 10-point refurbishing process before it ships to you—so it arrives looking like new. If you’re worried about giving something too much “loving use”, the company also offers inexpensive optional insurance coverage against excessive wear.

You can also earn points as you borrow. When you build up enough points, you will be given a reward which plays as some kind of discount on your next borrow. If you borrow for 90 consecutive days you’ll earn six points per dollar you spend. What a way to borrow!

How to “Steal” a Handbag

Pay attention because this is one of the best parts. If you fall in love with an item you’ve borrowed, you can “steal” it! And no you silly, I’m not saying you can take it and run. The company offers the option to buy the bag at a discounted price determined by the accessory’s age, condition and how easy it will be to replace. If you have an account with them, you can visit your closet, select ENJOYING NOW and find the item you like. Once you find the item you’re looking for, click the STEAL IT button and a message will pop up telling you if the item is up for sale, and if so how much it will cost. Afterwards, all you need to do is simply hit purchase and it’s yours; as simple as applying for payday loans.

Borrowing a Handful of Luxury

The Seattle based handbag-rental company is looking to expand their luxury by offering luggages, evening wear and other “couture” accessories. The fairly-new luxury market is expected to grow at a rate of 15 percent each year, possibly reaching $1 trillion by the end of the decade.

Bag Borrow or Steal is a great way to rock the latest, hottest trends, from Sex and The City to European finds, without costing you a fortune. Best of all, everything is available at the click of a mouse. That means more time on your hands, especially when you have other important things to deal with. Just like payday loans, it’s quick and convenient!

The Biggest Gift Items are often the Biggest Targets

One of the largest gift ideas that many of us have for our loved ones is jewelry.  Now obviously, the jewelry that a lot of people like to be able to afford during the holidays goes beyond your average pearl or cubic zirconium earrings; we’re talking the high class, multiple thousand dollar diamond necklace, or bracelet, or ring type of stuff here.  Jewelry is a constant attention getter for thieves. On Thursday, December 4th, a diamond heist went down at the Paris location of Harry Winston Jewelers as night was beginning to fall and just before the store was about to close.  Harry Winston is one of the largest and high class jewelry companies in the world – some of the particular store that was robbed has a clientele list that lists names like: Richard Burton (the actor who was married to Elizabeth Taylor), Aristotle Onassis (Greek shipping tycoon, married Jacqueline Kennedy, widow of JFK), Nicolas Sarkozy (The President of France), the former Shah of Iran, Scarlett Johannson, Gwyneth Paltrow, Hilary Swank, just a few.  The heist went down in a matter of only a few minutes, the robbers being very well prepared, and made off with €85 million, or about $108 million dollars, or over a hundred million payday loans‘ worth.  The robbers may not be likely to find a buyer for extremely high price jewelry including rings and watches that will be far too easily identified, but its likely mobsters will be able to find buyers around the world with the ill gotten gains.  Apparently, three of the robbers were dressed as females, so as to drag investigation efforts to a slower pace.  This is the second time the Paris Harry Winston store has been robbed in a the last year, as they were robbed almost a year to the day of about $16 million in cash and jewels.

Hopefully, Santa will bring these thieves a lump of coal – and a prison sentence

We all know what it is like to wish we had some extra money during the holidays.  It would be great to get everybody the things on their wish list, make the family happy, and see our wives or girl friends eyes go wide open as we put a big shiny rock on their finger, but we’re not going to rob anybody to do it.  However, we do know that if we have a sudden expense come up, in the holiday season or not, we have legal, affordable, responsible options to help us out, such as payday loans.