Credit card use declining as more people turn to cash
Credit card use continues to decline. Fewer and fewer people are turning to the plastic because more people are trying to shed debt.
Tuesday, April 19th, 2011 by By Peter Stone
Rhode Island payday loan bill seeks strict interest rate cap
Rhode Island legislators have introduced 2011 H 5562, a bill to cap payday loan rates at an untenable 36 percent APR. Here we go again...
Thursday, March 31st, 2011 by By Steve Tarlow
Avoid bad buying practices and use credit cards to your advantage
Responsible credit card use can be beneficial to you and your credit report. Be careful; it's easy to develop bad habits with credit cards.
Thursday, March 10th, 2011 by By Ace Campbell
How Can Your Credit Score Be Saved With Something As Simple As A Payday Loan?
Millions of people every year fall short on various bills and lose credit points. Payday loans are a no credit check option that can ease the pain.
Bank profits tumble as new laws for credit cards start working
The new credit card regulations are working. Companies that used to rely on deceptive practices are losing profits because of the CARD Act.
Tuesday, February 22nd, 2011 by By Peter Stone
Interest rates on credit cards hit highest point in 13 years
The average interest rate for credit cards is at its highest point in more than a decade. Base rates are being raised thanks to the CARD Act.
Thursday, February 3rd, 2011 by By Peter Stone
Finance expert Peter Schiff says home prices to fall considerably
In the Wall Street Journal, Euro Pacific Capital CEO Peter Schiff warns that home prices still have a long way to fall before they hit bottom.
Thursday, December 30th, 2010 by By Steve Tarlow
Facts About Installment Loans Everyone Should Know Before Applying Online
Are installment loans online safe and secure? Is applying a big hassle with tons of hoops to jump through? We have the facts you want to know.
Global yuan exchange under way for first time in history
The yuan, which had been kept under lock and key in China, is now a global currency trading commodity. Traders are chomping at the bit.
Tuesday, December 14th, 2010 by By Steve Tarlow
Fed mulls possible actions to give the economy a boost
There are three possible actions the government could take to boost the economy - all three with risks and rewards. Read about them here...
Monday, August 9th, 2010 by By Mary Rice
New Colorado payday lending laws to go into effect
In August, new regulations on payday lending in Colorado will take effect. The new limitations extend terms and reduce rates. READ MORE ...
Tuesday, July 27th, 2010 by By Mary Rice
How To Get A Cash Advance Without Providing Collateral or Submitting To A Credit Check
Credit checks can hurt your credit score and providing collateral for a loan is an unneccessary risk which can be avoided.
Personal finance savvy rising, but high credit card debt persists
Knowledge about personal finance is increasing, but high credit card debt shows hard lessons learned during the recession are being ignored.
Friday, June 25th, 2010 by By Thomas Hart
Car-title lending is a heated issue in Virginia
A new Virginia law will do away with open-ended car-title loans, restrict loan amounts and limit interest rates. But does it go far enough?
Thursday, March 25th, 2010 by By Deborah Weiss
Payday Cash is Not the Only Concern When it Comes to Saving
Just like payday cash is a priority in today's world, so should retirement funding be high on the list of consumer concern.
Sunday, March 14th, 2010 by By Betty May
How Personal Loans Online Can Prevent Your FICO Credit Score From Going Down
Traditional loans require a credit check which puts a hard inquiry on your credit report which in many cases lowers your overall credit rating.
Bernanke testimony casts pall over economic recovery
The Ben Bernanke testimony doesn't have too many people enthused about America's current economic outlook. Sustainable recovery is needed.
Wednesday, February 24th, 2010 by By Steve Tarlow
The Decision to Consolidate Student Loans
Here are some things to consider before deciding whether to consolidate your student loans...
Monday, February 22nd, 2010 by By Laura M. Sands
Secured Credit Cards Can Help Reestablish Credit
A secured credit card can help reestablish a good credit history. Knowing the basics of what a secured card is and how it works helps in deciding to get one…
Friday, February 12th, 2010 by By Laura M. Sands
How To Use Short Term Loans To Get Through a Budget Crisis Wisely
Everyone finds themsevles in a budget crisis from time to time and short term loans are only the answer in some circumstances when used wisely.
2010 Mortgage Outlook is Encouraging in a Tight Market
Economic recovery and low rates look promising for 2010, but credit remains tight.
Friday, January 15th, 2010 by By Abby Reibey
Consumers In Search of Debt Relief Need to Stop Being Lazy
Debt relief can be found in consumer’s lives, but they have to stop being lazy and become proactive about it...
Thursday, December 3rd, 2009 by By Tito Ioane
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